AE
3 Years 
Max. allocation$200K
Forex and CFD
FXIFY
Instant funding plus 1 Step, 2 Step and 3 Step challenges from $19, traded on MT4, MT5, DXtrade and TradingView.
Markets
Platforms
-
MT4 -
MT5
-
DXtrade - TradingView
- Programs across Instant Funding, 1 Step, 2 Step and 3 Step
- 32
- Cheapest challenge
- $19
- Top profit split, on classic 5
- 100%
- Max. allocation
- $400K
- Daily loss limit
- 3% to 8%
Programs and Prices
32 programs, with the price at every account size. Prices include the firm’s current promotion, with the list price struck through.
Instant Funding
9 programs, 1K to 100K| Program | 1K | 2.5K | 5K | 10K | 25K | 50K | 75K | 100K | Trade |
|---|---|---|---|---|---|---|---|---|---|
| Instant Funding Lite 2,5 90% split, 3% daily loss, 4% max loss | Not offered | $19 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding Lite 5 90% split, 3% daily loss, 4% max loss | Not offered | Not offered | $44 | Not offered | Not offered | $289 | Not offered | Not offered | Trade now |
| Instant Funding Standard 90% split, 8% daily loss, 8% max loss | $48.30 |
Not offered | Not offered | $314.30 |
Not offered | Not offered | Not offered | $2,974.30 |
Trade now |
| Instant Funding Standard 2,5 90% split, 8% daily loss, 8% max loss | Not offered | $83.30 |
Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding Lite 90% split, 3% daily loss, 4% max loss | Not offered | Not offered | Not offered | $89 | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding Standard 5 90% split, 8% daily loss, 8% max loss | Not offered | Not offered | $160.30 |
Not offered | Not offered | $1,224.30 |
Not offered | Not offered | Trade now |
| Instant Funding Lite 25 90% split, 3% daily loss, 4% max loss | Not offered | Not offered | Not offered | Not offered | $169 | Not offered | Not offered | Not offered | Trade now |
| Instant Funding Standard 25 90% split, 8% daily loss, 8% max loss | Not offered | Not offered | Not offered | Not offered | $629.30 |
Not offered | Not offered | Not offered | Trade now |
| Instant Funding Standard 75 90% split, 8% daily loss, 8% max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $1,749.30 |
Not offered | Trade now |
1 Step Evaluation
7 programs, 5K to 200K| Program | 5K | 10K | 15K | 25K | 50K | 100K | 200K | Trade |
|---|---|---|---|---|---|---|---|---|
| One Phase 5 90% split, 10% target, 3% daily loss, 6% max loss | $41.30 |
Not offered | Not offered | Not offered | $265.30 |
Not offered | Not offered | Trade now |
| Lightning 90% split, 5% target, 3% daily loss, 4% max loss | Not offered | $41.30 |
Not offered | Not offered | Not offered | $279.30 |
Not offered | Trade now |
| One Phase 90% split, 10% target, 3% daily loss, 6% max loss | Not offered | $62.30 |
Not offered | Not offered | Not offered | $384.30 |
$734.30 |
Trade now |
| One Phase 15 90% split, 10% target, 3% daily loss, 6% max loss | Not offered | Not offered | $83.30 |
Not offered | Not offered | Not offered | Not offered | Trade now |
| Lightning 25 90% split, 5% target, 3% daily loss, 4% max loss | Not offered | Not offered | Not offered | $104.30 |
Not offered | Not offered | Not offered | Trade now |
| One Phase 25 90% split, 10% target, 3% daily loss, 6% max loss | Not offered | Not offered | Not offered | $139.30 |
Not offered | Not offered | Not offered | Trade now |
| Lightning 5 90% split, 5% target, 3% daily loss, 4% max loss | Not offered | Not offered | Not offered | Not offered | $174.30 |
Not offered | Not offered | Trade now |
2 Step Evaluation
12 programs, 5K to 200K| Program | 5K | 10K | 15K | 25K | 50K | 100K | 150K | 200K | Trade |
|---|---|---|---|---|---|---|---|---|---|
| classic 5 100% split, 5% then 10% target, 4% daily loss, 10% max loss | $41.30 |
Not offered | Not offered | Not offered | $265.30 |
Not offered | Not offered | Not offered | Trade now |
| Standard 5 90% split, 10% then 5% target, 4% daily loss, 10% max loss | $41.30 |
Not offered | Not offered | Not offered | $265.30 |
Not offered | Not offered | Not offered | Trade now |
| classic 100% split, 5% then 10% target, 4% daily loss, 10% max loss | Not offered | $62.30 |
Not offered | Not offered | Not offered | $384.30 |
Not offered | Not offered | Trade now |
| Standard 90% split, 10% then 5% target, 4% daily loss, 10% max loss | Not offered | $62.30 |
Not offered | Not offered | Not offered | $384.30 |
Not offered | $734.30 |
Trade now |
| classic 15 100% split, 5% then 10% target, 4% daily loss, 10% max loss | Not offered | Not offered | $83.30 |
Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Standard 15 90% split, 10% then 5% target, 4% daily loss, 10% max loss | Not offered | Not offered | $83.30 |
Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Pro 80% split, 4% then 8% target, 4% daily loss, 8% max loss | Not offered | $90.30 |
Not offered | Not offered | Not offered | $419.30 |
Not offered | $769.30 |
Trade now |
| classic 25 100% split, 5% then 10% target, 4% daily loss, 10% max loss | Not offered | Not offered | Not offered | $139.30 |
Not offered | Not offered | Not offered | Not offered | Trade now |
| Standard 25 90% split, 10% then 5% target, 4% daily loss, 10% max loss | Not offered | Not offered | Not offered | $139.30 |
Not offered | Not offered | Not offered | Not offered | Trade now |
| Pro 25 80% split, 4% then 8% target, 4% daily loss, 8% max loss | Not offered | Not offered | Not offered | $157.50 |
Not offered | Not offered | Not offered | Not offered | Trade now |
| Pro 5 80% split, 4% then 8% target, 4% daily loss, 8% max loss | Not offered | Not offered | Not offered | Not offered | $262.50 |
Not offered | Not offered | Not offered | Trade now |
| Pro 15 80% split, 4% then 8% target, 4% daily loss, 8% max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $594.30 |
Not offered | Trade now |
3 Step Evaluation
4 programs, 5K to 200K| Program | 5K | 10K | 15K | 25K | 50K | 100K | 200K | Trade |
|---|---|---|---|---|---|---|---|---|
| Three Phase 5 90% split, 5% then 5% then 5% target, 5% daily loss, 5% max loss | $27.30 |
Not offered | Not offered | Not offered | $174.30 |
Not offered | Not offered | Trade now |
| Three Phase 90% split, 5% then 5% then 5% target, 5% daily loss, 5% max loss | Not offered | $41.30 |
Not offered | Not offered | Not offered | $279.30 |
$559.30 |
Trade now |
| Three Phase 15 90% split, 5% then 5% then 5% target, 5% daily loss, 5% max loss | Not offered | Not offered | $55.30 |
Not offered | Not offered | Not offered | Not offered | Trade now |
| Three Phase 25 90% split, 5% then 5% then 5% target, 5% daily loss, 5% max loss | Not offered | Not offered | Not offered | $104.30 |
Not offered | Not offered | Not offered | Trade now |
Rules at a Glance
Loss limits are a share of the starting balance. Breaking either limit ends the account.
| Program | Type | Account sizes | Profit split | Profit target | Daily loss limit | Max loss limit | From |
|---|---|---|---|---|---|---|---|
| Instant Funding Lite 2,5 | Instant Funding | 2.5K | 90% | Not listed | 3% | 4% | $19 |
| Instant Funding Lite 5 | Instant Funding | 5K and 50K | 90% | Not listed | 3% | 4% | $44 |
| Instant Funding Standard | Instant Funding | 1K to 100K | 90% | Not listed | 8% | 8% | $48.30 |
| Instant Funding Standard 2,5 | Instant Funding | 2.5K | 90% | Not listed | 8% | 8% | $83.30 |
| Instant Funding Lite | Instant Funding | 10K | 90% | Not listed | 3% | 4% | $89 |
| Instant Funding Standard 5 | Instant Funding | 5K and 50K | 90% | Not listed | 8% | 8% | $160.30 |
| Instant Funding Lite 25 | Instant Funding | 25K | 90% | Not listed | 3% | 4% | $169 |
| Instant Funding Standard 25 | Instant Funding | 25K | 90% | Not listed | 8% | 8% | $629.30 |
| Instant Funding Standard 75 | Instant Funding | 75K | 90% | Not listed | 8% | 8% | $1,749.30 |
| One Phase 5 | 1 Step | 5K and 50K | 90% | 10% | 3% | 6% | $41.30 |
| Lightning | 1 Step | 10K and 100K | 90% | 5% | 3% | 4% | $41.30 |
| One Phase | 1 Step | 10K to 200K | 90% | 10% | 3% | 6% | $62.30 |
| One Phase 15 | 1 Step | 15K | 90% | 10% | 3% | 6% | $83.30 |
| Lightning 25 | 1 Step | 25K | 90% | 5% | 3% | 4% | $104.30 |
| One Phase 25 | 1 Step | 25K | 90% | 10% | 3% | 6% | $139.30 |
| Lightning 5 | 1 Step | 50K | 90% | 5% | 3% | 4% | $174.30 |
| classic 5 | 2 Step | 5K and 50K | 100% | 5% then 10% | 4% | 10% | $41.30 |
| Standard 5 | 2 Step | 5K and 50K | 90% | 10% then 5% | 4% | 10% | $41.30 |
| classic | 2 Step | 10K and 100K | 100% | 5% then 10% | 4% | 10% | $62.30 |
| Standard | 2 Step | 10K to 200K | 90% | 10% then 5% | 4% | 10% | $62.30 |
| classic 15 | 2 Step | 15K | 100% | 5% then 10% | 4% | 10% | $83.30 |
| Standard 15 | 2 Step | 15K | 90% | 10% then 5% | 4% | 10% | $83.30 |
| Pro | 2 Step | 10K to 200K | 80% | 4% then 8% | 4% | 8% | $90.30 |
| classic 25 | 2 Step | 25K | 100% | 5% then 10% | 4% | 10% | $139.30 |
| Standard 25 | 2 Step | 25K | 90% | 10% then 5% | 4% | 10% | $139.30 |
| Pro 25 | 2 Step | 25K | 80% | 4% then 8% | 4% | 8% | $157.50 |
| Pro 5 | 2 Step | 50K | 80% | 4% then 8% | 4% | 8% | $262.50 |
| Pro 15 | 2 Step | 150K | 80% | 4% then 8% | 4% | 8% | $594.30 |
| Three Phase 5 | 3 Step | 5K and 50K | 90% | 5% then 5% then 5% | 5% | 5% | $27.30 |
| Three Phase | 3 Step | 10K to 200K | 90% | 5% then 5% then 5% | 5% | 5% | $41.30 |
| Three Phase 15 | 3 Step | 15K | 90% | 5% then 5% then 5% | 5% | 5% | $55.30 |
| Three Phase 25 | 3 Step | 25K | 90% | 5% then 5% then 5% | 5% | 5% | $104.30 |
FXIFY rules in full
2-Phase $5K: Phase 1: 5% profit target ($250), 4% static daily loss, 10% static max DD, min 4 days, no time limit. No consistency rules. EAs, martingale, grid, news trading, weekend holding all allowed.
Scaling rules
FXIFY review
FXIFY is a forex and CFD prop firm operated by Prime Intermarket Group Eurasia Ltd, which holds an Investment Dealer licence in Mauritius, with a UK company in London acting as its payment agent. It belongs to the FXPIG broker group, and accounts trade on MetaTrader 5, DXtrade and TradingView. The range is broad. The One Phase challenge asks for 10% with a 3% daily loss limit and a 6% trailing maximum loss, priced from $59 for $5,000 to $2,950 for $400,000. The Two Phase comes in three versions: Standard with a 10% trailing drawdown, Classic with a 10% static floor, and Pro with an 8% static floor and a $4,000 daily profit cap. The Three Phase is the cheapest route, asking for 5% in each of three phases with a 5% static limit, from $39. Instant Funding skips the evaluation with an 8% trailing drawdown, a lower cost Lite version adds a 20% consistency rule, and the Lightning Challenge must be passed within five trading days. The standard profit split is 80%, rising to 90% with an add on, and the minimum withdrawal is $50 on every account. Payouts are paid through Rise, and the first can be requested on demand on the One Phase, Two Phase Standard and Three Phase plans. FXIFY does not accept residents of the United States.
Suits
Forex traders who want to choose between one, two and three phase evaluations or instant funding and are happy to be paid through Rise.
Less suited to
Avoid FXIFY if you live in the United States, want a static drawdown on a one step plan, or need an instant account that allows news trading.
Pros
- Five plan families cover one, two and three phase evaluations, instant accounts and a short Lightning challenge.
- The Three Phase challenge starts at $39 for $5,000 and uses a static 5% maximum loss.
- The minimum withdrawal is $50 on every account type.
- The first payout can be requested on demand on the One Phase, Two Phase Standard and Three Phase plans.
- News trading and weekend holding are allowed on the One, Two and Three Phase plans.
Cons
- The One Phase and Two Phase Standard use a trailing maximum loss until the account reaches 6% or 10% profit.
- Instant Funding costs far more than an evaluation and bans news trading, weekend holding and expert advisors.
- Payouts are paid only through Rise, using the same email address as the FXIFY account.
- The Two Phase Pro caps daily profit at $4,000, and the Two Phase Classic applies a 25% consistency rule once funded.
- Residents of the United States and more than 30 other countries cannot open accounts.
Verdict
FXIFY's main strength is choice. It offers one, two and three phase evaluations alongside instant accounts, and sizes run from $1,000 to $400,000, so traders can match the rules to their style rather than the other way round. The Three Phase suits patient traders who want a low entry fee and modest 5% targets, while the Two Phase Classic appeals to swing traders who prefer a static floor and will accept a 25% consistency rule on the funded account in return for a monthly 100% split option. The broker connection also matters, since the FXPIG group supplies the price feed and traders can choose between raw and all in pricing. Several points deserve a check before buying. The One Phase and Two Phase Standard accounts use a trailing maximum loss that follows the closed balance until the account is 6% or 10% in profit, which is tighter than a static limit in the early weeks. Instant Funding is expensive compared with the evaluations, at $449 for a $10,000 account, and bans news trading, weekend holding and expert advisors. The Two Phase Pro caps profit at $4,000 a day and needs 0.5% on each qualifying trading day. Payouts are paid only through Rise, and requests are reviewed on weekdays. Trustpilot shows a rating of 4.3 from more than 6,300 reviews, and the firm states it has paid out more than $40 million. FXIFY suits forex traders who value a wide choice of rules and are prepared to read the details of the plan they pick.
Payouts
On demand from Day 1 (min $50 withdrawal). No waiting period on funded account.
Leverage and Commissions
| Market | Instant | 1 Step | 2 Step | 3 Step | Commission |
|---|---|---|---|---|---|
| FX | 50:1 | 30:1 | 30:1 | 30:1 | Per Lot ($6) |
| Metals | Not listed | 30:1 | 30:1 | 30:1 | Per Lot ($6) |
| Indices | 15:1 | 10:1 | 10:1 | 10:1 | Not listed |
| Energy | 5:1 | 5:1 | 5:1 | 5:1 | Not listed |
| Stocks | 2:1 | 2:1 | 2:1 | 2:1 | (0.35%) |
| Other Commodities | 20:1 | Not listed | Not listed | Not listed | Not listed |
Firm Details
- Trustpilot
- 4.3 out of 5
- Platforms
- MT4, MT5, DXtrade, TradingView
- Markets
- FX, Metals, Indices, Energy, Stocks
- Payment methods
- Pay by Card, PayPal (Login, Use as Guest to only enter card details without log in) Confirmo (Cryptocurrencies) PIX ( For Brasil) Open Banking ( For Peru and Chile)
- Payout methods
- handling payouts through Rise
Questions about FXIFY
Is FXIFY legit?
FXIFY is operated by Prime Intermarket Group Eurasia Ltd, which is licensed in Mauritius as an Investment Dealer under licence GB24204066, while FXIFY Solutions Limited, a UK registered company in London, acts as its payment agent. The firm is part of the FXPIG group of companies. Trustpilot shows a rating of 4.3 from more than 6,300 reviews, and FXIFY states it has paid out more than $40 million.
How much does an FXIFY challenge cost?
A $10,000 account costs $59 on the Three Phase, $89 on the One Phase and on the Two Phase Standard and Classic, and $129 on the Two Phase Pro. At $100,000 the prices are $399, $549, $549 and $599 respectively. Instant Funding costs $449 for $10,000 and the Lightning Challenge $59. Add ons such as a 90% split or payouts every 14 days cost extra.
What is the difference between FXIFY Two Phase Standard, Classic and Pro?
Standard asks for 10% then 5%, with a 10% trailing drawdown, a fee refund and an on demand first payout. Classic asks for 5% then 10% with a 10% static floor, a 25% consistency rule once funded and a choice of 80% every 14 days or 100% monthly. Pro asks for 4% then 8% with an 8% static floor, a $4,000 daily profit cap and payouts every 10 days.
How do FXIFY payouts work?
All payouts are paid through Rise, with a $50 minimum. On One Phase, Two Phase Standard and Three Phase accounts the first payout is on demand, then monthly, or every 14 days with an add on. Instant Funding pays 14 days after the first trade and every 14 days after that. Requests are reviewed on weekdays and typically processed within three business days once verification is complete.
Does FXIFY allow news trading and expert advisors?
News trading and expert advisors are allowed on the One, Two and Three Phase plans. FXIFY warns that clients taking significant risk on news trades may be banned, and using the same third party EA as other traders can be treated as herd trading. Instant Funding bans news trading, weekend holding, EAs, bots and copy trading, and the Lightning Challenge bans news trading and EAs.
Does FXIFY have a scaling plan?
Yes. A trader who makes a 10% return in the first three months, with at least two profitable months, has the account raised by 25%. After that, each further three months that meet the same conditions doubles the balance, up to four scale ups in total. On the largest $400,000 account this path leads to $4 million after twelve months.
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