Forex and CFD 4.4

RZR Funded Review

RZR Funded is the new name of Hantec Trader, the prop trading firm linked to the Hantec group, which rebranded on 19 October 2026. Accounts, balances, rules, prices and payouts carried over unchanged, and the same team runs it. It sells instant funding plus 1 Step, 2 Step and 3 Step challenges from $13, traded on Platform 5.

LC Updated 5 November 2026 Claim your firm

Markets

  • FX
  • Indices
  • Metals
  • Other Commodities
  • Crypto

Platforms

  • Platform 5

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Programs across Instant Funding, 1 Step, 2 Step and 3 Step
7
Cheapest challenge
$13
Max. allocation
$200K
Daily loss limit
2% to 6%

Programs and Prices

7 programs, with the price at every account size.

Instant Funding

3 programs, 1K to 100K
RZR Funded Instant Funding, price by account size
Program 1K 2K 5K 10K 25K 50K 100K Trade
Instant24 Up to 95% split, no profit target, 2% daily loss, 3% max loss Not offered $13 $17 $38 $89 $190 $299 Trade now
Instant Lite Up to 95% split, no profit target, 3% daily loss, 5% max loss $19 $39 $79 $129 $239 $369 $699 Trade now
Instant Funding 80%, up to 95% split, no profit target, 6% daily loss, 6% trailing, locks at starting balance max loss $43 $86 $214 $428 $1,069 $2,139 Not offered Trade now

1 Step Evaluation

1 program, 2K to 200K
RZR Funded 1 Step Evaluation, price by account size
Program 2K 5K 10K 25K 50K 100K 200K Trade
Express 80%, or 95% with add on split, 10% target, 5% daily loss, 6% trailing, locks at starting balance max loss $39 $59 $99 $199 $319 $529 $999 Trade now

2 Step Evaluation

2 programs, 5K to 200K
RZR Funded 2 Step Evaluation, price by account size
Program 5K 10K 25K 50K 100K 200K Trade
Enhanced 80%, or 95% with add on split, 10% then 5% target, 5% daily loss, 10% static max loss $59 $99 $219 $359 $599 $1,169 Trade now
EnhancedX 80%, or 95% with add on split, 8% then 4% target, 4% daily loss, 8% static max loss $59 $99 $219 $359 $599 $1,169 Trade now

3 Step Evaluation

1 program, 5K to 200K
RZR Funded 3 Step Evaluation, price by account size
Program 5K 10K 25K 50K 100K 200K Trade
Endurance 80%, or 95% with add on split, 6% at each of three stages target, 4% daily loss, 8% static max loss $29 $59 $109 $189 $299 $499 Trade now

Rules at a Glance

Loss limits are a share of the starting balance. Breaking either limit ends the account.

Program Type Account sizes Profit split Profit target Daily loss limit Max loss limit From
Instant24 Instant Funding 2K to 100K Up to 95% None 2% 3% $13
Instant Lite Instant Funding 1K to 100K Up to 95% None 3% 5% $19
Instant Funding Instant Funding 1K to 50K 80%, up to 95% None 6% 6% trailing, locks at starting balance $43
Express 1 Step 2K to 200K 80%, or 95% with add on 10% 5% 6% trailing, locks at starting balance $39
Enhanced 2 Step 5K to 200K 80%, or 95% with add on 10% then 5% 5% 10% static $59
EnhancedX 2 Step 5K to 200K 80%, or 95% with add on 8% then 4% 4% 8% static $59
Endurance 3 Step 5K to 200K 80%, or 95% with add on 6% at each of three stages 4% 8% static $29
RZR Funded rules in full

Max DD Type

Express: 6% trailing the closed balance until it locks at the starting balance. Enhanced (10%), EnhancedX (8%) and Endurance (8%): static from the starting balance. Instant Funding: 6% trailing on balance, locking at the starting balance. Instant24 and Instant Lite: 3% and 5% maximum total loss. On Express, Enhanced and Instant Funding the first withdrawal locks the limit at the starting balance.

Daily DD Type

Calculated at 00:00 server time from the higher of balance or equity: 5% on Express and Enhanced, 4% on EnhancedX and Endurance, 6% on Instant Funding, 3% on Instant Lite and 2% on Instant24.

News Trading

No restriction during challenges. On funded Hantec Trader accounts, trades cannot be opened or closed from 3 minutes before to 3 minutes after red folder news on Forex Factory. Instant Lite and Instant Funding offer news trading as a paid add on.

EAs/Copy

Expert Advisors are allowed on challenge accounts and the funded accounts that follow, provided they avoid the prohibited strategies list; EAs and robots are not allowed on Instant Funding. Copy trading rules sit in the prohibited strategies page, which was not reviewed.

Holding Restrictions

Weekend holding allowed on Express, Enhanced, EnhancedX and Endurance. Instant Funding positions must be closed by 23:45 GMT+3 on Friday unless the weekend add on is bought. Crypto can be traded at weekends.

Consistency Rule

None on Express, Enhanced, Endurance and Instant Funding. EnhancedX: best day no more than 35% of total profit, based on end of day equity. Instant Lite 20% and Instant24 15%. Funded accounts also have a 3% maximum open loss (1% on Instant24 and Instant Lite).

Minimum Trading Days

None on Express and EnhancedX. Enhanced: 3 profitable days of at least 0.5% per stage and per payout cycle. Endurance: 3 trading days per stage. None on instant accounts.

Time Limit

No time limit on challenges; Instant24 runs for 24 hours from the first trade.

Leverage

Up to 1:50 on major forex pairs (1:33 on USDCHF) per the product specifications; other asset classes not captured

Commissions

$5 per lot on forex pairs per the product specifications

Scaling rules

Scaling Plan

Traders move up by passing the challenge at the next account size at no extra cost, from $2,000 to $200,000, with add ons carried over. Combined funded accounts are capped at $400,000 of simulated allocation. Available on 1, 2 and 3 step challenges.

RZR Funded review

Rules and prices checked on 5 November 2026 against RZR Funded’s own website and terms.

RZR Funded is the new name of Hantec Trader, the prop trading firm linked to the Hantec group, which rebranded on 19 October 2026. Accounts, balances, rules, prices and payouts carried over unchanged, and the same team runs it. The contracting company is now RZR Funded Limited in Saint Lucia, with HM Provider Limited in London handling support and transactions, and the firm describes itself as powered by Hantec Markets Mauritius. All accounts are simulated and trade on Platform 5 across forex, indices, bullion, commodities and crypto. The range is wide. Express is a one step challenge with a 10% target, a 5% daily limit and a 6% trailing overall limit, priced from $39 for $2,000 to $999 for $200,000. Enhanced is a two step challenge with 10% and 5% targets inside a 5% daily and 10% static limit, and EnhancedX lowers the targets to 8% and 4% with tighter limits and a 35% consistency rule; both cost $59 to $1,169. Endurance spreads a 6% target over each of three stages for $29 to $499. Three instant products, Instant24, Instant Lite and Instant Funding, start at $13 and skip the evaluation. There is no time limit on challenges. Funded traders keep 80% by default, or up to 95% with an add on, can request a reward 14 days after their first trade and can withdraw from $20.

Suits

Traders who want low cost multi stage evaluations, a wide choice of account types and fast payouts from $20 through many methods.

Less suited to

You rely on trading around high impact news or holding large open positions on a funded account, or you live in the United States.

Pros

  • Endurance three step challenges start at $29 for a $5,000 account, and Express one step challenges at $39 for $2,000.
  • No challenge has a time limit, and Express and EnhancedX have no minimum trading days.
  • The minimum reward request is $20, with payouts through PayPal, bank transfer, crypto and Pix.
  • The firm promises to approve reward requests within 24 business hours or double the reward, up to $1,000.
  • Passing the challenge at the next size moves a trader to a larger funded account at no extra fee, up to $200,000.
  • Trustpilot score of 4.4 from 873 reviews, carried over from Hantec Trader.

Cons

  • Funded accounts block opening or closing trades within 3 minutes of red folder news.
  • Funded accounts breach if combined floating losses reach 3% of the starting balance.
  • The default 80% split only rises to 95% with a paid add on.
  • Express uses a trailing maximum loss, which tightens as the balance grows until it locks at the starting balance.
  • A standalone prop firm rather than a regulated broker, so broker level protections do not apply.

Verdict

RZR Funded keeps everything that made Hantec Trader one of the better value firms in our listings, under a new name and a fresh identity. The choice of accounts is among the widest anywhere, with list prices from $13 for instant products and $29 for a three step challenge, and the rules are set out account by account in a public help centre.

Endurance is the cheapest evaluation route, with a 6% target at each of three stages and an 8% static limit, while Enhanced suits traders who want a conventional two step with a 10% static buffer and no consistency rule. Express is quicker, with no minimum days, though its 6% limit trails the closed balance until it locks at the starting balance. Passing a challenge also opens a free attempt at the next size, up to $200,000.

Payouts are a highlight. The minimum is just $20, methods include PayPal, bank transfer, crypto, Pix and local options across Latin America, Africa and Asia Pacific, and the firm promises to approve reward requests within 24 business hours or double them, up to $1,000. It reports an average payout time of 10 hours and more than $6 million paid out. Trustpilot showed 4.4 from 873 reviews in November 2026, with support praised most often.

The main catch sits on the funded side. Funded accounts forbid opening or closing trades within 3 minutes of red folder news and breach any account whose combined floating loss reaches 3% of the starting balance, so traders who pass by holding large positions will need to adjust. The firm is a standalone prop company rather than a regulated broker, despite the Hantec Markets backing, so broker level protections do not apply.

RZR Funded suits traders who want low cost multi stage evaluations, a huge choice of account types and fast, flexible payouts.

Trader Reviews

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Discussions

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Payouts

Profit Split

80% by default on challenge accounts, 95% with a paid add on; instant accounts advertise up to 95%

Min. Payout

$20

Frequency

Every 14 days, or every 7 days with an add on; Instant24 pays once its 24 hour period ends

First Payout

First reward can be requested 14 days after the first trade on the funded account, or on demand with an add on. The firm promises approval within 24 business hours or it doubles the reward, up to $1,000, and states an average payout time of 10 hours.

Payout Methods

PayPal, Crypto (USDT, USDC, ETH and BTC), Bank transfer (SWIFT and SEPA), Pix and local methods in Latin America, Africa and Asia Pacific

Firm Details

Country
LC
Trustpilot
4.4 out of 5
Platforms
Platform 5
Markets
FX, Indices, Metals, Other Commodities, Crypto
Payment methods
Visa, Mastercard, Apple Pay, PayPal, Bank wire, Skrill, Neteller, Pix, M PESA, Korapay
Payout methods
PayPal, Crypto (USDT, USDC, ETH and BTC), Bank transfer (SWIFT and SEPA), Pix and local methods in Latin America, Africa and Asia Pacific
Support
Live chat and email through the website, a help centre in seven languages and a Discord community

Questions about RZR Funded

Is RZR Funded the same as Hantec Trader?

Yes. Hantec Trader rebranded as RZR Funded on 19 October 2026. Logins, balances, challenge progress, rules, prices, spreads and payout schedules carried over unchanged, the same team runs the firm, and the old Trustpilot profile now redirects to RZR Funded. The firm said the new name gives it its own identity as it adds products and markets.

Is RZR Funded regulated?

No. RZR Funded Limited, company 2026-00682 in Saint Lucia, runs simulated prop trading accounts and is not a regulated broker. It describes itself as powered by Hantec Markets Mauritius but says it is a separate entity from Hantec Markets Limited. HM Provider Limited, a UK company, provides support and transaction services.

How much does an RZR Funded challenge cost?

List prices in November 2026 were $39 to $999 for the Express one step challenge from $2,000 to $200,000, $59 to $1,169 for the Enhanced and EnhancedX two step challenges from $5,000 to $200,000, and $29 to $499 for the Endurance three step challenge. Instant accounts started at $13 for a $2,000 Instant24 account.

What is the RZR Funded profit split?

The default split is 80% on challenge accounts, and a paid add on raises it to 95%. The first reward can be requested 14 days after the first trade on the funded account, or every 7 days with the weekly add on. The minimum request is $20, and the firm says requests are approved within 24 business hours or doubled, up to $1,000.

Can I trade the news with RZR Funded?

During challenges there is no news restriction. Once funded, traders cannot open or close trades from 3 minutes before to 3 minutes after red folder news events listed on Forex Factory. Instant Lite and Instant Funding accounts offer news trading and weekend holding as a paid add on bought with the account.

Who cannot use RZR Funded?

RZR Funded does not offer its services to residents or citizens of the United States, or to people covered by international sanctions lists. Its instant programs are also unavailable to residents of the United Kingdom, Mauritius, Hong Kong and Singapore.

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