FXIFY vs FundedNext
FXIFY and FundedNext charge almost the same for a $100K two step, but they differ on how the maximum loss is measured, when the first payout arrives and whether expert advisors are allowed.
FXIFY suits traders who want an early first payout, the freedom to run expert advisors on larger accounts, DXtrade or TradingView as platforms and a choice between trailing and static two step models. FundedNext suits manual traders who want a static 10% floor on its main two step, a lower 8% first phase target, a written 24 hour payout promise and support for MetaTrader 4 and cTrader. At $549 and $549.99 for $100K the two cost the same, so the rules decide it.
All prices are list prices at the time of review in September 2026. Both firms run frequent promotions, and FXIFY was running a flash sale on some account sizes at the time.
FXIFY vs FundedNext at a glance
The table compares the FXIFY Two Phase Standard at $100,000 with the FundedNext Stellar 2 Step at $100,000 on its standard reward option.
| Feature | FXIFY Two Phase Standard $100K | FundedNext Stellar 2 Step $100K |
|---|---|---|
| List price | $549 | $549.99 |
| Steps | Two | Two |
| Profit target | 10% in phase 1, 5% in phase 2 | 8% in phase 1, 5% in phase 2 |
| Daily loss limit | 4% of the previous day’s end of day balance | 5% |
| Maximum loss | 10%, trailing the highest closed balance, locking at the starting balance | 10%, static |
| Minimum trading days | Five per phase | Five |
| Profit split | 80%, or 90% with a paid add on | 80% on the standard option, 90% on demand, 95% with a paid add on |
| First payout | On demand once the first funded trade closes in profit | After 21 days on the standard option |
| Payout frequency | Every 30 days, or every 14 days with an add on | Every 14 days |
| Fee refund | With the first payout, on request | With the first reward |
| Platforms | MetaTrader 5, DXtrade, TradingView | MetaTrader 4, MetaTrader 5, cTrader, Match Trader |
| Trustpilot | 4.3 from 6,320 reviews | 4.5 from 80,313 reviews |
Rules and drawdown
The maximum loss is the central difference. FundedNext’s Stellar 2 Step uses a 10% static limit, so the floor on $100K stays at $90,000 however much profit is made. FXIFY’s Two Phase Standard also allows 10%, but it trails the highest closed balance and only locks at the starting balance once the account is far enough in profit or after a payout. Until then, closed profit lifts the floor. FXIFY’s Two Phase Classic, at the same $549, uses a 10% static limit instead, pays 80% every 14 days or 100% monthly, and applies a 25% best day rule on the funded account. The trailing vs static drawdown guide covers the difference.
Daily limits and targets also differ. FXIFY sets 4%, measured from the previous day’s end of day balance recorded at 5 pm EST, and asks for 10% and then 5%. FundedNext sets 5%, counts swap charges towards the daily loss and asks for 8% and then 5%. Both need five trading days, FXIFY in each phase, and neither sets a time limit.
Both firms have wider ranges. FXIFY sells a One Phase at $549 for $100K with a 10% target, a 3% daily limit and a 6% trailing limit, a Three Phase at $399 with 5% targets and a 5% static limit, and a Two Phase Pro with an 8% static limit at $599. FundedNext sells Stellar Lite at $399.99 for $100K, with limits of 4% and 8%, and a Stellar 1 Step at $569.99 with a 6% static limit. See the one step vs two step guide for how the formats compare.
News, holding and automation
Automation is where the firms part most clearly. FXIFY allows expert advisors on its One, Two and Three Phase plans at any size, although using the same EA from the same provider as other traders counts as herd trading. FundedNext allows them only on MetaTrader accounts below $50,000 with a paid add on, so a $100K account must be traded manually, and it does not allow automation on cTrader or Match Trader.
Both allow weekend holding on their phase plans. FXIFY allows news trading on phase accounts, but lists high leverage news trading as prohibited and may ban traders who take significant risk on news. FundedNext allows news trading in all challenge phases, but on funded accounts only 40% of the profit from trades opened or closed within five minutes of listed high impact news counts, and open risk is capped at 3% of the balance at any time.
Pricing and fees
At list price the $100K two step costs $549 at FXIFY and $549.99 at FundedNext. At the time of review FXIFY was running a 40% sale on 50K accounts and a 35% discount on One Phase for new traders. Both refund the fee with the first payout, FXIFY on request and only on its One Phase, Two Phase Standard and Three Phase plans. Paid add ons at FXIFY raise the split to 90% or move payouts to every 14 days. FundedNext adds 1% on PayPal and crypto payments and 3% on Skrill, and prices for US clients differ. FXIFY limits each trader to one active account of each size across challenge and funded stages.
Payouts
FXIFY allows the first payout on demand once the first funded trade closes in profit, then every 30 days, or every 14 days with the add on. The minimum is $50, payments go through Rise, and withdrawals are reviewed Monday to Friday and typically processed within three business days once verification is complete. FXIFY’s scaling plan adds 25% after a 10% return in the first three months with at least two profitable months, then doubles the balance after each further qualifying three months, up to four scale ups.
FundedNext pays the first reward after 21 days on the standard option and then every 14 days at 80%, with 90% on demand and 95% with a paid add on. It promises to process rewards within 24 hours or add $1,000 to the payout, excluding bank transfers and manual reviews, and charges a processing fee of up to 3.5%. On challenges bought from 12 January 2026, its FundedNext Pro scale up adds 25% after four rewards with at least 4% growth in each, up to $4 million, and raises the split to 90%.
Platforms and markets
FXIFY offers MetaTrader 5, DXtrade and TradingView, with forex, metals, indices, commodities, stock CFDs and crypto, and leverage of up to 50:1 on the Two Phase Standard. Its All In feed charges no commission on forex, metals, crypto and indices, while the RAW feed charges $6 per lot. The operating company is licensed as an Investment Dealer in Mauritius and is part of the FXPIG group.
FundedNext offers MetaTrader 4, MetaTrader 5, cTrader and Match Trader, with TradingView for analysis only, and Match Trader is the only option for US clients. Markets cover forex, commodities, indices, crypto and stocks. FundedNext launched in March 2022 and runs its group operations from Dubai.
Who should choose each firm
Choose FXIFY if
- You want your first payout as soon as the first funded trade closes in profit.
- You run expert advisors on accounts of $50,000 or more.
- You trade on DXtrade or TradingView, or want the option of a static Two Phase Classic.
Choose FundedNext if
- You want a static 10% floor with an 8% first phase target.
- You trade manually on MetaTrader 4, MetaTrader 5 or cTrader.
- You value a written 24 hour payout promise and a scaling path to $4 million.
Read the FXIFY review and the FundedNext review, see FXIFY against another firm in Maven Trading vs FXIFY, or browse more comparisons. The comparison table and the CFD prop firms hub list every firm on the site.
Frequently Asked Questions
Is FXIFY or FundedNext cheaper for a $100K two step?
The list prices are almost identical: $549 for the FXIFY Two Phase Standard or Classic and $549.99 for the FundedNext Stellar 2 Step. FundedNext's Stellar Lite costs $399.99 with tighter 8% limits, and FXIFY's Three Phase costs $399 with 5% limits. Both firms often run promotions, so the checkout price can be lower.
Does FXIFY use trailing or static drawdown?
It depends on the plan. The Two Phase Standard uses a 10% limit that trails the highest closed balance and locks at the starting balance. The Two Phase Classic uses a 10% static limit, and the Two Phase Pro an 8% static limit. FundedNext's Stellar 2 Step uses a 10% static limit measured from the starting balance.
When can I take my first payout at FXIFY and FundedNext?
FXIFY allows the first payout on demand once the first funded trade closes in profit, then every 30 days, or every 14 days with a paid add on. FundedNext's standard option on the Stellar 2 Step pays the first reward after 21 days and then every 14 days, while its on demand option allows earlier requests.
Can I use an expert advisor at FXIFY and FundedNext?
FXIFY allows expert advisors on its One, Two and Three Phase plans, though not on Instant Funding or Lightning, and running the same EA from the same provider as other traders counts as herd trading. FundedNext allows expert advisors only on MetaTrader accounts below $50,000 with a paid add on.
Which platforms do FXIFY and FundedNext offer?
FXIFY offers MetaTrader 5, DXtrade and TradingView. FundedNext offers MetaTrader 4, MetaTrader 5, cTrader and Match Trader, with TradingView available for analysis only, and US clients can use Match Trader only. Traders tied to a particular platform should check it is offered on the plan they want before buying.