Can Two Traders in One House Use the Same Prop Firm?
Most firms allow it, but many count funded accounts per household. Here is what each firm says and how to set it up.
Two people in the same house both want to trade with the same prop firm. Maybe a couple, maybe a parent and an adult child, maybe housemates. Is that allowed? Usually yes, but most futures firms count accounts per household, not per person, and some patterns that look normal to you can look like rule breaking to a firm. Here is what the main firms say, checked on their own help centres on 5 November 2026.
The short answer
Most firms let more than one person in a household trade, as long as each person has their own account, passes their own identity checks and trades independently. What changes is the limit on funded accounts, which is often shared by everyone at the address.
What each firm says
| Firm | Household rule |
|---|---|
| Tradeify | 5 funded accounts for the whole household, not each person. Evaluations are not limited this way. |
| Lucid Trading | 5 funded accounts per household, and 10 accounts in total across evaluation and funded. |
| Funded Futures Family | 4 simulated funded accounts and 1 live account per household, plus one extra simulated account for an immediate family member. |
| Topstep | Trading with friends and family is fine, but no coordinated group trading, no account sharing and no workarounds of single account rules. |
| My Funded Futures | Each trader must place their own trades and may not use the same device as another trader. |
Sources: Tradeify, Lucid, Funded Futures Family, Topstep and My Funded Futures help centres.
Tradeify gives a clear example: two people in one household with three funded accounts each is not allowed, because together they would hold six. Apex Trader Funding changed its live account FAQ in late October to allow IP sharing within a household, according to the rule tracker PipBack.
Sharing a network is not the problem
Tradeify’s compliance guidelines put it plainly: “Shared households, networks, workplaces, or devices do not, by themselves, establish a violation.” What firms look for is behaviour that suggests one person is running several people’s accounts, or that two people are working together to get around the rules. The same guidelines say that family ties or permission do not make account sharing acceptable, and that a family member may not buy an account for you or pay with their card.
What gets households flagged
- Trading the same setups at the same time. Identical or opposite trades across two people’s accounts looks like coordinated trading, which Topstep and My Funded Futures both ban. See our guide to copy trading rules.
- One person trading for both. Every firm requires you to trade your own account.
- Sharing a computer. My Funded Futures bans it outright.
- Paying for each other. Use your own card for your own accounts.
- Using a VPN to look separate. Topstep does not allow VPNs or proxies, and hiding where you trade from is a bigger problem than the household itself. Our guide to VPN rules explains why.
How to set it up properly
- Each person opens their own account in their own name and passes their own identity checks.
- Each person pays with their own card and trades on their own device.
- Count the household limit before you buy. If the limit is five funded accounts, decide together how to split them.
- Trade your own strategies, at your own times. Do not mirror each other.
- Tell support up front. A short message saying two people at the address trade separately costs nothing and can save a payout review later.
The broader rules on what firms treat as gaming the system are in our guide to fair play rules.
Key takeaways
- Two people in one house can usually trade with the same firm, each with their own account.
- Funded account limits are often per household: 5 at Tradeify and Lucid, 4 plus 1 live at Funded Futures Family.
- Sharing a network is not a violation by itself, but sharing devices, payments or trades can be.
- Trade independently, use your own device and card, and tell support up front.
Frequently Asked Questions
Can my partner and I trade with the same prop firm?
Usually yes, if each of you has your own account in your own name, passes identity checks and trades independently. Many futures firms share the funded account limit across the household, so plan how to split it.
How many funded accounts can a household have at Tradeify?
Five in total across everyone in the household. Tradeify says two people with three funded accounts each is not allowed. Evaluations are not limited per household.
Is sharing an IP address with another trader a problem?
Not by itself at firms such as Tradeify, whose guidelines say shared households and networks do not alone establish a violation. Sharing devices, payment cards or coordinated trades can be, and My Funded Futures bans using the same device as another trader.
