Forex and CFD 4.3

FXIFY Review

FXIFY is a forex and CFD prop firm operated by Prime Intermarket Group Eurasia Ltd, which holds an Investment Dealer licence in Mauritius, with a UK company in London acting as its payment agent. It belongs to the FXPIG broker group, and accounts trade on MetaTrader 5, DXtrade and TradingView. It sells instant funding plus 1 Step, 2 Step and 3 Step challenges from $19, traded on MT5, DXtrade and TradingView.

Updated 28 September 2026 Rules checked 29 September 2026 Claim your firm

Markets

  • FX
  • Metals
  • Indices
  • Energy
  • Stocks

Platforms

  • MT5
  • DXtrade
  • TradingView
Programs across Instant Funding, 1 Step, 2 Step and 3 Step
8
Cheapest challenge
$19
Max. allocation
$400K
Daily loss limit
3% to 8%

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Programs and Prices

8 programs, with the price at every account size.

Instant Funding

2 programs, 1K to 100K
FXIFY Instant Funding, price by account size
Program 1K 2.5K 5K 10K 25K 50K 75K 100K Trade
Instant Funding Lite up to 90% split, no profit target, 3% daily loss, 4% trailing max loss Not offered $19 $44 $89 $169 $289 Not offered Not offered Trade now
Instant Funding Standard up to 90% split, no profit target, 8% daily loss, 8% trailing max loss $69 $119 $229 $449 $899 $1,749 $2,499 $4,249 Trade now

1 Step Evaluation

2 programs, 5K to 400K
FXIFY 1 Step Evaluation, price by account size
Program 5K 10K 15K 25K 50K 100K 200K 400K Trade
One Phase up to 90% split, 10% target, 3% daily loss, 6% trailing max loss $59 $89 $119 $199 $379 $549 $1,049 $2,950 Trade now
Lightning up to 90% split, 5% target, 3% daily loss, 4% trailing max loss Not offered $59 Not offered $149 $249 $399 Not offered Not offered Trade now

2 Step Evaluation

3 programs, 5K to 400K
FXIFY 2 Step Evaluation, price by account size
Program 5K 10K 15K 25K 50K 100K 150K 200K 250K 400K Trade
Two Phase Classic up to 100% split, 5% / 10% target, 4% daily loss, 10% static max loss $59 $89 $119 $199 $379 $549 Not offered Not offered Not offered Not offered Trade now
Two Phase Standard up to 90% split, 10% / 5% target, 4% daily loss, 10% trailing max loss $59 $89 $119 $199 $379 $549 Not offered $1,049 Not offered $2,950 Trade now
Two Phase Pro 80% split, 4% / 8% target, 4% daily loss, 8% static max loss Not offered $129 Not offered $225 $375 $599 $849 $1,099 $1,350 Not offered Trade now

3 Step Evaluation

1 program, 5K to 400K
FXIFY 3 Step Evaluation, price by account size
Program 5K 10K 15K 25K 50K 100K 200K 400K Trade
Three Phase up to 90% split, 5% / 5% / 5% target, 5% daily loss, 5% static max loss $39 $59 $79 $149 $249 $399 $799 $1,599 Trade now

Rules at a Glance

Daily and maximum loss limits for each program, as the firm sets them. The full rules below say how each limit is measured and what happens if one is broken.

Program Type Account sizes Profit split Profit target Daily loss limit Max loss limit From
Instant Funding Lite Instant Funding 2.5K to 50K up to 90% None 3% 4% trailing $19
Instant Funding Standard Instant Funding 1K to 100K up to 90% None 8% 8% trailing $69
One Phase 1 Step 5K to 400K up to 90% 10% 3% 6% trailing $59
Lightning 1 Step 10K to 100K up to 90% 5% 3% 4% trailing $59
Two Phase Classic 2 Step 5K to 100K up to 100% 5% / 10% 4% 10% static $59
Two Phase Standard 2 Step 5K to 400K up to 90% 10% / 5% 4% 10% trailing $59
Two Phase Pro 2 Step 10K to 250K 80% 4% / 8% 4% 8% static $129
Three Phase 3 Step 5K to 400K up to 90% 5% / 5% / 5% 5% 5% static $39
FXIFY rules in full

2-Phase $5K: Phase 1: 5% profit target ($250), 4% daily loss (from the previous day's 5 PM EST balance), 10% static max DD, min 4 days, no time limit. No consistency rule in the evaluation; a 25% consistency rule applies once funded. EAs, martingale, grid, news trading, weekend holding all allowed.

Scaling rules

FXIFY review

Rules and prices checked on 29 September 2026 against FXIFY’s own website and terms.

FXIFY is a forex and CFD prop firm operated by Prime Intermarket Group Eurasia Ltd, which holds an Investment Dealer licence in Mauritius, with a UK company in London acting as its payment agent. It belongs to the FXPIG broker group, and accounts trade on MetaTrader 5, DXtrade and TradingView. The range is broad. The One Phase challenge asks for 10% with a 3% daily loss limit and a 6% trailing maximum loss, priced from $59 for $5,000 to $2,950 for $400,000. The Two Phase comes in three versions: Standard with a 10% trailing drawdown, Classic with a 10% static floor, and Pro with an 8% static floor and a $4,000 daily profit cap. The Three Phase is the cheapest route, asking for 5% in each of three phases with a 5% static limit, from $39. Instant Funding skips the evaluation with an 8% trailing drawdown, a lower cost Lite version adds a 20% consistency rule, and the Lightning Challenge must be passed within five trading days. The standard profit split is 80%, rising to 90% with an add on, and the minimum withdrawal is $50 on every account. Payouts are paid through Rise, and the first can be requested on demand on the One Phase, Two Phase Standard and Three Phase plans. FXIFY does not accept residents of the United States.

Suits

Forex traders who want to choose between one, two and three phase evaluations or instant funding and are happy to be paid through Rise.

Less suited to

FXIFY may not suit you if you live in the United States, want a static drawdown on a one step plan, or need an instant account that allows news trading.

Pros

  • Five plan families cover one, two and three phase evaluations, instant accounts and a short Lightning challenge.
  • The Three Phase challenge starts at $39 for $5,000 and uses a static 5% maximum loss.
  • The minimum withdrawal is $50 on every account type.
  • The first payout can be requested on demand on the One Phase, Two Phase Standard and Three Phase plans.
  • News trading and weekend holding are allowed on the One, Two and Three Phase plans.

Cons

  • The One Phase and Two Phase Standard use a trailing maximum loss until the account reaches 6% or 10% profit.
  • Instant Funding costs far more than an evaluation and bans news trading, weekend holding and expert advisors.
  • Payouts are paid through Rise (crypto only where Rise is not available), using the same email address as the FXIFY account.
  • The Two Phase Pro caps daily profit at $4,000, and the Two Phase Classic applies a 25% consistency rule once funded.
  • Residents of the United States and more than 30 other countries cannot open accounts.

Verdict

FXIFY's main strength is choice. It offers one, two and three phase evaluations alongside instant accounts, and sizes run from $1,000 to $400,000, so traders can match the rules to their style rather than the other way round. The Three Phase suits patient traders who want a low entry fee and modest 5% targets, while the Two Phase Classic appeals to swing traders who prefer a static floor and will accept a 25% consistency rule on the funded account in return for a monthly 100% split option. The broker connection also matters, since the FXPIG group supplies the price feed and traders can choose between raw and all in pricing. Several points deserve a check before buying. The One Phase and Two Phase Standard accounts use a trailing maximum loss that follows the closed balance until the account is 6% or 10% in profit, which is tighter than a static limit in the early weeks. Instant Funding is expensive compared with the evaluations, at $449 for a $10,000 account, and bans news trading, weekend holding and expert advisors. The Two Phase Pro caps profit at $4,000 a day and needs 0.5% on each qualifying trading day. Payouts are paid through Rise, with crypto offered where Rise is not available, and requests are reviewed on weekdays. Trustpilot shows a rating of 4.3 from more than 6,300 reviews, and the firm states it has paid out more than $40 million. FXIFY suits forex traders who value a wide choice of rules and are prepared to read the details of the plan they pick.

Trader Reviews

What members who bought an FXIFY challenge say about it. Our own review above is separate, and these never change our rating.

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Discussions

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Payouts

On One Phase, Two Phase Standard and Three Phase the first payout is on demand once the first funded trade closes in profit, with 5 minimum trading days and a $50 minimum, then monthly or every 14 days with an add-on. Two Phase Classic pays every 14 or 30 days, Two Phase Pro every 10 days, Instant Funding 14 days after the first trade and Lightning after 7 days.

Leverage and Commissions

Market Instant 1 Step 2 Step 3 Step Commission
FX 50:1 30:1 30:1 30:1 Per Lot ($6)
Metals Not listed 30:1 30:1 30:1 Per Lot ($6)
Indices 15:1 10:1 10:1 10:1 Not listed
Energy 20:1 5:1 5:1 5:1 Not listed
Stocks 2:1 2:1 2:1 2:1 (0.35%)
Other Commodities 20:1 Not listed Not listed Not listed Not listed

Firm Details

Trustpilot
4.3 out of 5
Platforms
MT5, DXtrade, TradingView
Markets
FX, Metals, Indices, Energy, Stocks
Payment methods
Pay by Card, PayPal (Login, Use as Guest to only enter card details without log in) Confirmo (Cryptocurrencies) PIX ( For Brasil) Open Banking ( For Peru and Chile)
Payout methods
handling payouts through Rise

Questions about FXIFY

Is FXIFY legit?

FXIFY is operated by Prime Intermarket Group Eurasia Ltd, which is licensed in Mauritius as an Investment Dealer under licence GB24204066, while FXIFY Solutions Limited, a UK registered company in London, acts as its payment agent. The firm is part of the FXPIG group of companies. Trustpilot shows a rating of 4.3 from more than 6,300 reviews, and FXIFY states it has paid out more than $40 million.

How much does an FXIFY challenge cost?

A $10,000 account costs $59 on the Three Phase, $89 on the One Phase and on the Two Phase Standard and Classic, and $129 on the Two Phase Pro. At $100,000 the prices are $399, $549, $549 and $599 respectively. Instant Funding costs $449 for $10,000 and the Lightning Challenge $59. Add ons such as a 90% split or payouts every 14 days cost extra.

What is the difference between FXIFY Two Phase Standard, Classic and Pro?

Standard asks for 10% then 5%, with a 10% trailing drawdown, a fee refund and an on demand first payout. Classic asks for 5% then 10% with a 10% static floor, a 25% consistency rule once funded and a choice of 80% every 14 days or 100% monthly. Pro asks for 4% then 8% with an 8% static floor, a $4,000 daily profit cap and payouts every 10 days.

How do FXIFY payouts work?

All payouts are paid through Rise, with a $50 minimum. On One Phase, Two Phase Standard and Three Phase accounts the first payout is on demand, then monthly, or every 14 days with an add on. Instant Funding pays 14 days after the first trade and every 14 days after that. Requests are reviewed on weekdays and typically processed within three business days once verification is complete.

Does FXIFY allow news trading and expert advisors?

News trading and expert advisors are allowed on the One, Two and Three Phase plans. FXIFY warns that clients taking significant risk on news trades may be banned, and using the same third party EA as other traders can be treated as herd trading. Instant Funding bans news trading, weekend holding, EAs, bots and copy trading, and the Lightning Challenge bans news trading and EAs.

Does FXIFY have a scaling plan?

Yes. A trader who makes a 10% return in the first three months, with at least two profitable months, has the account raised by 25%. After that, each further three months that meet the same conditions doubles the balance, up to four scale ups in total. On the largest $400,000 account this path leads to $4 million after twelve months.

Found something out of date? We checked FXIFY’s rules and prices on 29 September 2026. Firms change them often, so tell us if we’ve missed something. Report it

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