FXIFY vs The5ers

FXIFY suits traders who want to trade the news and run EAs in the evaluation, take a first payout early from $50 and use TradingView or DXtrade. The5ers suits traders who want a cheaper $100K challenge, leverage of 1:100 and a funded account that grows, with the split rising to 100% as it scales. On a $100K two step account both firms ask for 10% and then 5% on their main version, so the differences are price, the loss limits, leverage and what happens once you are funded.

Prices and rules were checked on each firm’s own website on 11 November 2026. FXIFY’s code ends on 24 November, so check the checkout total on the day.

FXIFY vs The5ers at a glance

The table compares the $100K FXIFY Two Phase Standard with the $100K The5ers High Stakes on its New version.

Rules and drawdown

On their main $100K versions both firms set the same targets, 10% and then 5%, and the same 4% daily loss limit. The5ers also sells a Classic version with an 8% first target for $50 more. The maximum loss differs: FXIFY’s Two Phase Standard allows 10%, but the limit trails the closed balance as it grows until it locks at the starting balance, once the account is 10% up or after a payout. The5ers allows 8% at the $100K size; its smaller High Stakes accounts allow a 5% daily loss and 10% overall. FXIFY’s Classic version ($549) uses a static 10% limit instead of a trailing one.

FXIFY measures the daily limit from the previous day’s balance at 5 pm EST and checks it against equity. The5ers asks for at least three profitable days in each step, where a profitable day is one that closes at least 0.5% of the starting balance above the day before. FXIFY asks for five trading days. Neither firm sets a time limit.

Leverage is the sharpest difference for forex traders. The5ers trades High Stakes accounts at 1:100. FXIFY lists 30:1 as standard and sells 50:1 as an add on. See high leverage prop firms.

Pricing and fees

Both firms charge a one time fee. The5ers lists its $100K High Stakes at $405 on the New version and $455 on the Classic, and no code was shown on 11 November. It returns the fee in stages, starting with hub credit worth 10% of the fee after Step 1 and 20% after Step 2. The5ers Bootcamp costs $95 upfront and $205 once funded: three demo steps of $25,000, $50,000 and $75,000, each with a 6% target, a 5% maximum loss and no daily limit, lead to a $100,000 funded account. Its Hyper Growth one step program stops at $50,000, so it has no $100K version.

FXIFY lists the $100K Two Phase Standard at $549, and FUNDED25 took 25% off and added two free add ons until 24 November, bringing it to $411.75. Its One Phase costs $549 at list price (10% target, 3% daily, 6% trailing), and ONESTEP35 took 35% off for new traders until 31 December. FXIFY also sells a Three Phase challenge at $399, a Lightning challenge at $399 that must be passed in three to five trading days, and Instant accounts at $4,249 for $100K. It returns the fee with the first payout on request on its one, two and three phase plans, but not on the Two Phase Pro or Instant accounts. See the best $100K prop firm accounts.

Payouts and scaling

FXIFY’s evaluation accounts can take a first payout on demand once the funded account has five trading days and a closed trade, with a $50 minimum. After that, payouts are monthly, or every two weeks with the bi weekly add on. The split is up to 90% on Standard, 80% on Pro and up to 100% on Classic. FXIFY says it has made more than 12,500 payouts and paid out more than $30 million.

The5ers says funded High Stakes traders can request a payout after three consecutive profitable days, without first reaching the 10% scaling target. The account grows in levels as it makes profit, and the split rises with its size: 80% up to $150,000, 85% at $175,000 to $200,000, 90% at $250,000 to $300,000, and 100% plus a fixed monthly payment of $4,000 from $350,000, or $10,000 at $500,000. Bootcamp accounts start at a 50% split, rise to 75% after the first scale up, and pay every two weeks, starting 14 days after the account is funded. See high profit split prop firms.

Platforms, EAs and trading rules

FXIFY offers MetaTrader 5, DXtrade and TradingView, except on Lightning, which is MetaTrader 5 only. The5ers High Stakes runs on MetaTrader 5.

FXIFY allows EAs, news trading and weekend holding on its one, two and three phase evaluations, but not on Instant accounts. The5ers allows your own EAs but bans shared third party EAs, EAs whose source code you don’t own and rollover scalpers, and it bans copy trading. High Stakes accounts can hold overnight and over the weekend, but can’t trade from two minutes before to two minutes after high impact news. A The5ers account expires after 30 days with no activity. See prop firms that allow news trading.

FXIFY’s site lists 35 countries and regions it does not serve, including the United States, Russia, Kenya and Ghana. The5ers’ terms do not list countries; they say only that its services aren’t available where sanctions apply or company policy rules them out.

Who should choose each firm

Choose FXIFY if

• You trade the news or run an EA in the evaluation.
• You want a first payout early, from $50, with your fee back.
• You want TradingView or DXtrade.

Choose The5ers if

• You want the cheaper $100K challenge and leverage of 1:100.
• You plan to scale a funded account towards a 100% split.
• You want to pay little upfront, through Bootcamp.

To see the two firms’ programs side by side, use the compare tool. For other matchups, see Funding Pips vs FXIFY, FXIFY vs FTMO, FTMO vs The5ers, The5ers vs Funding Pips, The5ers alternatives and every head to head comparison.