Instant funding plus 1 Step and 2 Step challenges from $7, traded on MT5, Match Trader and TradeLocker.
MT5 
Match Trader 
TradeLocker 10 programs. Choose a type and an account size.
Not offered at 100K. Sizes: 5K to 200K.
Trade nowNot offered at 100K. Sizes: 5K to 200K.
Trade nowNot offered at 100K. Sizes: 500K and 1M.
Trade now| Program | 5K | 10K | 25K | 50K | 100K | 200K | 500K | 1M |
|---|---|---|---|---|---|---|---|---|
| Instant PrimeInstant Funding | $94 | $223 | $296 | $410 | $798 | $1,776 | Not offered | Not offered |
| Instant Funding | $135 | $226 | $423 | $586 | $1,142 | $2,537 | Not offered | Not offered |
| Magnum (limited time instant account)Instant Funding | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $3,495 | $5,995 |
Not offered at 100K. Sizes: 25K.
Trade nowNot offered at 100K. Sizes: 50K.
Trade nowNot offered at 100K. Sizes: 100K.
Trade nowNot offered at 100K. Sizes: 200K.
Trade nowNot offered at 100K. Sizes: 300K.
Trade nowNot offered at 100K. Sizes: 5K to 200K.
Trade now| Program | 5K | 10K | 25K | 50K | 100K | 200K | 300K |
|---|---|---|---|---|---|---|---|
| NOVA (pay after you pass, activation fee $165 after passing)1 Step | Not offered | Not offered | $7 | Not offered | Not offered | Not offered | Not offered |
| NOVA (pay after you pass, activation fee $275 after passing)1 Step | Not offered | Not offered | Not offered | $7 | Not offered | Not offered | Not offered |
| NOVA (pay after you pass, activation fee $550 after passing)1 Step | Not offered | Not offered | Not offered | Not offered | $7 | Not offered | Not offered |
| NOVA (pay after you pass, activation fee $880 after passing)1 Step | Not offered | Not offered | Not offered | Not offered | Not offered | $7 | Not offered |
| NOVA (pay after you pass, activation fee $1,210 or $1,247, sources differ after passing)1 Step | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $7 |
| Flash1 Step | $64 | $107 | $215 | $286 | $575 | $1,079 | Not offered |
Not offered at 100K. Sizes: 5K to 300K.
Trade now| Program | 5K | 10K | 25K | 50K | 100K | 150K | 300K |
|---|---|---|---|---|---|---|---|
| Pro V2 Step | $69 | $162 | $209 | $435 | $541 | $863 | $1,398 |
Loss limits are a share of the starting balance. Breaking either limit ends the account.
| Program | Type | Account sizes | Profit split | Daily loss limit | Max loss limit | From |
|---|---|---|---|---|---|---|
| Instant Prime | Instant Funding | 5K to 200K | 80% first payout, 90% second, 100% from third | Not listed | 2.5% of initial balance | $94 |
| Instant Funding | Instant Funding | 5K to 200K | 60% first payout rising by 10% per payout to 90% | Not listed | 3% of initial balance | $135 |
| Magnum (limited time instant account) | Instant Funding | 500K and 1M | 80% first payout, 90% second, 100% from third, up to 90% (per pricing table) | Not listed | 2% ($10,000), 2% | $3,495 |
| NOVA (pay after you pass, activation fee $165 after passing) | 1 Step | 25K | 90% standard, 100% with add on | Not listed | none in evaluation, 3% when funded | $7 |
| NOVA (pay after you pass, activation fee $275 after passing) | 1 Step | 50K | 90% standard, 100% with add on | Not listed | none in evaluation, 3% when funded | $7 |
| NOVA (pay after you pass, activation fee $550 after passing) | 1 Step | 100K | 90% standard, 100% with add on | Not listed | none in evaluation, 3% when funded | $7 |
| NOVA (pay after you pass, activation fee $880 after passing) | 1 Step | 200K | 90% standard, 100% with add on | Not listed | none in evaluation, 3% when funded | $7 |
| NOVA (pay after you pass, activation fee $1,210 or $1,247, sources differ after passing) | 1 Step | 300K | 90% standard, 100% with add on | Not listed | none in evaluation, 3% when funded | $7 |
| Flash | 1 Step | 5K to 200K | 80% standard, 90% with add on | Not listed | 4% of initial balance | $64 |
| Pro V | 2 Step | 5K to 300K | 85% standard, up to 100% with add on | Not listed | 4% of initial balance | $69 |
Trailing on One Step Flash (7%), NOVA (6% evaluation, 5% funded), Instant Funding (6%) and Instant Prime (5%), locking at the starting balance; static 9% on Two Step Pro V2
Percentage of initial balance measured from the higher of balance or equity at 5pm EST: 4% on Flash and Pro V2, 3% on Instant Funding and NOVA funded, 2.5% on Instant Prime; no daily limit in the NOVA evaluation
Allowed during evaluations; on funded accounts no trades may be opened or closed from 5 minutes before to 5 minutes after high impact news; Instant Prime allows news trading with an add on; not allowed on Instant Funding
Own unique EAs allowed during challenges only; EAs, bots and external API tools not allowed on funded or instant accounts; copy trading only between own challenge accounts; third party copy services and commercial EAs prohibited; HFT and martingale prohibited
Overnight and weekend holding allowed on Flash, Pro V2 and NOVA; Instant Funding and Instant Prime need a weekend holding add on
None on Flash and Pro V2; 15% consistency rule on Instant Funding; 20% Equity Stability Score on Instant Prime and NOVA funded accounts
3 profitable days of at least 0.5% on Flash and Pro V2; none on NOVA and instant accounts
No time limit; at least one trade every 30 days or the account is breached
One Step Flash 10:1 on forex; Two Step Pro V2 100:1 in evaluation and 50:1 funded on forex; Instant accounts 50:1; NOVA 100:1 in evaluation and 30:1 funded on forex; lower on indices, metals and crypto
$2.50 per lot per side on forex, metals, indices and crypto on all platforms
25% of initial balance added after a 25% gain over 3 months with at least 8% each month, up to $5,000,000; maximum initial allocation $600,000 per person or household (Pro V2 scaling up to $2,000,000)
Top One Trader is a forex and CFD prop firm operated by Top One Trader, LLC, with a registered office listed in Anjouan in the Union of Comoros. It runs a separate futures brand, which is not covered here. Traders can choose from five main routes. The One Step Flash challenge asks for a 10% gain with a 4% daily loss limit and a 7% trailing drawdown. The Two Step Pro V2 uses targets of 8% and 5%, a 4% daily limit and a static 9% maximum loss, with sizes up to $300,000. NOVA is a one step plan with a $7 entry fee, a 5% target and an activation fee that is paid only after passing. Instant Funding and Instant Prime skip the evaluation and start the trader on a funded account with tighter trailing limits and a profit split that rises with each payout. A limited time Magnum account offers $500,000 or $1,000,000 with no evaluation. Accounts run on MetaTrader 5, Match Trader and TradeLocker, and cover forex, indices, gold, silver and two crypto pairs. Payouts go through Rise, carry a 2% processing fee and are capped at $25,000 per trader in any 30 day period on most programs. A commission of $2.50 per lot per side applies across all platforms.
Manual forex traders who want a low cost entry, a static drawdown option and no time limits on their evaluation.
You rely on EAs or news trading on a funded account, or you expect to withdraw more than $25,000 in a single month.
Top One Trader gives traders a wide choice of structures and a low entry point. The $7 NOVA entry fee, with the activation fee due only after passing, keeps upfront risk small, and the Two Step Pro V2 pairs a static 9% drawdown with no consistency rule, which suits traders who dislike trailing limits. There are no time limits on any evaluation, and weekend holding is allowed on the challenge accounts. The trade offs sit in the funded stage. Most programs use trailing drawdowns, funded accounts limit news trading, and EAs are allowed only during challenges. The base profit split on One Step Flash is 80%, and the Instant Funding split starts at 60% on the first payout. Every payout carries a 2% processing fee, and on most programs profits above $25,000 in a rolling 30 day period are removed from the trading balance. The firm may also request a video interview before a withdrawal. Two further points need weighing. Trustpilot currently shows no rating for the firm and cites a breach of its guidelines, and the terms include a clause asking traders not to publish negative reviews on public sites. Top One Trader suits cost conscious manual forex traders who value static drawdown or a pay after you pass model and who are comfortable with a registered office in Comoros. Traders who rely on automated strategies, want to trade news on funded accounts or expect large single payouts should compare other firms first.
60% to 100% depending on program and payout number; add ons raise the split on Flash, Pro V2 and NOVA
2% of initial balance (3% on Two Step Pro V2)
Every 14 days on Flash, Pro V2, NOVA and Instant Prime (weekly with add on); every 30 days on Instant Funding
14 days after funding on Flash, Pro V2 and Instant Prime; 30 days on Instant Funding; 2% processing fee on all payouts; $25,000 cap per trader per rolling 30 days on most programs
Rise (bank transfer or cryptocurrency)
Top One Trader is operated by Top One Trader, LLC, and its website lists a registered office in Anjouan in the Union of Comoros. Payouts are processed through Rise. Trustpilot lists 3,495 reviews but shows no rating, citing a breach of its guidelines. The terms also contain an anti disparagement clause, so traders should read the terms closely before buying.
The split depends on the program. One Step Flash pays 80%, or 90% with an add on. Two Step Pro V2 starts at 85% and can reach 100% with an add on. NOVA pays 90%, or 100% with an add on. Instant Prime rises from 80% to 100% by the third payout, and Instant Funding rises from 60% to 90% by the fourth.
Listed prices before discount codes start at $64 for a $5,000 One Step Flash and $69 for a $5,000 Two Step Pro V2. The largest Pro V2 account, at $300,000, lists at $1,398. NOVA costs $7 to start, followed by an activation fee from $165 for $25,000 to $880 for $200,000 once the trader passes.
News trading is allowed during evaluations. On funded accounts, traders may not open or close trades from five minutes before to five minutes after a high impact news event. Instant Funding accounts do not allow news trading, while Instant Prime accounts allow it when the news trading add on is purchased at checkout.
Top One Trader offers MetaTrader 5, Match Trader and TradeLocker, with TradingView charting on Match Trader and TradeLocker. MetaTrader 5 is not available to traders in the United States, Canada, the US Outlying Territories or Puerto Rico. Available account sizes vary slightly by platform, and TradeLocker accounts start at $10,000.
Most funded accounts can request a first payout 14 days after funding and then every 14 days, while Instant Funding accounts wait 30 days. The minimum payout is 2% of the initial balance, or 3% on Two Step Pro V2. Payouts are paid through Rise by bank transfer or cryptocurrency, with a 2% processing fee.
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