AE
3 Years 
Max. allocation$200K
Forex and CFD
Top One Trader Review
Top One Trader is a forex and CFD prop firm operated by Top One Trader, LLC, with a registered office listed in Anjouan in the Union of Comoros. It runs a separate futures brand, which is not covered here. It sells instant funding plus 1 Step and 2 Step challenges from $7, traded on MT5, Match Trader and TradeLocker.
Markets
Platforms
-
MT5
-
Match Trader
-
TradeLocker
- Programs across Instant Funding, 1 Step and 2 Step
- 13
- Cheapest challenge
- $7
- Max. allocation
- $1M
- Daily loss limit
- 2% to 4%
Programs and Prices
13 programs, with the price at every account size.
Instant Funding
3 programs, 5K to 1M| Program | 5K | 10K | 25K | 50K | 100K | 200K | 500K | 1M | Trade |
|---|---|---|---|---|---|---|---|---|---|
| Instant Prime 80% first payout, 90% second, 100% from third split, no profit target, 2.5% daily loss, 5% trailing, locks at starting balance max loss | $94 | $223 | $296 | $410 | $798 | $1,776 | Not offered | Not offered | Trade now |
| Instant Funding 60% first payout rising by 10% per payout to 90% split, no profit target, 3% daily loss, 6% trailing, locks at starting balance max loss | $135 | $226 | $423 | $586 | $1,142 | $2,537 | Not offered | Not offered | Trade now |
| Magnum (limited time instant account) 80% first payout, 90% second, 100% from third, up to 90% (per pricing table) split, no profit target, 2% daily loss, 4% trailing, locks at starting balance, 4% trailing max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $3,495 | $5,995 | Trade now |
1 Step Evaluation
9 programs, 5K to 300K| Program | 5K | 10K | 25K | 50K | 100K | 200K | 300K | Trade |
|---|---|---|---|---|---|---|---|---|
| NOVA (pay after you pass, activation fee $165 after passing) 90% standard, 100% with add on split, 5% target, None in evaluation, 3% when funded daily loss, 6% trailing in evaluation, 5% trailing when funded max loss | Not offered | Not offered | $7 | Not offered | Not offered | Not offered | Not offered | Trade now |
| NOVA (pay after you pass, activation fee $275 after passing) 90% standard, 100% with add on split, 5% target, None in evaluation, 3% when funded daily loss, 6% trailing in evaluation, 5% trailing when funded max loss | Not offered | Not offered | Not offered | $7 | Not offered | Not offered | Not offered | Trade now |
| NOVA (pay after you pass, activation fee $550 after passing) 90% standard, 100% with add on split, 5% target, None in evaluation, 3% when funded daily loss, 6% trailing in evaluation, 5% trailing when funded max loss | Not offered | Not offered | Not offered | Not offered | $7 | Not offered | Not offered | Trade now |
| NOVA (pay after you pass, activation fee $880 after passing) 90% standard, 100% with add on split, 5% target, None in evaluation, 3% when funded daily loss, 6% trailing in evaluation, 5% trailing when funded max loss | Not offered | Not offered | Not offered | Not offered | Not offered | $7 | Not offered | Trade now |
| NOVA (pay after you pass) 90% standard, 100% with add on split, 5% target, None in evaluation, 3% when funded daily loss, 6% trailing in evaluation, 5% trailing when funded max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $7 | Trade now |
| NOVA (pay after you pass, activation fee $59 after passing) 90% standard, 100% with add on split, 5% target, None in evaluation, 3% when funded daily loss, 6% trailing in evaluation, 5% trailing when funded max loss | $7 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| NOVA (pay after you pass, activation fee $99 after passing) 90% standard, 100% with add on split, 5% target, None in evaluation, 3% when funded daily loss, 6% trailing in evaluation, 5% trailing when funded max loss | Not offered | $7 | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Flash 80% standard, 90% with add on split, 10% target, 4% daily loss, 7% trailing, locks at initial balance max loss | $64 | $107 | $215 | $286 | $575 | $1,079 | Not offered | Trade now |
| X-DAILY (Launchpad) 80% split, 10% target, 3% daily loss, 5% trailing max loss | $65 | $109 | $219 | $299 | $599 | Not offered | Not offered | Trade now |
2 Step Evaluation
1 program, 5K to 300KRules at a Glance
Daily and maximum loss limits for each program, as the firm sets them. The full rules below say how each limit is measured and what happens if one is broken.
| Program | Type | Account sizes | Profit split | Profit target | Daily loss limit | Max loss limit | From |
|---|---|---|---|---|---|---|---|
| Instant Prime | Instant Funding | 5K to 200K | 80% first payout, 90% second, 100% from third | None | 2.5% | 5% trailing, locks at starting balance | $94 |
| Instant Funding | Instant Funding | 5K to 200K | 60% first payout rising by 10% per payout to 90% | None | 3% | 6% trailing, locks at starting balance | $135 |
| Magnum (limited time instant account) | Instant Funding | 500K and 1M | 80% first payout, 90% second, 100% from third, up to 90% (per pricing table) | None | 2% | 4% trailing, locks at starting balance, 4% trailing | $3,495 |
| NOVA (pay after you pass, activation fee $165 after passing) | 1 Step | 25K | 90% standard, 100% with add on | 5% | None in evaluation, 3% when funded | 6% trailing in evaluation, 5% trailing when funded | $7 |
| NOVA (pay after you pass, activation fee $275 after passing) | 1 Step | 50K | 90% standard, 100% with add on | 5% | None in evaluation, 3% when funded | 6% trailing in evaluation, 5% trailing when funded | $7 |
| NOVA (pay after you pass, activation fee $550 after passing) | 1 Step | 100K | 90% standard, 100% with add on | 5% | None in evaluation, 3% when funded | 6% trailing in evaluation, 5% trailing when funded | $7 |
| NOVA (pay after you pass, activation fee $880 after passing) | 1 Step | 200K | 90% standard, 100% with add on | 5% | None in evaluation, 3% when funded | 6% trailing in evaluation, 5% trailing when funded | $7 |
| NOVA (pay after you pass) | 1 Step | 300K | 90% standard, 100% with add on | 5% | None in evaluation, 3% when funded | 6% trailing in evaluation, 5% trailing when funded | $7 |
| NOVA (pay after you pass, activation fee $59 after passing) | 1 Step | 5K | 90% standard, 100% with add on | 5% | None in evaluation, 3% when funded | 6% trailing in evaluation, 5% trailing when funded | $7 |
| NOVA (pay after you pass, activation fee $99 after passing) | 1 Step | 10K | 90% standard, 100% with add on | 5% | None in evaluation, 3% when funded | 6% trailing in evaluation, 5% trailing when funded | $7 |
| Flash | 1 Step | 5K to 200K | 80% standard, 90% with add on | 10% | 4% | 7% trailing, locks at initial balance | $64 |
| X-DAILY (Launchpad) | 1 Step | 5K to 100K | 80% | 10% | 3% | 5% trailing | $65 |
| Pro V2 | 2 Step | 5K to 300K | 85% standard, up to 100% with add on | 8% phase 1, 5% phase 2 | 4% | 9% static | $69 |
Top One Trader rules in full
Max DD Type
Trailing on One Step Flash (7%), NOVA (6% evaluation, 5% funded), Instant Funding (6%) and Instant Prime (5%), locking at the starting balance; static 9% on Two Step Pro V2
Daily DD Type
Percentage of initial balance measured from the higher of balance or equity at 5pm EST: 4% on Flash and Pro V2, 3% on Instant Funding and NOVA funded, 2.5% on Instant Prime; no daily limit in the NOVA evaluation
News Trading
Allowed during evaluations; on funded accounts no trades may be opened or closed from 5 minutes before to 5 minutes after high impact news; Instant Prime allows news trading with an add on; not allowed on Instant Funding
EAs/Copy
Own unique EAs allowed during challenges only; EAs, bots and external API tools not allowed on funded or instant accounts; copy trading only between own challenge accounts; third party copy services and commercial EAs prohibited; HFT and martingale prohibited
Holding Restrictions
Overnight and weekend holding allowed on Flash, Pro V2 and NOVA; Instant Funding and Instant Prime need a weekend holding add on
Consistency Rule
None on Flash and Pro V2; 15% consistency rule on Instant Funding; 20% Equity Stability Score on Instant Prime and NOVA funded accounts
Minimum Trading Days
3 profitable days of at least 0.5% on Flash and Pro V2; none on NOVA and instant accounts
Time Limit
No time limit; at least one trade every 30 days or the account is breached
Leverage
One Step Flash 10:1 on forex; Two Step Pro V2 100:1 in evaluation and 50:1 funded on forex; Instant accounts 50:1; NOVA 100:1 in evaluation and 30:1 funded on forex; lower on indices, metals and crypto
Commissions
$2.50 per lot per side on forex, metals, indices and crypto on all platforms
Scaling rules
Scaling Plan
25% of initial balance added after a 25% gain over 3 months with at least 8% each month, up to $5,000,000; maximum initial allocation $600,000 per person or household (Pro V2 scaling up to $2,000,000)
Top One Trader review
Top One Trader is a forex and CFD prop firm operated by Top One Trader, LLC, with a registered office listed in Anjouan in the Union of Comoros. It runs a separate futures brand, which is not covered here. Traders can choose from five main routes. The One Step Flash challenge asks for a 10% gain with a 4% daily loss limit and a 7% trailing drawdown. The Two Step Pro V2 uses targets of 8% and 5%, a 4% daily limit and a static 9% maximum loss, with sizes up to $300,000. NOVA is a one step plan with a $7 entry fee, a 5% target and an activation fee that is paid only after passing. Instant Funding and Instant Prime skip the evaluation and start the trader on a funded account with tighter trailing limits and a profit split that rises with each payout. A limited time Magnum account offers $500,000 or $1,000,000 with no evaluation. Accounts run on MetaTrader 5, Match Trader and TradeLocker, and cover forex, indices, gold, silver and two crypto pairs. Payouts go through Rise, carry a 2% processing fee and are capped at $25,000 per trader in any 30 day period on most programs. A commission of $2.50 per lot per side applies across all platforms.
Suits
Manual forex traders who want a low cost entry, a static drawdown option and no time limits on their evaluation.
Less suited to
You rely on EAs or news trading on a funded account, or you expect to withdraw more than $25,000 in a single month.
Pros
- The NOVA plan costs $7 to start, and the activation fee is charged only after the trader passes.
- The Two Step Pro V2 uses a static 9% maximum loss and has no consistency rule.
- No evaluation has a time limit, provided at least one trade is placed every 30 days.
- Weekend and overnight holding are allowed on the challenge based accounts.
- Traders can choose between MetaTrader 5, Match Trader and TradeLocker.
Cons
- Most programs use trailing drawdowns that only lock once the account reaches its starting balance or after a payout.
- A 2% processing fee applies to every payout, and profits above $25,000 in a rolling 30 day period are removed from the balance on most programs.
- EAs and external tools are not allowed on funded or instant accounts.
- Trustpilot shows no rating for the firm and cites a breach of its guidelines, and the terms ask traders not to post negative reviews.
Verdict
Top One Trader gives traders a wide choice of structures and a low entry point. The $7 NOVA entry fee, with the activation fee due only after passing, keeps upfront risk small, and the Two Step Pro V2 pairs a static 9% drawdown with no consistency rule, which suits traders who dislike trailing limits. There are no time limits on any evaluation, and weekend holding is allowed on the challenge accounts. The trade offs sit in the funded stage. Most programs use trailing drawdowns, funded accounts limit news trading, and EAs are allowed only during challenges. The base profit split on One Step Flash is 80%, and the Instant Funding split starts at 60% on the first payout. Every payout carries a 2% processing fee, and on most programs profits above $25,000 in a rolling 30 day period are removed from the trading balance. The firm may also request a video interview before a withdrawal. Two further points need weighing. Trustpilot currently shows no rating for the firm and cites a breach of its guidelines, and the terms include a clause asking traders not to publish negative reviews on public sites. Top One Trader suits cost conscious manual forex traders who value static drawdown or a pay after you pass model and who are comfortable with a registered office in Comoros. Traders who rely on automated strategies, want to trade news on funded accounts or expect large single payouts should compare other firms first.
Trader Reviews
What members who bought a Top One Trader challenge say about it. Our own review above is separate, and these never change our rating.
No reviews of Top One Trader yet
Traded with Top One Trader? Tell other traders how your challenge and payouts went. The first review shows here as soon as a moderator has checked it.
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Top One Trader gets a trader rating once it has 3 reviews.
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Discussions
Threads in our forums about Top One Trader, newest first. Members' posts, not our view.
No threads about Top One Trader yetAsk other traders about Top One Trader, or share how your challenge or payout went. Threads tagged with Top One Trader show up here.
Start a threadPayouts
Profit Split
60% to 100% depending on program and payout number; add ons raise the split on Flash, Pro V2 and NOVA
Min. Payout
2% of initial balance (3% on Two Step Pro V2)
Frequency
Every 14 days on Flash, Pro V2 and NOVA (weekly with add on) and on Instant Prime; every 30 days on Instant Funding
First Payout
14 days after funding on Flash, Pro V2 and Instant Prime; 30 days on Instant Funding; 2% processing fee on all payouts; $25,000 cap per trader per rolling 30 days on most programs
Payout Methods
Rise (bank transfer or cryptocurrency)
Firm Details
- Country
- KM
- Platforms
- MT5, Match Trader, TradeLocker
- Markets
- FX, Indices, Metals
- Payment methods
- Credit card, Pix, Boleto
- Payout methods
- Rise (bank transfer or cryptocurrency)
- Support
- Live chat and email (support@toponetrader.com); help centre at help.toponetrader.com
Questions about Top One Trader
Is Top One Trader legit?
Top One Trader is operated by Top One Trader, LLC, and its website lists a registered office in Anjouan in the Union of Comoros. Payouts are processed through Rise. Trustpilot lists 3,495 reviews but shows no rating, citing a breach of its guidelines. The terms also contain an anti disparagement clause, so traders should read the terms closely before buying.
What is the Top One Trader profit split?
The split depends on the program. One Step Flash pays 80%, or 90% with an add on. Two Step Pro V2 starts at 85% and can reach 100% with an add on. NOVA pays 90%, or 100% with an add on. Instant Prime rises from 80% to 100% by the third payout, and Instant Funding rises from 60% to 90% by the fourth.
How much does a Top One Trader challenge cost?
Listed prices before discount codes start at $64 for a $5,000 One Step Flash and $69 for a $5,000 Two Step Pro V2. The largest Pro V2 account, at $300,000, lists at $1,398. NOVA costs $7 to start, followed by an activation fee from $59 for $5,000 to $1,247 for $300,000 once the trader passes.
Does Top One Trader allow news trading?
News trading is allowed during evaluations. On funded accounts, traders may not open or close trades from five minutes before to five minutes after a high impact news event. Instant Funding accounts do not allow news trading, while Instant Prime accounts allow it when the news trading add on is purchased at checkout.
What platforms does Top One Trader use?
Top One Trader offers MetaTrader 5, Match Trader and TradeLocker, with TradingView charting on Match Trader and TradeLocker. MetaTrader 5 is not available to traders in the United States, Canada, the US Outlying Territories or Puerto Rico. Available account sizes vary slightly by platform, and TradeLocker accounts start at $10,000.
How do Top One Trader payouts work?
Most funded accounts can request a first payout 14 days after funding and then every 14 days, while Instant Funding accounts wait 30 days. The minimum payout is 2% of the initial balance, or 3% on Two Step Pro V2. Payouts are paid through Rise by bank transfer or cryptocurrency, with a 2% processing fee.
Found something out of date? We checked Top One Trader’s rules and prices on 28 September 2026. Firms change them often, so tell us if we’ve missed something. Report it
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