US
Max. allocation$150K
Futures
Top One Futures
Instant funding plus 1 Step challenges from $27.60, traded on NinjaTrader, TradingView, Tradovate and BlackArrow.
US
Platforms
-
NinjaTrader
- TradingView
- Tradovate
- BlackArrow
- Programs across Instant Funding and 1 Step
- 5
- Cheapest challenge
- $27.60
- Top profit split, on S2F Sim Pro
- 90%
- Max. allocation
- $3M
- Daily loss limit
- 2% to 2.5%
Programs and Prices
5 programs, with the price at every account size. Prices include the firm’s current promotion, with the list price struck through.
Instant Funding
4 programs, 25K to 150K| Program | 25K | 50K | 100K | 150K | Trade |
|---|---|---|---|---|---|
| S2F Sim Pro 90% split, 2% daily loss | $102.80 | Not offered | $252.80 | $290.80 | Trade now |
| Ignite 90% split, 2% daily loss | $109 |
$199 |
Not offered | Not offered | Trade now |
| S2F Sim Pro Instant 90% split, 2% daily loss | Not offered | $168.40 | Not offered | Not offered | Trade now |
| Instant Sim Funded 90% split, 2.5% daily loss | $230 |
Not offered | Not offered | $517 |
Trade now |
Rules at a Glance
Loss limits are a share of the starting balance. Breaking either limit ends the account.
| Program | Type | Account sizes | Profit split | Daily loss limit | Max loss limit | From |
|---|---|---|---|---|---|---|
| S2F Sim Pro | Instant Funding | 25K to 150K | 90% | 2% | Not listed | $102.80 |
| Ignite | Instant Funding | 25K and 50K | 90% | 2% | Not listed | $109 |
| S2F Sim Pro Instant | Instant Funding | 50K | 90% | 2% | Not listed | $168.40 |
| Instant Sim Funded | Instant Funding | 25K and 150K | 90% | 2.5% | Not listed | $230 |
| Elite | 1 Step | 25K and 100K | 90% | 2.5% | Not listed | $27.60 |
Top One Futures rules in full
Overnight Holding
- Overnight trading is NOT allowed. All positions must be closed by 4:10 PM EST each trading day.
- Any open trades after this time may trigger forced liquidation and lead to potential account penalties.
News Trading
Allowed without any restrictions.
Expert Advisor & Bot
The use of Expert Advisors (EAs) or bots is not allowed. The firm requires all traders to engage in manual, skill-based trading to ensure fairness and integrity in the trading environment.
Copy Trading
- Copy trading from external sources is strictly prohibited.
- Top One Futures allows copy trading/mirroring to other firms only if trades originate from your own activity and discretion on their platform; signal following, group trading, or mirroring others’ trades is strictly prohibited.
- Copy trading is allowed only between accounts of the same type and size within Top One Futures (e.g., Elite $50K → Elite $50K, Instant $150K → Instant $150K, S2F Sim PRO $25K → S2F Sim PRO $25K, Ignite 100K → Ignite 100K)
- A maximum of 3 Elite Sim or Instant Sim accounts can be linked for copy trading.
- A maximum of 5 S2F Sim PRO accounts can be used for copy trading.
- A maximum of 6 IGNITE Instant Funding accounts can be used for copy trading.
Current Promo Copy Trade Limits:
- Copy trade up to 5 Instant Sim Funded accounts (25K & 50K only)
- NEW: Copy trade up to 10 S2F Sim Pro accounts
- NEW: Copy trade up to 10 Ignite Instant Funding accounts
Disclaimer – Instant Sim Funded Accounts
- If you already have 3 × $150K Instant Sim Funded Accounts, you cannot add 2 × $50K (or any other mix).
- If you have 3 × $50K, you can now add 2 more.
- If you have any Elite Funded Accounts, the cap remains a total of 3 Elite/Instant Sim Funded accounts.
Minimum Trade Duration (10-Second Rule)
- To protect against ultra-high-frequency scalping and promote responsible trading:
- All trades must remain open longer than 10 seconds.
- Occasional minor violations are tolerable, but if: anywhere close to 50% or more of your total and/or withdrawable profits OR, anywhere close to 50% or more of your individual trades violate this rule, all profits associated with these trades will be removed.
Trading Hours
- 6:00 PM EST and 4:10 PM EST the next day, Monday through Friday.
- There is a daily 1-hour break from 5:00 PM to 6:00 PM EST, during which trading is paused. After the break, the next session opens.
Overnight Holding
- Traders must close all positions by 4:10 PM EST. Any open trades left running past this time may result in violations and potential account penalties.
- Open Positions After 4:10 PM EST may face forced liquidation of trades by the system.
Inactivity Rule
- All Sim Funded traders must place at least one trade every 14 calendar days to keep their account in good standing.
- Note: There is no inactivity timer on the Elite challenge phase.
Prohibited Trading Practices
- Top One Futures prioritizes the safety, sustainability, and integrity of their platform, ensuring a long-term, secure, and fair-trading environment for everyone.
- All prohibited practices can be found via this link:
https://intercom.help/top-one-futures/en/articles/11021584-prohibited-trading-practices
IP Address Restrictions Explained
https://intercom.help/top-one-futures/en/articles/11187841-are-there-ip-address-restrictions
Scaling rules
Top One Futures review
Top One Futures is a futures prop firm operated by Top One Futures, LLC, with a registered address in Cheyenne, Wyoming. Its site links to Top One Trader for CFD trading. It sells four programs on accounts of $25K to $150K, and every simulated funded account pays a 90% profit split. Elite Daily is a monthly subscription of $178 to $549 with a 6% target, a 40% consistency rule in the evaluation, no activation fee and payouts every 24 hours once funded. Elite Access costs $139 to $359 at checkout, has no daily loss limit or consistency rule in the evaluation but a 30 day time limit, and charges an activation fee of the same amount on passing, or half that if the trader accepts an intraday trailing drawdown on the funded account. Instant Sim Funded ($419 to $939) and Ignite ($218 to $799) skip the evaluation and apply consistency rules of 20% and 15% to each payout. Drawdown is end of day trailing on every account except the intraday Elite Access option, and it locks at the starting balance plus $100. Expert advisors and bots are banned, trades must stay open for more than 10 seconds, and positions must be closed by 4:10 pm ET. Payouts are sent through Rise by bank transfer or crypto.
Suits
Manual intraday futures traders who want frequent payouts and a choice between subscription, activation fee and instant funding models.
Less suited to
You trade with bots or expert advisors, scalp positions for a few seconds, or live in one of the more than 70 restricted countries.
Pros
- Elite Daily funded accounts can request a payout every 24 hours, with no funded consistency rule and no activation fee.
- End of day trailing drawdown is used on every account except the optional intraday version of Elite Access.
- Elite Access evaluation resets cost a flat $35, and the evaluation can be passed in a single day.
- Every simulated funded account pays a 90% profit split.
- Commissions are published per instrument, such as $5.76 round turn on ES and NQ.
Cons
- Expert advisors and bots are banned, and trades must be held for more than 10 seconds.
- Elite Access charges an activation fee of $139 to $359 on passing, or $69 to $179 with intraday funded drawdown.
- Elite Daily is billed monthly until the evaluation is passed, and its payouts are capped at $750 to $2,250 per request.
- The drawdown locks at the starting balance plus $100 after the first payout, which leaves little room if a large payout is taken early.
- More than 70 countries are restricted, including the Philippines, Pakistan, Turkey and Vietnam.
Verdict
Top One Futures gives traders several routes to a funded futures account, and the choice matters more than at many firms because costs and payout rules differ sharply between plans. Elite Daily is the most flexible on payouts, with requests every 24 hours, no funded consistency rule and no activation fee, but it bills monthly until the evaluation is passed and caps each payout at $750 to $2,250. Elite Access has a flat $35 reset and can be passed in one day, yet the activation fee on passing matches the purchase price unless the trader accepts intraday drawdown on the funded account. The instant accounts avoid an evaluation but cost more upfront and apply strict consistency rules of 20% and 15%.
Several rules apply across the firm. The end of day drawdown locks at the starting balance plus $100, which helps once an account is in profit, but it also locks at that level after the first payout, so a large early withdrawal leaves little room. Expert advisors and bots are not allowed, trades must be held for more than 10 seconds, and copy trading is only permitted between accounts of the same type and size. Elite Daily and Elite Access funded accounts also block trading for two minutes either side of high impact news. The restricted list covers more than 70 countries, including the Philippines, Pakistan, Turkey and Vietnam.
Top One Futures suits manual intraday traders who want frequent payouts and are comfortable choosing between a subscription, an activation fee or a higher upfront price. It is a poor fit for algorithmic traders, for anyone who scalps in seconds, and for residents of the restricted countries.
Payouts
Payout Cycle
Elite
- Profit Split: 90/10%
- Profit Requirement for each account size and 25% Consistency Rule should be met
- Profit target:
- 1st payout: 6% of initial balance
- 2nd payout: 5%
- 3rd payout: 4%
- Max Payout:
- $25,000 Account: Max $1,500 per withdrawal
- $50,000 Account: Max $2,500 per withdrawal
- $100,000 Account: Max $3,000 per withdrawal
- $150,000 Account: Max $3,500 per withdrawal
- Max Allocation:
- Max 3 accounts of any size
S2F Sim Pro
- At least 10 trading days
- You must have placed trades on 10 separate days with at least 7 of those days being profitable.
- A profitable day is defined as 0.1% of your starting balance.
(Ex: $25 on a $25K account, $50 on a $50K account, $100 on a $100K account, $150 on a $150K account) - Profit Targets:
- 1st payout: 6% of your starting balance
- 2nd payout: 5% of your post-payout balance
- 3rd payout: 4% of your post-payout balance
- Equity Stability Score (ESS) of 20% or less.
- Profit Split: 90/10%
- Max Payout:
- $25,000 Account: Max $1,500 per withdrawal
- $50,000 Account: Max $2,500 per withdrawal
- $100,000 Account: Max $3,000 per withdrawal
- $150,000 Account: Max $3,500 per withdrawal
- Max Allocation:
- Max 15 accounts of any size
Instant Sim Funded
- Profit Split: 90/10%
- With Profit Requirement for each account size and 20% Consistency Rule Met
- Elite | Instant Sim Funded Anytime Payout Add-on
- On Demand once the profit requirement and consistency rule are met
- Max Payout:
- $25,000 Account: Max $1,500 per withdrawal
- $50,000 Account: Max $2,500 per withdrawal
- $100,000 Account: Max $3,000 per withdrawal
- $150,000 Account: Max $3,500 per withdrawal
- Max Allocation:
- Max 5 accounts (25K and 50K) and up to 3 accounts (100K and 150K)
Ignite IF
- Profit Split: 90/10
- First Payout
- Available once you have achieved a 5% profit and met the 15% consistency rule.
- No minimum trading day requirement.
- Subsequent Payouts
- Each payout requires another 5% profit relative to the balance after the last payout.
- Each payout requires a new 5% profit based on your balance after the last payout.
- Payout Cap
- 25K = $500
- 50K = $1,000
- 100K = $1,500
- Max Allocation:
- Max 10 accounts of any size
Understanding the Drawdown Lock
https://intercom.help/top-one-futures/en/articles/10907150-understanding-the-drawdown-lock
Path to Trading Live Capital
- Traders who complete 3 payouts on their Sim-Funded account may become eligible to scale to a Live-Funded account.
- Full details can be found here: https://intercom.help/top-one-futures/en/articles/11003130-path-to-trading-live-capital
Firm Details
- CEO
- Matt Morris
- Country
- US
- In operation
- Less than a year
- Trustpilot
- 4.8 out of 5
- Platforms
- NinjaTrader, TradingView, Tradovate, BlackArrow
- Payment methods
- Apple Pay, Credit/Debit Card, Crypto
- Payout methods
- Crypto, Riseworks
Questions about Top One Futures
How much does Top One Futures cost?
Elite Daily is a monthly subscription of $178 to $549 with no activation fee. Elite Access costs a one time $139 to $359 at checkout, plus an activation fee of the same amount on passing, or $69 to $179 if intraday funded drawdown is chosen. Instant Sim Funded costs $419 to $939 and Ignite $218 to $799, both one time with no activation fee.
What drawdown does Top One Futures use?
Evaluations and most funded accounts use an end of day trailing drawdown that follows the highest closing balance and never moves down. It locks at the starting balance plus $100 once profit passes the drawdown amount plus $100, or after the first payout. The exception is the optional intraday version of Elite Access, whose funded account trails peak equity in real time until the first payout.
How often does Top One Futures pay out?
Elite Daily funded accounts can request a payout every 24 hours once the balance is above a buffer of $1,500 to $4,500. Elite Access needs five profitable days, profit above its buffer plus $500 and a 40% consistency score. Instant Sim Funded needs 6%, then 5%, then 4% profit per cycle, and Ignite needs 5%. Payouts are sent through Rise by bank transfer or crypto.
Can I use bots or copy trade at Top One Futures?
Expert advisors, bots and other automated systems are not allowed, and every trade must stay open for more than 10 seconds. Copy trading is allowed only between the trader's own accounts of the same program and size, for example with the Tradovate copier. Copying to the trader's own accounts at other firms is permitted if the trades start at Top One Futures.
Does Top One Futures allow news trading?
News trading is allowed in all evaluations and on Instant Sim Funded and Ignite accounts. Elite Daily and Elite Access funded accounts may not open, close or modify trades from two minutes before to two minutes after a high impact release such as CPI, NFP or an FOMC decision. A violation can remove the profit on that trade but does not normally breach the account.
How do I move to a live account at Top One Futures?
After three payouts from one funded account, or five on Elite Daily, a risk manager reviews the trader. Approved traders usually start in a pre live stage with a $0 starting balance, an end of day drawdown, no daily loss limit, daily payouts from $200 and an 80/20 split. Other accounts are closed, and further live accounts can be added up to five.
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