AE
3 Years 
Max. allocation$200K
Forex and CFD
Moneta Funded
Instant funding plus 1 Step and 2 Step challenges from $30, traded on MT5 and Match Trader.
Markets
Platforms
-
MT5
-
Match Trader
- Programs across Instant Funding, 1 Step and 2 Step
- 45
- Cheapest challenge
- $30
- Max. allocation
- $100K
- Leverage on FX
- 1:100
Programs and Prices
45 programs, with the price at every account size.
Instant Funding
30 programs, 2.5K to 100K| Program | 2.5K | 5K | 10K | 20K | 25K | 40K | 50K | 80K | 100K | Trade |
|---|---|---|---|---|---|---|---|---|---|---|
| Sprint (1 hour, 2x) $10K 100% split, None max loss | Not offered | Not offered | $30 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding (15% consistency, 60% split) $5K 60% split, 3% max loss | Not offered | $40 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding (15% consistency, 88% split) $5K 88% split, 3% max loss | Not offered | $55 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding (20% consistency, 88% split) $5K 88% split, 3% max loss | Not offered | $69 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding (15% consistency, 60% split) $10K 60% split, 3% max loss | Not offered | Not offered | $73 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Sprint (1 hour, 2x) $25K 100% split, None max loss | Not offered | Not offered | Not offered | Not offered | $75 | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding (15% consistency, 88% split) $10K 88% split, 3% max loss | Not offered | Not offered | $109 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding (20% consistency, 88% split) $10K 88% split, 3% max loss | Not offered | Not offered | $141 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Sprint (1 hour, 2x) $50K 100% split, None max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $150 | Not offered | Not offered | Trade now |
| Phoenix Instant $2.5K 88% split, 3% max loss | $155 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding (15% consistency, 60% split) $25K 60% split, 3% max loss | Not offered | Not offered | Not offered | Not offered | $171 | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding (15% consistency, 88% split) $25K 88% split, 3% max loss | Not offered | Not offered | Not offered | Not offered | $245 | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding Pro $5K 88% split, 4% max loss | Not offered | $250 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding (15% consistency, 60% split) $50K 60% split, 3% max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $266 | Not offered | Not offered | Trade now |
| Phoenix Instant $5K 88% split, 3% max loss | Not offered | $279 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Sprint (1 hour, 2x) $100K 100% split, None max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $300 | Trade now |
| Instant Funding (20% consistency, 88% split) $25K 88% split, 3% max loss | Not offered | Not offered | Not offered | Not offered | $323 | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding (15% consistency, 88% split) $50K 88% split, 3% max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $388 | Not offered | Not offered | Trade now |
| Instant Funding (15% consistency, 60% split) $100K 60% split, 3% max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $454 | Trade now |
| Phoenix Instant $10K 88% split, 3% max loss | Not offered | Not offered | $479 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding Pro $10K 88% split, 4% max loss | Not offered | Not offered | $500 | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding (15% consistency, 88% split) $100K 88% split, 3% max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $665 | Trade now |
| Instant Funding (20% consistency, 88% split) $50K 88% split, 3% max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $799 | Not offered | Not offered | Trade now |
| Instant Funding (20% consistency, 88% split) $100K 88% split, 3% max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $877 | Trade now |
| Phoenix Instant $20K 88% split, 3% max loss | Not offered | Not offered | Not offered | $919 | Not offered | Not offered | Not offered | Not offered | Not offered | Trade now |
| Instant Funding Pro $25K 88% split, 4% max loss | Not offered | Not offered | Not offered | Not offered | $1,250 | Not offered | Not offered | Not offered | Not offered | Trade now |
| Phoenix Instant $40K 88% split, 3% max loss | Not offered | Not offered | Not offered | Not offered | Not offered | $2,079 | Not offered | Not offered | Not offered | Trade now |
| Instant Funding Pro $50K 88% split, 4% max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $2,400 | Not offered | Not offered | Trade now |
| Phoenix Instant $80K 88% split, 3% max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $4,299 | Not offered | Trade now |
| Instant Funding Pro $100K 88% split, 4% max loss | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | Not offered | $5,300 | Trade now |
1 Step Evaluation
5 programs, 5K to 100K| Program | 5K | 10K | 25K | 50K | 100K | Trade |
|---|---|---|---|---|---|---|
| $5K 88% split, 3% max loss | $40 | Not offered | Not offered | Not offered | Not offered | Trade now |
| $10K 88% split, 3% max loss | Not offered | $84 | Not offered | Not offered | Not offered | Trade now |
| $25K 88% split, 3% max loss | Not offered | Not offered | $200 | Not offered | Not offered | Trade now |
| $50K 88% split, 3% max loss | Not offered | Not offered | Not offered | $430 | Not offered | Trade now |
| $100K 88% split, 3% max loss | Not offered | Not offered | Not offered | Not offered | $780 | Trade now |
2 Step Evaluation
10 programs, 5K to 100K| Program | 5K | 10K | 25K | 50K | 100K | Trade |
|---|---|---|---|---|---|---|
| (4% daily, 8% max) $5K 88% split, 4% max loss | $33 | Not offered | Not offered | Not offered | Not offered | Trade now |
| (5% daily, 10% max) $5K 88% split, 5% max loss | $45 | Not offered | Not offered | Not offered | Not offered | Trade now |
| (4% daily, 8% max) $10K 88% split, 4% max loss | Not offered | $71 | Not offered | Not offered | Not offered | Trade now |
| (5% daily, 10% max) $10K 88% split, 5% max loss | Not offered | $86 | Not offered | Not offered | Not offered | Trade now |
| (4% daily, 8% max) $25K 88% split, 4% max loss | Not offered | Not offered | $169 | Not offered | Not offered | Trade now |
| (5% daily, 10% max) $25K 88% split, 5% max loss | Not offered | Not offered | $229 | Not offered | Not offered | Trade now |
| (4% daily, 8% max) $50K 88% split, 4% max loss | Not offered | Not offered | Not offered | $365 | Not offered | Trade now |
| (5% daily, 10% max) $50K 88% split, 5% max loss | Not offered | Not offered | Not offered | $469 | Not offered | Trade now |
| (4% daily, 8% max) $100K 88% split, 4% max loss | Not offered | Not offered | Not offered | Not offered | $660 | Trade now |
| (5% daily, 10% max) $100K 88% split, 5% max loss | Not offered | Not offered | Not offered | Not offered | $855 | Trade now |
Rules at a Glance
Loss limits are a share of the starting balance. Breaking either limit ends the account.
| Program | Type | Account sizes | Profit split | Daily loss limit | Max loss limit | From |
|---|---|---|---|---|---|---|
| Sprint (1 hour, 2x) $10K | Instant Funding | 10K | 100% | Not listed | None | $30 |
| Instant Funding (15% consistency, 60% split) $5K | Instant Funding | 5K | 60% | Not listed | 3% | $40 |
| Instant Funding (15% consistency, 88% split) $5K | Instant Funding | 5K | 88% | Not listed | 3% | $55 |
| Instant Funding (20% consistency, 88% split) $5K | Instant Funding | 5K | 88% | Not listed | 3% | $69 |
| Instant Funding (15% consistency, 60% split) $10K | Instant Funding | 10K | 60% | Not listed | 3% | $73 |
| Sprint (1 hour, 2x) $25K | Instant Funding | 25K | 100% | Not listed | None | $75 |
| Instant Funding (15% consistency, 88% split) $10K | Instant Funding | 10K | 88% | Not listed | 3% | $109 |
| Instant Funding (20% consistency, 88% split) $10K | Instant Funding | 10K | 88% | Not listed | 3% | $141 |
| Sprint (1 hour, 2x) $50K | Instant Funding | 50K | 100% | Not listed | None | $150 |
| Phoenix Instant $2.5K | Instant Funding | 2.5K | 88% | Not listed | 3% | $155 |
| Instant Funding (15% consistency, 60% split) $25K | Instant Funding | 25K | 60% | Not listed | 3% | $171 |
| Instant Funding (15% consistency, 88% split) $25K | Instant Funding | 25K | 88% | Not listed | 3% | $245 |
| Instant Funding Pro $5K | Instant Funding | 5K | 88% | Not listed | 4% | $250 |
| Instant Funding (15% consistency, 60% split) $50K | Instant Funding | 50K | 60% | Not listed | 3% | $266 |
| Phoenix Instant $5K | Instant Funding | 5K | 88% | Not listed | 3% | $279 |
| Sprint (1 hour, 2x) $100K | Instant Funding | 100K | 100% | Not listed | None | $300 |
| Instant Funding (20% consistency, 88% split) $25K | Instant Funding | 25K | 88% | Not listed | 3% | $323 |
| Instant Funding (15% consistency, 88% split) $50K | Instant Funding | 50K | 88% | Not listed | 3% | $388 |
| Instant Funding (15% consistency, 60% split) $100K | Instant Funding | 100K | 60% | Not listed | 3% | $454 |
| Phoenix Instant $10K | Instant Funding | 10K | 88% | Not listed | 3% | $479 |
| Instant Funding Pro $10K | Instant Funding | 10K | 88% | Not listed | 4% | $500 |
| Instant Funding (15% consistency, 88% split) $100K | Instant Funding | 100K | 88% | Not listed | 3% | $665 |
| Instant Funding (20% consistency, 88% split) $50K | Instant Funding | 50K | 88% | Not listed | 3% | $799 |
| Instant Funding (20% consistency, 88% split) $100K | Instant Funding | 100K | 88% | Not listed | 3% | $877 |
| Phoenix Instant $20K | Instant Funding | 20K | 88% | Not listed | 3% | $919 |
| Instant Funding Pro $25K | Instant Funding | 25K | 88% | Not listed | 4% | $1,250 |
| Phoenix Instant $40K | Instant Funding | 40K | 88% | Not listed | 3% | $2,079 |
| Instant Funding Pro $50K | Instant Funding | 50K | 88% | Not listed | 4% | $2,400 |
| Phoenix Instant $80K | Instant Funding | 80K | 88% | Not listed | 3% | $4,299 |
| Instant Funding Pro $100K | Instant Funding | 100K | 88% | Not listed | 4% | $5,300 |
| $5K | 1 Step | 5K | 88% | Not listed | 3% | $40 |
| $10K | 1 Step | 10K | 88% | Not listed | 3% | $84 |
| $25K | 1 Step | 25K | 88% | Not listed | 3% | $200 |
| $50K | 1 Step | 50K | 88% | Not listed | 3% | $430 |
| $100K | 1 Step | 100K | 88% | Not listed | 3% | $780 |
| (4% daily, 8% max) $5K | 2 Step | 5K | 88% | Not listed | 4% | $33 |
| (5% daily, 10% max) $5K | 2 Step | 5K | 88% | Not listed | 5% | $45 |
| (4% daily, 8% max) $10K | 2 Step | 10K | 88% | Not listed | 4% | $71 |
| (5% daily, 10% max) $10K | 2 Step | 10K | 88% | Not listed | 5% | $86 |
| (4% daily, 8% max) $25K | 2 Step | 25K | 88% | Not listed | 4% | $169 |
| (5% daily, 10% max) $25K | 2 Step | 25K | 88% | Not listed | 5% | $229 |
| (4% daily, 8% max) $50K | 2 Step | 50K | 88% | Not listed | 4% | $365 |
| (5% daily, 10% max) $50K | 2 Step | 50K | 88% | Not listed | 5% | $469 |
| (4% daily, 8% max) $100K | 2 Step | 100K | 88% | Not listed | 4% | $660 |
| (5% daily, 10% max) $100K | 2 Step | 100K | 88% | Not listed | 5% | $855 |
Moneta Funded rules in full
Instant Funding: 20% trailing lock consistency rule (no eval phase). 1-Step: 10% profit target, daily loss limit, 10% static max loss, min 3 profitable days ≥0.5%, unlimited time. 2-Step: Phase 1=5%, Phase 2=10% targets, 10% static max loss, 3 min days ≥0.5% per phase, unlimited time. Phoenix: 10% target, 3 min days ≥0.5%. All programs: hold overnight/weekend OK. Raw ECN spreads from 0.0 pips.
Scaling rules
Scaling Plan
Phoenix Instant scales up at a 10% threshold towards a maximum of $2,000,000. Instant Funding, Instant Funding Pro, 1 Step and 2 Step are each capped at $100,000 of active funded capital, with a total cap of $2.4 million per trader across programs.
Moneta Funded review
Moneta Funded is the prop trading firm backed by the broker Moneta Markets and founded under David Bily, who leads both companies. It is run by Moneta Funded Ltd, registered in Saint Lucia, and offers simulated accounts on MetaTrader 5 and MatchTrader. The evaluation range covers a one step challenge with a 10% target, a 3% daily limit and a 6% static limit, priced at list from $40 for $5,000 to $780 for $100,000, and a two step challenge with a 5% then 10% target and a choice of 4% and 8% or 5% and 10% loss limits, from $33 to $855. Instant Funding, Instant Funding Pro and Phoenix skip the evaluation, and the Sprint Challenge pays 100% of a small target reached within one to eight hours. Most funded accounts pay 88% of profits every 14 days, with a $100 minimum, in crypto or to a Moneta Markets account, where a credit bonus is offered. The firm restricts news trading on every program except Instant Funding Pro, allows EAs, and bans martingale, grid trading, hedging and copy trading between different users. Phoenix accounts can scale towards $2,000,000, while other programs cap funded capital at $100,000 each.
Suits
Traders who want low cost one step or two step challenges and the option to take payouts into a Moneta Markets account.
Less suited to
You trade high impact news on a standard account, need bank transfer payouts, or live in the United Arab Emirates, Thailand or Vietnam.
Pros
- List prices start at $33 for a $5,000 two step account and $40 for a $5,000 one step account.
- Most funded accounts pay 88% of profits, with payouts every 14 days from $100.
- Traders can choose between two drawdown settings on the two step challenge.
- EAs and trading assistant tools are allowed on the standard challenges.
- Payouts sent to a Moneta Markets account can carry a 20% or 100% credit bonus.
Cons
- News trading is restricted within 5 minutes of high impact releases on every program except Instant Funding Pro.
- The one step challenge pairs a 10% target with a 6% overall and 3% daily limit.
- Payouts are limited to crypto or a Moneta Markets account.
- Funded capital is capped at $100,000 per program outside the Phoenix scaling route.
- MetaTrader 5 is not available to clients in the United States or Canada.
Verdict
Moneta Funded has a broad product line, and its core challenges start at low list prices: $33 buys a $5,000 two step account and $40 a $5,000 one step account before discount codes. The two step is unusual in that the larger 10% target comes in the second phase rather than the first, and traders choose between a 4% daily and 8% overall limit or a 5% daily and 10% overall limit, with the wider setting costing more. The one step leaves a 6% static buffer and a 3% daily limit against a 10% target, which gives less room than the two step. Instant Funding Pro is the only account that allows news trading, but it is priced far higher, at $5,300 for $100,000. The broker connection is practical rather than regulatory. Moneta Funded Ltd is a Saint Lucia company that states it is not a broker and provides only simulated trading, so traders do not gain the protections of a regulated brokerage. What the link does offer is the option to take payouts into a Moneta Markets account, where the firm adds a 20% credit bonus or a 100% credit bonus match, something an independent prop firm cannot provide. Payout options are otherwise narrow, limited to crypto, and funded capital outside Phoenix is capped at $100,000 per program. Trustpilot showed a 4.5 rating from 269 reviews in September 2026. The firm suits cost conscious traders who want a wide choice of formats and the option to move rewards into a broker account.
Payouts
Payouts are every 14 days after 1st trade, payout share is 88% by default
Leverage and Commissions
| Market | Instant | 1 Step | 2 Step | Commission |
|---|---|---|---|---|
| FX | 1:30 | 1:30 | 1:100 | per lot per roundtrip ($4) |
| Metals | 1:10 | 1:10 | 1:30 | per lot per roundtrip ($4) |
| Indices | 1:8 | 1:8 | 1:25 | No Commission charge (No Commission charge) |
| Energy | 1:3 | 1:3 | 1:10 | No commission charge (No commission charge) |
| Crypto | 1:1 | 1:1 | 1:2 | No commission charge (No Commission charge) |
Firm Details
- Country
- LC
- Trustpilot
- 4.5 out of 5
- Platforms
- MT5, Match Trader
- Markets
- FX, Metals, Indices, Other Commodities
- Payment methods
- Rise and crypto
- Payout methods
- Rise, Crypto: USDC-ERC20, USDT-ERC20, and USDT-TRC20, and direct payouts to a Moneta Markets Account.
- Support
- Multilingual support team by email at support@monetafunded.com and a help centre in English, Japanese and Chinese
Questions about Moneta Funded
Is Moneta Funded owned by Moneta Markets?
Moneta Funded describes itself as backed by Moneta Markets and was founded under David Bily, who is founder and chief executive of both firms. The prop business is run by Moneta Funded Ltd, registered in Saint Lucia, which states that it is not a broker, does not provide brokerage services and offers simulated trading environments.
How much does a Moneta Funded challenge cost?
Store list prices in September 2026 were $40 to $780 for the one step challenge from $5,000 to $100,000, and $33 to $660 for the two step with 4% and 8% limits, or $45 to $855 with 5% and 10% limits. Instant Funding started at $40, Phoenix at $155 for $2,500 and Instant Funding Pro at $250 for $5,000.
What is the Moneta Funded profit split?
Most funded accounts pay 88% of profits, and Instant Funding can also be bought with a cheaper 60% split. The Sprint Challenge pays 100% of the profit target once it is reached within the time window. Standard payouts open 14 days after the first trade, repeat every 14 days and need at least $100.
Does Moneta Funded allow news trading?
Only on Instant Funding Pro. On the one step, two step, Instant Funding, Phoenix and Sprint accounts, traders may not open or close a trade from 5 minutes before to 5 minutes after a scheduled high impact release on Forex Factory. A trade opened at least 2 hours before the event may still close in that window.
What are the drawdown rules at Moneta Funded?
Daily loss resets at 10pm UTC and is based on the initial account size: 3% on the one step, Instant Funding and Phoenix, 4% on Instant Funding Pro and 4% or 5% on the two step. The overall limit is static at 6% on the one step and Phoenix and 8% or 10% on the two step, and trailing at 5% or 8% on the instant accounts.
How can I get paid by Moneta Funded?
Payouts are available in USDC or USDT, or directly to a Moneta Markets trading account. Traders who choose the Moneta Markets option can add a 20% credit bonus or a 100% credit bonus match on the amount, according to the help centre. Crypto payouts are final, so wallet details and networks need to be checked carefully.
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