Forex and CFD

Finotive Funding Review

Finotive Funding is a forex and CFD prop firm run by Finotive Funding Technologies Limited from the Dubai International Financial Centre. It is part of the Finotive One group, whose broker Finotive Markets powers its trading platforms. It sells instant funding plus 1 Step and 2 Step challenges from $12.50, traded on MT5 and Match Trader.

5 years in operation Updated 29 September 2026 Rules checked 1 October 2026 Claim your firm

Markets

  • FX
  • Metals
  • Indices
  • Energy
  • Crypto
  • Stocks

Platforms

  • MT5
  • Match Trader
Programs across Instant Funding, 1 Step and 2 Step
7
Cheapest challenge
$12.50
Max. allocation
$200K
Leverage on FX
1:100
Daily loss limit
3% to 5%

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Programs and Prices

7 programs, with the price at every account size.

Instant Funding

2 programs, 2.5K to 100K
Finotive Funding Instant Funding, price by account size
Program 2.5K 5K 10K 25K 50K 100K Trade
Instant Funding Lite up to 70% split, no profit target, 3% daily loss, 6% static max loss $75 $139 $250 $550 $950 $1,639 Trade now
Instant Funding Standard up to 75% split, no profit target, 3.5% daily loss, 7% static max loss $150 $275 $500 $1,100 $1,900 $3,275 Trade now

1 Step Evaluation

2 programs, 2.5K to 200K
Finotive Funding 1 Step Evaluation, price by account size
Program 2.5K 5K 10K 25K 50K 100K 200K Trade
One-Step Challenge up to 80% split, 10% target, 4% daily loss, 7.5% static max loss $40 $70 $110 $250 $450 $650 $1,160 Trade now
Pro One-Step up to 80% split, 10% target, 4% daily loss, 8% static max loss Not offered Not offered Not offered Not offered $514 $914 $1,799 Trade now

2 Step Evaluation

3 programs, 2.5K to 200K
Finotive Funding 2 Step Evaluation, price by account size
Program 2.5K 5K 10K 25K 50K 100K 200K Trade
Two-Step Solo FX 80% split, 10% / 5% target, 5% daily loss, 10% static max loss $12.50 $22.50 $40 $100 $175 $325 $600 Trade now
Two-Step Challenge up to 80% split, 7.5% / 5% target, 4.5% daily loss, 9% static max loss $30 $55 $100 $225 $440 $595 $995 Trade now
Pro Two-Step up to 80% split, 7.5% / 5% target, 5% daily loss, 10% static max loss Not offered Not offered Not offered Not offered $469 $744 $1,484 Trade now

Rules at a Glance

Daily and maximum loss limits for each program, as the firm sets them. The full rules below say how each limit is measured and what happens if one is broken.

Program Type Account sizes Profit split Profit target Daily loss limit Max loss limit From
Instant Funding Lite Instant Funding 2.5K to 100K up to 70% None 3% 6% static $75
Instant Funding Standard Instant Funding 2.5K to 100K up to 75% None 3.5% 7% static $150
One-Step Challenge 1 Step 2.5K to 200K up to 80% 10% 4% 7.5% static $40
Pro One-Step 1 Step 50K to 200K up to 80% 10% 4% 8% static $514
Two-Step Solo FX 2 Step 2.5K to 200K 80% 10% / 5% 5% 10% static $12.50
Two-Step Challenge 2 Step 2.5K to 200K up to 80% 7.5% / 5% 4.5% 9% static $30
Pro Two-Step 2 Step 50K to 200K up to 80% 7.5% / 5% 5% 10% static $469
Finotive Funding rules in full

New rules: no mandatory stop loss, no 60-second rule, and no cash-risk limits; we now use Position Drawdown plus Notional Volume limits. Hard breaches: breaking daily drawdown or max drawdown closes the account immediately. Minimum profitable days are required for some account types before progression or payout. Prohibited behavior: gambling-style trading, arbitrage abuse, and unauthorized copy trading / third-party access.

Scaling rules

Finotive Funding review

Rules and prices checked on 1 October 2026 against Finotive Funding’s own website and terms.

Finotive Funding is a forex and CFD prop firm run by Finotive Funding Technologies Limited from the Dubai International Financial Centre. It is part of the Finotive One group, whose broker Finotive Markets powers its trading platforms. Accounts trade on MetaTrader 5, with Match Trader also listed in the help centre, and cover forex, metals, energies, indices and crypto. There are three families of account. The 1 Step Challenge asks for 10% with a 4% daily limit and a 7.5% static maximum loss, priced from $40 for $2,500 to $1,160 for $200,000. The 2 Step Challenge asks for 7.5% and then 5% with limits of 4.5% and 9%, from $30 to $995. Both start at an 80% split, allow the first payout on demand and then weekly requests, and refund the fee if the funded account is still in profit after 30 days. Instant Funding Standard ($150 to $3,275) and Lite ($75 to $1,639) skip the evaluation with splits of 75% and 70%. Pro accounts from $469 add a monthly salary of 1% of the account size and a 100% split after 30 funded days, in exchange for strict consistency rules. Daily drawdown is based on the previous day's closing balance, and every account sits under a detailed rulebook of exposure limits and strikes.

Suits

Methodical forex traders who hold positions for more than a few minutes, read the rules closely and want weekly payouts with a fee refund.

Less suited to

Finotive Funding may not suit you if you scalp with very short holds, trade one direction on one symbol most of the time, or want a short and simple rulebook.

Pros

  • Challenge prices start at $12.50 on the forex only 2 Step Solo FX and $30 on the 2 Step Challenge, and every account uses a static maximum loss.
  • The first payout is on demand once funded, and later payouts follow a seven day cycle.
  • Challenge and Pro fees are refunded if the funded account is in profit 30 days after funding.
  • Pro accounts pay a monthly salary of 1% of the account size and a 100% split after 30 funded days.
  • Daily drawdown is measured from the previous day's closing balance rather than from intraday peaks.

Cons

  • Strikes for short holds, one sided concentration or floating losses cut that cycle's payout to 10%, and five strikes close the account.
  • Instant accounts cannot hold non crypto positions over the weekend without a paid add on.
  • Pro accounts must keep weekly trade counts and volumes within 25% of earlier averages and make 5% every 90 days.
  • Accounts with no trade for 30 consecutive days can be closed permanently.
  • Instant Funding starts at a lower split of 75%, or 70% on Lite, and a $100,000 Standard account costs $3,275.

Verdict

Finotive Funding combines low entry prices with some unusual features. The challenges use a static maximum loss and a daily limit based on the previous day's closing balance, the first payout can be requested on demand once funded, and later payouts follow a seven day cycle. The fee is refunded automatically if a funded Challenge or Pro account is still in profit after 30 days, and Pro accounts add a salary of 1% of the account size each month, plus a split that rises to 100% after 30 funded days.

The trade off is a dense rulebook. Every account has a notional volume limit, and funded Challenge and Pro accounts face a 2% floating loss limit per symbol, or 1.5% on Instant accounts. Several behaviours, including closing 40% or more of trades within two minutes, placing 70% of trades on one symbol in one direction and straddling news releases, lead to strikes that cut that cycle's payout to 10%, and five strikes close the account. Instant accounts add a high frequency trading test, a 60% single trade rule and, without a paid add on, a ban on holding non crypto positions over the weekend. Pro accounts must keep weekly trade counts and volumes within 25% of earlier averages and make 5% every 90 days, or they are downgraded. Accounts with no trade for 30 days can be closed, and expert advisors must be the trader's own work.

Trustpilot shows no rating for the firm, citing a breach of its guidelines, alongside 1,056 reviews. Finotive suits methodical swing and intraday traders who read the rules closely and value the fee refund and weekly payouts more than a simple rule set.

Trader Reviews

What members who bought a Finotive Funding challenge say about it. Our own review above is separate, and these never change our rating.

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Discussions

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Payouts

  • First payout: on-demand once you’ve met your account’s Minimum Profitable Days and linked Finotive Pay to your dashboard.
  • After that: weekly payouts every Friday for funded Challenge, Pro, and Instant Standard accounts, with a 7-day cooldown between requests. Instant Funding Lite uses a 14-day cycle.
  • Requirements: close all open trades before requesting, and the minimum withdrawal is $10.
  • Most payout requests are approved within seconds; flagged ones are usually reviewed within 48 hours.

Leverage and Commissions

Market Instant 1 Step 2 Step Commission
FX 1:33 1:100 1:100 Per Lot ($5)
Metals 1:5 1:10 1:25 Per Lot ($6)
Indices 1:5 1:5 1:10 Zero ($0)
Energy Not listed Not listed 1:20 Per lot ($6)
Crypto 1:1 1:2 1:2 Position size (0.06%)
Stocks 1:2 1:4 1:5 Zero ($0)

Firm Details

In operation
5 years
Platforms
MT5, Match Trader
Markets
FX, Metals, Indices, Energy, Crypto, Stocks
Payment methods
card payments, cryptocurrency, and Finotive Pay balance
Payout methods
Finotive Pay, bank wire, Revolut, and crypto.

Questions about Finotive Funding

Is Finotive Funding legit?

Finotive Funding is a trading name of Finotive Funding Technologies Limited, registered in the Dubai International Financial Centre, and part of the Finotive One group. Payments are handled by Finotive Pay (CY) Limited in Cyprus, and trading platforms are powered by the group's broker, Finotive Markets. All accounts are simulated. Trustpilot shows no rating for the firm, citing a breach of its guidelines, and lists 1,056 reviews.

How much does a Finotive Funding challenge cost?

The 1 Step Challenge costs $40 for $2,500, $110 for $10,000, $450 for $50,000, $650 for $100,000 and $1,160 for $200,000. The 2 Step Challenge costs $30, $100, $440, $595 and $995 for the same sizes, and the forex only 2 Step Solo FX costs $12.50 to $600. Pro accounts cost $469 to $1,799, Instant Funding Lite $75 to $1,639 and Instant Funding Standard $150 to $3,275. Prices can also be shown in euros or pounds.

How do Finotive Funding payouts work?

The first payout can be requested on demand once an account is eligible, with all positions closed and KYC complete. After that, Challenge, Pro and Instant Standard accounts wait seven days between requests, and Instant Lite accounts wait 14. The 1 Step minimum is 1% of the balance or $100, whichever is lower, and 2 Step accounts have no minimum. Payouts are made through Finotive Pay, bank transfer, Revolut or crypto.

What is Finotive Pro?

Pro is a one step or two step challenge with extra benefits once funded. Traders earn a salary of 1% of the account size for every 30 days, accruing daily, and the split rises from 80% to 100% after 30 funded days. Commissions are lower as well. In return, weekly trade counts and volumes must stay within 25% of earlier averages, and the account must make 5% every 90 days or it is downgraded.

What are the Finotive Funding drawdown rules?

Daily drawdown is measured from the previous day's closing balance: 4% on the 1 Step Challenge and 1 Step Pro, 4.5% on the 2 Step Challenge, 5% on the 2 Step Pro, 3.5% on Instant Standard and 3% on Instant Lite. Maximum drawdown is static from the starting balance at 7.5%, 9%, 8%, 10%, 7% and 6% respectively. Funded accounts also have a floating loss limit per symbol.

Does Finotive Funding allow news trading and expert advisors?

News trading is allowed when it reflects a genuine directional view, but straddling or hedging around red or amber events within 15 minutes is prohibited. Expert advisors are allowed only if the trader developed, owns and controls them, and trade copiers may only copy the trader's own accounts. Finotive can ask for a live demonstration or an interview to confirm ownership.

Found something out of date? We checked Finotive Funding’s rules and prices on 1 October 2026. Firms change them often, so tell us if we’ve missed something. Report it

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