Blue Guardian vs RZR Funded

Fixed percentage of initial balance subtracted from the higher of balance or equity at the 5pm EST reset: 3% on Instant and 2 Step Nano, 4% on 1 Step Standard, 1 Step Nano and 2 Step Standard.

Calculated at 00:00 server time from the higher of balance or equity: 5% on Express and Enhanced, 4% on EnhancedX and Endurance, 6% on Instant Funding, 3% on Instant Lite and 2% on Instant24.

Trailing 6% on Instant, 1 Step Standard and 1 Step Nano, trailing the highest closed balance and locking at the starting balance once the account is 6% in profit, after which a 1% withdrawal buffer applies. Instant Starter 5% trailing. Static 8% on 2 Step Standard and 10% on 2 Step Nano.

Express: 6% trailing the closed balance until it locks at the starting balance. Enhanced (10%), EnhancedX (8%) and Endurance (8%): static from the starting balance. Instant Funding: 6% trailing on balance, locking at the starting balance. Instant24: 3% trailing the closed balance high watermark. Instant Lite: 5% trailing the closed balance until 5% profit is reached, then locked at the starting balance. On Express, Enhanced and Instant Funding the first withdrawal locks the limit at the starting balance.

1 Step Standard and 2 Step Standard: 3 profitable days (0.5% each) to pass. Instant: 5 profitable days before payout. 1 Step Nano: 5 profitable days on funded only. 2 Step Nano: none.

None on Express and EnhancedX. Enhanced: 3 profitable days of at least 0.5% per stage and per payout cycle. Endurance: 3 trading days per stage. Instant Lite: 5 profitable days of at least 0.5% per payout cycle. None on Instant Funding and Instant24.

Allowed during challenges. On funded accounts, no opening or closing trades 5 minutes before and after high impact news and FOMC events (profits removed, no breach). Not allowed on Instant Standard accounts bought after 13 November 2025.

No restriction during challenges. On funded Hantec Trader accounts, trades cannot be opened or closed from 3 minutes before to 3 minutes after red folder news on Forex Factory. Instant Lite and Instant Funding offer news trading as a paid add on.

Weekend holding allowed on Express, Enhanced, EnhancedX and Endurance. Instant Funding positions must be closed by 23:45 GMT+3 on Friday unless the weekend add on is bought. Crypto can be traded at weekends.

EAs set up for your own strategy are allowed. Copy trading only between accounts legally owned by the same person, including external accounts; copying other traders or third party management is prohibited. Minimum holding time of 2 minutes (tick scalping rule).

Expert Advisors are allowed on challenge accounts and the funded accounts that follow, provided they avoid the prohibited strategies list; EAs and robots are not allowed on Instant Funding. Copy trading rules sit in the prohibited strategies page, which was not reviewed.

Instant: 20% (15% on $300K and $400K). 1 Step Nano: 50% in challenge and funded. 2 Step Nano: 50% on funded only. None listed for 1 Step and 2 Step Standard. Breaching it blocks payout requests rather than failing the account.

None on Express, Enhanced, Endurance and Instant Funding. EnhancedX: best day no more than 35% of total profit, based on end of day equity. Instant Lite: best day no more than 20% of total profit. Instant24: no single trade more than 15% of total profit. Funded accounts also have a 3% maximum open loss (1% on Instant24 and Instant Lite).

85% default on funded accounts from challenges (90% add on); Instant 80% (90% add on); Instant Starter fixed 90%; 1 Step Nano 85% (100% add on); 2 Step Nano 80% (100% add on). A first Guardian Shield trigger cuts the split to 50% permanently.

14 calendar days after the first funded trade (7 days with add on), once minimum trading days are met; Instant accounts on demand once minimum days and consistency are met. First two payouts capped at $10,000 on $200K, $300K and $400K Instant accounts; Instant Starter allows a single payout capped at $250.

First reward can be requested 14 days after the first trade on the funded account, or on demand with an add on. The firm promises approval within 24 business hours or it doubles the reward, up to $1,000, and states an average payout time of 10 hours.

Funded accounts every 14 days (7 day add on available); 1 Step Nano every 7 days; Instant on demand. Processed within 24 business hours.

PayPal, Crypto (USDT, USDC, ETH and BTC), Bank transfer (SWIFT and SEPA), Pix and local methods in Latin America, Africa and Asia Pacific

Help centre: forex 1:50, indices and commodities 1:10 to 1:20, crypto 1:2 on challenge and funded accounts; Instant and Instant Starter forex 1:30, indices and commodities 1:10, crypto 1:2. The plan selector shows 1:100 for the 1 Step Standard challenge.

Up to 1:50 on major forex pairs (1:33 on USDCHF) per the product specifications; bullion 1:10, indices and commodities 1:15, crypto 1:1

12% profit within 3 months qualifies for an increase of 30% of initial balance. Maximum active funded allocation $400,000. The help centre gives the scaling ceiling as both $2,000,000 and $4,000,000.

Traders move up by passing the challenge at the next account size at no extra cost, from $2,000 to $200,000, with add ons carried over. Combined funded accounts are capped at $400,000 of simulated allocation. Available on 1, 2 and 3 step challenges.