City Traders Imperium vs Funding Pips
City Traders Imperium and Funding Pips both use a static 10% limit on their $100K two step, but differ on targets, weekend holding, payout minimums and scaling.
City Traders Imperium suits forex traders who hold trades overnight and over the weekend, want small payouts from $100 and plan to grow an account through its scaling plan. Funding Pips suits traders who want a lower first target on a two step challenge, cTrader as well as MetaTrader 5, and the choice of how often they are paid. On a $100K two step account both firms set a static 10% maximum loss and a 5% daily limit, so the differences are the targets, how the limits are measured, holding rules and payouts.
Prices and rules were checked on each firm’s own website and help centre on 11 November 2026.
City Traders Imperium vs Funding Pips at a glance
The table compares the $100K City Traders Imperium 2 Step Challenge with the $100K Funding Pips 2 Step Standard.
| Feature | City Traders Imperium 2 Step | Funding Pips 2 Step Standard |
|---|---|---|
| Price, $100K | $549 | $652 with a 5% daily limit, or $544 with a 3% daily limit |
| Code on 11 November | None shown | FP, 20% off for new customers |
| Profit targets | 10%, then 5% | 8%, then 5% |
| Daily loss limit | 5% of the starting balance, measured from the start of day balance, not equity | 5% (or 3%), measured from the higher of the day’s opening balance or equity |
| Maximum loss | 10% static, based on balance | 10% static |
| Minimum days | 3 profitable days per phase | 3 per phase (none on the 3% version) |
| Time limit | None | None |
| Consistency rule | None | None to pass; 35% on on demand rewards |
| Profit split | 80%, rising to 90% and 100% through the VIP programme | 60% weekly, 80% every two weeks or 100% on demand |
| Minimum payout | $100 | 1% of the account, $1,000 on $100K |
| Weekend holding | Allowed | Evaluation only, unless you buy the Swing add on |
| Platforms | MT5, Match-Trader | MT5, cTrader, Match-Trader |
| Trustpilot | 4.3 from 1,645 reviews | 4.4 from 73,231 reviews |
Rules and drawdown
Both firms use a static 10% maximum loss on their $100K two step, so the account can never fall below $90,000 however much it has made. The way the limits are measured differs. City Traders Imperium says its drawdown is based on balance, not equity, on every program, and works out the 2 Step daily limit as 5% of the starting balance from the start of day balance. Funding Pips takes 5% (or 3%) of whichever was higher when the day began, the balance or the equity, and resets at midnight platform time. See prop firms with static drawdown.
Funding Pips sets the lower first target, 8% against 10%. Both firms ask for three days in each phase: City Traders Imperium counts profitable days, and Funding Pips counts trading days, or none at all on its 3% daily limit version. Neither firm has a consistency rule in the evaluation or a time limit.
On one step accounts the picture flips. The City Traders Imperium 1 Step costs $449 at $100K and asks for 8%, with no daily loss limit and a 5% maximum loss that trails the balance. The Funding Pips 1 Step Flex costs $529 with a 2% daily limit or $666 with 3%, and asks for 12% within a static 12% limit, with no minimum days. See one step prop firms.
City Traders Imperium also requires a stop loss on every trade, set within one minute of opening it. Funding Pips has no such rule on the pages we read.
Pricing and fees
Both firms charge a one time fee. City Traders Imperium lists its $100K 2 Step at $549 and 1 Step at $449, showed no code on 11 November, and offers 15% off a reset. Its fees are non refundable except as its refund policy sets out. It also sells Instant Funding and Direct Funding accounts up to $80,000, at $1,599 and $3,999 for the $80K size, with a static 6% limit.
Funding Pips lists its $100K 2 Step Standard at $652 with the 5% daily limit or $544 with the 3% version, and offered new customers 20% off with code FP. It refunds the 2 Step Standard fee with the fourth reward. Its other $100K options are the 2 Step Pro at $466, the 2 Step Flex at $555 and FundingPips Zero at $444, which skips the evaluation. Resets bought within seven days are 12% off in Phase 1 and 10% off in Phase 2. Funding Pips charges $5 a lot on forex and metals, nothing on indices and energies, and 0.04% on crypto. See the best $100K prop firm accounts.
Payouts and scaling
City Traders Imperium allows the first withdrawal seven days into a funded 1 Step or 2 Step account, with a $100 minimum. Requests made before 15:00 GMT are processed within 24 hours, then bank transfers take about a business day. The split starts at 80%, and its VIP programme raises it to 90% with weekly payouts at Bronze and to 100% with payouts at any time at Silver. Funded 1 Step and 2 Step accounts grow by 50% after making 10% over four months, with two of them profitable, up to $200,000 per account and $400,000 in total.
Funding Pips lets you choose the reward cycle on the funded Master account: weekly at a 60% split, every two weeks at 80%, or on demand at 100%. On demand rewards need seven profitable days of at least 0.5% and no day above 35% of profit, and come with a strike system: losing 1% on a single trade idea earns a warning, and further strikes cut the split and can end the account. The minimum reward is 1% of the account, $1,000 on $100K. Rewards are processed within one to three working days and arrive one to two working days later. Funding Pips has no scaling plan on its standard Master accounts and caps one trader’s capital at $400,000. See fast payout prop firms.
Platforms, EAs and trading rules
City Traders Imperium offers MetaTrader 5 and Match-Trader. Funding Pips offers MetaTrader 5, cTrader and Match-Trader.
City Traders Imperium allows news trading and holding overnight and over the weekend on every program. Funding Pips allows both in the evaluation, but on the Master account profit from trades opened or closed within five minutes of high impact news can be removed, and positions can’t be held over the weekend without the Swing add on. See prop firms that allow weekend holding.
City Traders Imperium allows any third party EA on its 1 Step, and only your own EAs on the 2 Step, Instant and Direct accounts; martingale is allowed on the 1 Step only. Funding Pips allows third party EAs only as trade or risk managers, and full automation only with your own EA and proof of ownership. City Traders Imperium lets you copy trades from your account to a personal broker account, another prop firm or other City Traders Imperium accounts. Funding Pips allows copying only between your own Funding Pips accounts, through its own trade copier. See prop firms that allow copy trading.
City Traders Imperium does not accept traders from North Korea, Iran, Syria, Cuba or Russia, or anyone under international sanctions. Funding Pips lists Iran, Vietnam and the United Arab Emirates as restricted.
Who should choose each firm
Choose City Traders Imperium if
- You hold trades overnight or over the weekend.
- You want payouts from $100 and a split that can reach 100%.
- You want a one step challenge with an 8% target and no daily loss limit.
Choose Funding Pips if
- You want an 8% first target on a two step challenge.
- You trade on cTrader.
- You want to choose your payout cycle, including 100% on demand.
To see the two firms’ programs side by side, use the compare tool. For other matchups, see Funding Pips vs FXIFY, FundedNext vs Funding Pips, The5ers vs Funding Pips, Funding Pips alternatives and every head to head comparison.
Frequently Asked Questions
Is City Traders Imperium or Funding Pips cheaper at $100K?
City Traders Imperium is cheaper at list price: $549 for the $100K 2 Step and $449 for the 1 Step. Funding Pips charges $652 for its 2 Step Standard with a 5% daily limit, or $544 with a 3% limit, and $529 or $666 for the 1 Step Flex. On 11 November 2026 Funding Pips offered new customers 20% off with code FP, and City Traders Imperium showed no code.
Which firm has the easier profit targets?
On two step accounts, Funding Pips: 8% and then 5%, against 10% and then 5% at City Traders Imperium. On one step accounts, City Traders Imperium: 8%, against 12% on the Funding Pips 1 Step Flex.
Can I hold trades over the weekend?
City Traders Imperium allows overnight and weekend holding on every program. Funding Pips allows it in the evaluation, but funded Master accounts need the Swing add on; without it, open positions are closed before the weekend, which does not fail the account.
How do the payouts compare?
City Traders Imperium pays from $100, allows the first withdrawal after seven days and processes requests made before 15:00 GMT within 24 hours. Its split starts at 80% and rises to 90% and then 100% through its VIP programme. Funding Pips sets a minimum of 1% of the account, $1,000 on $100K, pays 60%, 80% or 100% depending on whether you choose weekly, every two weeks or on demand, and processes rewards within one to three working days.
Does City Traders Imperium require a stop loss?
Yes. City Traders Imperium requires a stop loss on every trade, set within one minute of opening it.
