Instant Funding vs Orion Funded

Instant Funding and Orion Funded side by side on price, rules and payouts.

2 firms compared Updated 29 September 2026

Change Firms
Cheapest challenge, Instant Funding
$44
Biggest max. allocation, Instant Funding
$600K
Longest running, Instant Funding
5 years

At a Glance

2 firms
TrustpilotNot listed4.5
In operation5 yearsLongest running3 years
CountryGBAE
Cheapest challenge$44PRO, $0.6KCheapest$49Orion Standard, $5K
Max. allocation$600KBiggest$200K
ProgramsPRO, IF Micro Lite, Lite, IF Micro PRO, IF Evolve, One-Phase Lite, One-Phase PRO
Orion Zero, Orion Nova $5K (USD 7 registration fee plus USD 69 activation fee after passing), Orion Nova $10K (USD 7 registration fee plus USD 109 activation fee after passing), Orion Nova $25K (USD 7 registration fee plus USD 209 activation fee after passing), Orion Nova $50K (USD 7 registration fee plus USD 349 activation fee after passing), Orion Nova $100K (USD 7 registration fee plus USD 669 activation fee after passing), Orion Nova $200K (USD 7 registration fee plus USD 1,099 activation fee after passing), Orion Standard, Orion Swing, Orion Select

Trading Rules

Loss limits are a share of the starting balance. Breaking either limit ends the account.

2 firms
Daily loss limitAcross the firm's programsNone to 4%3% to 5%Most room
Max loss limitAcross the firm's programs4% to 10%Most room5% to 8%
Daily drawdownEOD Balance
3% on Zero and Standard, 5% on Swing and Select, 4% in the Nova evaluation and 3% on funded Nova. Measured from the greater of the previous day's closing balance or closing equity, resets at midnight UTC, and counts floating losses, swaps and commissions.
Max drawdownOne & Two-Phase: Static
Instant: Earn 5% profit? Your drawdown drops by 5%. One-time only
Static for Orion Standard (6%), Orion Swing (8%) and Orion Select (5%), fixed from the initial balance. Trailing lock for Orion Zero (6%) and Orion Nova (8% in evaluation, 5% funded): the floor follows the balance upward and locks at the funded starting balance once the first payout is approved.
Minimum trading daysNot listed4 trading days in each evaluation for Standard, Swing and Select; none for Zero and Nova; none on any funded account
Time limitNot listedUnlimited on all programs; accounts with no trades for 30 consecutive calendar days expire
News tradingInstant, One & Two-Phase (Funded): 8m Window No Execution
No timing restrictions during any evaluation, but news trading used as a strategy is prohibited on all programs. Funded Nova, Standard and Select accounts may not open, close or modify trades from 2 minutes before to 2 minutes after a high impact event. Funded Swing accounts have no restriction. Orion Zero allows it, but trades opened or closed within 5 minutes of a high impact event are rewarded at 50% instead of 80%.
Overnight and weekendsInstant, One & Two-Phase (Funded): Overnight Holding Allowed. No Weekend
One & Two-Phase (Evaluation): Weekend Holding
Overnight and weekend holding allowed on every program in evaluation and funded stages. Opening trades specifically to capture price gaps is prohibited.
EAs and copy tradingYes However No 3rd party EAs. Yes However No Copying from Accounts Not Owned by the Trader or Group Trading Arrangements.
EAs are permitted only for risk and trade management (stop loss, take profit, break even, trailing stops, partial closes, position sizing, drawdown protection). Third party EAs, signal generating or autonomous bots, HFT, tick scalping and automated copy trading are prohibited, and automation above 2,000 server requests a day is not allowed. Copy trading is allowed only between accounts owned by the same person; external copy services are prohibited.
Consistency ruleNot listed
Best Day Rule of 20% on Orion Zero and on funded Orion Nova accounts: the best single day may not exceed 20% of total profit in the reward cycle before a reward can be requested. No Best Day Rule on Standard, Swing, Select or the Nova evaluation.

Payouts

When and how each firm pays once you are funded.

2 firms
Profit splitNot listed80% on all programs, rising to 90% after qualifying for the scaling plan
First payoutNot listed
No initial waiting period; a reward can be requested once the funded account is in profit with no open positions. On Zero and Nova funded accounts the first 3% of profit is a buffer that cannot be withdrawn. Approved rewards carry a 48 hour processing guarantee (full reward plus program fee refund if missed, subject to listed exclusions). Program fee refunded on the fourth successful reward.
Payout frequencyFortnightly then weekly for InstantEvery 14 calendar days
Minimum payout$25 - 1.5% of Starting Balance or $25 (Higher) for One-Phase & Two-PhaseNot listed
Payout methodsBank transfer and Crypto via Rise, Direct Crypto paymentsRise Pay (local currency or crypto)

Platforms and Markets

2 firms
Platforms
  • cTrader
  • MT5
  • Match Trader
  • MT5
  • Match Trader
Markets
  • FX
  • Metals
  • Indices
  • Energy
  • Crypto
  • FX
  • Indices
  • Metals
  • Other Commodities
  • Stocks
  • Crypto
Leverage
FX up to 1:100
Indices up to 1:20
Crypto up to 1:2
Other Commodities up to 1:20
Zero, Nova and Standard: forex 1:100, indices 1:50, metals 1:30. Swing and Select: forex 1:30, indices 1:15, metals 1:9. Commodities 1:3.3 and stocks and crypto 1:1 on all programs. Leverage is preset and cannot be changed by the trader.
Scaling plan
Duration Requirements: No Time | Instant, 90 Days | One-Phase & Two-Phase
Profit Requirements: 10% | Instant, One-Phase & Two-Phase
Scaling Percentage: 100% | Instant, 25% | One-Phase & Two-Phase
Max Scaling Amount: $1.28m | Instant, Double Starting Capital | One-Phase & Two-Phase
Available on all funded programs. Qualifying requires a 15% return over a rolling three month period, at least two of three months positive and at least three reward requests. Each qualifying cycle adds 25% to the account balance and moves the split to 90%, up to a maximum allocation of $4,000,000.

Rules and prices as each firm lists them on its profile here. Firms change their rules often, so check the firm's own site before you buy. We may earn a commission if you buy through our links. Firms cannot pay to change our ratings.