FundedElite vs RZR Funded

FundedElite and RZR Funded side by side on price, rules and payouts.

2 firms compared Updated 5 November 2026

Change Firms
Cheapest challenge, RZR Funded
$13
Biggest max. allocation, FundedElite
$400K

At a Glance

2 firms
TrustpilotNot listed4.4
In operation3 yearsNot listed
CountryITLC
Cheapest challenge$19Atom, $7K$13Instant24, $2KCheapest
Max. allocation$400KBiggest$200K
ProgramsInstant, Instant Elite, Atom, Lite, Free Retry, Flash Activation (pay after you pass), CatalystInstant24, Instant Lite, Instant Funding, Express, Enhanced, EnhancedX, Endurance

Trading Rules

Each firm’s daily and maximum loss limits, as the firm sets them. Each firm’s profile says how its limits are measured.

2 firms
Daily loss limitAcross the firm's programs3% to 5%2% to 6%Most room
Max loss limitAcross the firm's programs5% to 14%Most room3% to 10%
Daily drawdown
Evaluation and Catalyst accounts measure from the higher of the previous end of day balance or equity: 3% on 1 Step Free Retry, 1 Step Lite, 2 Step Atom, Flash Activation and Catalyst, 4% on 1 Step Atom and 2 Step Lite, 5% on 2 Step Free Retry (3% on retry); Instant accounts use 3% from the highest intraday equity
Calculated at 00:00 server time from the higher of balance or equity: 5% on Express and Enhanced, 4% on EnhancedX and Endurance, 6% on Instant Funding, 3% on Instant Lite and 2% on Instant24.
Max drawdown
Static on 1 Step Free Retry (8% default), 2 Step Free Retry (8%), 1 Step Lite (6%) and 2 Step Lite (8%), with other levels selectable at checkout; trailing equity on Instant and Instant Elite (6%), Catalyst (6% at $25K, 5% from $50K) and Flash Activation funded accounts (6%); 2 Step Atom 10% static and 1 Step Atom 6% trailing equity; retry accounts use reduced limits. The checkout currently shows a 14% maximum loss as an included offer on 1 Step, 2 Step, Lite, Instant, Instant Elite up to $200K and Catalyst accounts
Express: 6% trailing the closed balance until it locks at the starting balance. Enhanced (10%), EnhancedX (8%) and Endurance (8%): static from the starting balance. Instant Funding: 6% trailing on balance, locking at the starting balance. Instant24: 3% trailing the closed balance high watermark. Instant Lite: 5% trailing the closed balance until 5% profit is reached, then locked at the starting balance. On Express, Enhanced and Instant Funding the first withdrawal locks the limit at the starting balance.
Minimum trading days
3 profitable days per challenge phase (0.5% of balance on 2 Step plans, 1% on 1 Step plans) and 3 trading days on the funded account; 5 days on $300K challenges; 4 profitable days before an Instant payout; none in the Flash Activation challenge, then 3 profitable days once funded; 5 profitable days per Catalyst stage
None on Express and EnhancedX. Enhanced: 3 profitable days of at least 0.5% per stage and per payout cycle. Endurance: 3 trading days per stage. Instant Lite: 5 profitable days of at least 0.5% per payout cycle. None on Instant Funding and Instant24.
Time limitNo time limit; accounts without a trade opened and closed in 29 days are terminatedNo time limit on challenges; Instant24 runs for 24 hours from the first trade.
News tradingAllowed, excluding high frequency trading and hedging between accounts
No restriction during challenges. On funded Hantec Trader accounts, trades cannot be opened or closed from 3 minutes before to 3 minutes after red folder news on Forex Factory. Instant Lite and Instant Funding offer news trading as a paid add on.
Overnight and weekendsOvernight and weekend holding allowed; placing orders during the weekend needs the weekend trading add on
Weekend holding allowed on Express, Enhanced, EnhancedX and Endurance. Instant Funding positions must be closed by 23:45 GMT+3 on Friday unless the weekend add on is bought. Crypto can be traded at weekends.
EAs and copy trading
EAs allowed only as support tools (risk management, trade confirmation, position sizing); fully automated, martingale, grid and public scalping EAs not allowed. Copy trading allowed only from accounts the trader owns, with EAs enabled by the team for trade copiers. Minimum holding time 3 minutes, or 30 seconds with the scalping add on. Funded traders may not risk more than 50% of the daily loss limit on one instrument per day
Expert Advisors are allowed on challenge accounts and the funded accounts that follow, provided they avoid the prohibited strategies list; EAs and robots are not allowed on Instant Funding. Copy trading rules sit in the prohibited strategies page, which was not reviewed.
Consistency rule
None on 1 Step and 2 Step challenges up to $200K; 60% on all $300K challenges; 25% on Instant; none on Instant Elite; 30% on Flash Activation funded accounts (can be disabled at a higher price); 30% on Catalyst (can be removed at checkout); 50% on 1 Step Atom accounts and on funded 2 Step Atom accounts
None on Express, Enhanced, Endurance and Instant Funding. EnhancedX: best day no more than 35% of total profit, based on end of day equity. Instant Lite: best day no more than 20% of total profit. Instant24: no single trade more than 15% of total profit. Funded accounts also have a 3% maximum open loss (1% on Instant24 and Instant Lite).

Payouts

When and how each firm pays once you are funded.

2 firms
Profit split
80% default on evaluations, selectable at 60%, 70%, 80% or 95% at checkout; 50% after a free retry; Instant accounts 70% on the first payout then the selected split; Catalyst 80% rising to 95%
80% by default on challenge accounts, 95% with a paid add on; instant accounts advertise up to 95%
First payout
Help centre states the first payout on 1 Step, 2 Step, Lite and Instant accounts can be requested after 21 days; Flash Activation after 14 days; requires Veriff KYC, Rise verification and any requested risk interview; Rise payouts carry a $40 fee and crypto payouts 3%
First reward can be requested 14 days after the first trade on the funded account, or on demand with an add on. The firm promises approval within 24 business hours or it doubles the reward, up to $1,000, and states an average payout time of 10 hours.
Payout frequency
Every 14 days by default on 1 Step, 2 Step, 2 Step Lite, Atom and Flash Activation accounts and 21 days on 1 Step Lite, Instant and Instant Elite, with 3, 7, 14 or 21 day cycles selectable at checkout at different prices; Catalyst every 14 days at $25K then every 7 days
Every 14 days, or every 7 days with an add on; Instant24 pays once its 24 hour period ends
Minimum payoutThe help centre states there is no minimum payout amount; payouts under $500 are paid only in crypto$20 on most accounts; on EnhancedX at least 2% of the starting balance, and on Instant24 at least 3% profit
Payout methodsRise (bank transfer or crypto) for $500 and above, Cryptocurrency for payouts under $500
PayPal, Crypto (USDT, USDC, ETH and BTC), Bank transfer (SWIFT and SEPA), Pix and local methods in Latin America, Africa and Asia Pacific

Platforms and Markets

2 firms
Platforms
  • MT5
  • Match Trader
  • Platform 5
Markets
  • FX
  • Indices
  • Metals
  • Energy
  • Stocks
  • Crypto
  • FX
  • Indices
  • Metals
  • Other Commodities
  • Crypto
LeverageForex leverage selectable at 1:30, 1:50 or 1:100 at checkout (1:30 default); Instant accounts up to 1:30
Up to 1:50 on major forex pairs (1:33 on USDCHF) per the product specifications; bullion 1:10, indices and commodities 1:15, crypto 1:1
Scaling plan
No general scaling plan found; the Catalyst product doubles the account after each approved payout from $25K or $50K up to $1,000,000 with the split rising to 95%; maximum live funded allocation $400,000
Traders move up by passing the challenge at the next account size at no extra cost, from $2,000 to $200,000, with add ons carried over. Combined funded accounts are capped at $400,000 of simulated allocation. Available on 1, 2 and 3 step challenges.

Rules and prices as each firm lists them on its profile here. Firms change their rules often, so check the firm's own site before you buy. We may earn a commission if you buy through our links. Firms cannot pay to change our ratings.