Audacity Capital Rules, Fees and Payouts Explained
Audacity Capital is a proprietary trading firm offering evaluation challenges and instant funding programmes to traders. In this Audacity Capital review, we examine the firm’s account types, trading rules, fees, profit splits and payout conditions to help you understand what to expect before purchasing a programme. Founded in 2012, Audacity Capital offers several funding options, […]
Audacity Capital is a proprietary trading firm offering evaluation challenges and instant funding programmes to traders. In this Audacity Capital review, we examine the firm’s account types, trading rules, fees, profit splits and payout conditions to help you understand what to expect before purchasing a programme.
Founded in 2012, Audacity Capital offers several funding options, including the Ability Challenge, Ability One and FTP Instant Funding. Each programme has different profit targets, drawdown limits and withdrawal requirements.
But is Audacity Capital worth considering in 2026? We look at its trading conditions, company information and independent reputation, while highlighting details traders should verify before signing up.
Audacity Capital Review 2026: Quick Verdict
Audacity Capital offers three main funding routes: Ability Challenge, Ability One and FTP Instant Funding. Each has a different entry process, risk structure and payout arrangement.
The Ability Challenge uses a two-phase evaluation, while Ability One requires traders to complete a single evaluation phase. FTP provides an instant funding route without the standard evaluation stages, but it has its own profit milestones and payout conditions.
Some of the firm’s advertised features include unlimited evaluation periods on its challenge programmes, multiple account options, support for MT5 and DXtrade, and opportunities to increase account allocation through scaling.
However, traders should pay close attention to the details. The firm’s published information contains differences around consistency rules, fee refunds and some payout conditions. Its Terms and Conditions also explain that programmes primarily operate in simulated trading environments, with live account allocation subject to the company’s discretion.
Our initial assessment: Audacity Capital is an established, identifiable prop trading business with several programme options. However, traders should read the current programme rules and contractual terms carefully, particularly before purchasing an account or relying on advertised payout and scaling benefits.
What Is Audacity Capital?
Audacity Capital is a proprietary trading firm that says it was founded in London in 2012. It provides trading programmes designed to identify traders who can meet specified performance and risk-management requirements.
Rather than requiring participants to deposit a large amount of personal trading capital, the firm charges a programme fee for access to its trading services. Traders must then follow the rules attached to their selected programme to qualify for the next stage and any applicable performance-based payouts.
The company’s current offering includes:
- Ability Challenge: A two-step evaluation programme.
- Ability One: A one-step evaluation programme.
- FTP Instant Funding: A programme that does not require the standard evaluation stages.
Audacity Capital also offers a free trial for traders who want to explore its trading environment before purchasing a programme.
Who operates Audacity Capital?
The company’s website identifies two main entities involved in its operations:
- AudaCity International FZCO, registered in Dubai, acts as a payment facilitator.
- AudaCity Global LTD, registration number 15850, is identified as the entity responsible for trading-related activities.
Audacity Capital states that AudaCity Global LTD operates under an International Brokerage and Clearing House Licence issued by the Union of Comoros. The company also lists a UK office and a payment partnership with Propmetry Limited in Cyprus.
These are company disclosures, not independent confirmation of the scope or status of the stated licence. Traders who place importance on regulatory oversight should verify the licence directly with the issuing authority and establish exactly which activities it covers.
For a comparison of its programme details and account options, see our Audacity Capital firm profile.
Audacity Capital Review: Funding Programmes Compared
Audacity Capital offers three main funding routes. The right option depends on whether a trader prefers a two-stage evaluation, a shorter one-stage assessment or access without a traditional evaluation.
| Feature | Ability Challenge | Ability One | FTP Instant Funding |
|---|---|---|---|
| Evaluation | Two phases | One phase | No standard evaluation |
| Profit target | 10% and 5% | 10% | 10% profit milestone |
| Daily drawdown | 7.5% and 5% | 3% | 5% |
| Maximum drawdown | 15% and 10% | 6% | 10% |
| Minimum trading days | 4 per evaluation phase | 3 evaluation days | 5 before payout |
| Evaluation time limit | Unlimited | Unlimited | Not applicable |
| Payout arrangement | Bi-weekly | Bi-weekly | At profit milestones |
| Profit share | 75% to 90% | Up to 90% | Depends on account stage and time |
This table summarises published programme information. Some details differ between the programme pages, Knowledge Centre and Terms and Conditions. Check the applicable rules for your account before purchasing.
1. Ability Challenge: Two-Step Evaluation
The Ability Challenge is Audacity Capital’s two-phase evaluation programme. Traders must meet separate profit targets while staying within the applicable daily and maximum drawdown limits.
The first phase requires a 10% profit target. After passing, traders move to the Verification phase, where the target is 5%.
The programme does not impose a maximum time limit for completing either phase. However, traders must complete at least four trading days in each evaluation phase.
Ability Challenge rules
| Requirement | Phase 1 | Phase 2 |
|---|---|---|
| Profit target | 10% | 5% |
| Daily drawdown | 7.5% | 5% |
| Maximum drawdown | 15% | 10% |
| Minimum trading days | 4 | 4 |
| Maximum time limit | Unlimited | Unlimited |
After passing both phases and completing the required verification, eligible traders can progress to the funded stage.
The programme advertises profit sharing of up to 90%, with bi-weekly payouts. The Knowledge Centre explains that the starting profit share is generally 75%, with higher rates available depending on performance and scaling conditions.
Audacity Capital also advertises a potential refund of up to 100% of the challenge fee with the first qualifying payout. The exact eligibility conditions should be checked before purchase.
Who may consider Ability Challenge?
This programme may suit traders who prefer a structured evaluation with two stages and have a strategy that can operate within the published drawdown limits. Its unlimited evaluation period may also appeal to traders who do not want to work against a short challenge deadline.
2. Ability One: One-Step Evaluation
Ability One is designed for traders who prefer a single evaluation phase rather than completing two separate stages.
The programme requires traders to reach a 10% profit target while remaining within a 3% daily drawdown limit and a 6% maximum drawdown limit.
The evaluation has a minimum requirement of three trading days and no maximum time limit.
Ability One rules
| Requirement | Published condition |
|---|---|
| Profit target | 10% |
| Daily drawdown | 3% |
| Maximum drawdown | 6% |
| Minimum trading days | 3 |
| Maximum time limit | Unlimited |
Once traders meet the evaluation requirements and complete the necessary checks, they may progress to the funded stage.
Audacity Capital advertises profit sharing of up to 90%, with withdrawals available on a bi-weekly schedule. The Knowledge Centre describes a starting profit share of 75%, increasing to 85% when the applicable profit condition is met, with the possibility of reaching 90% through scaling.
There is an important point to check before purchasing: the website’s general information describes fee refunds for more than one programme, but the Terms and Conditions specifically identify the Ability Challenge as eligible for registration-fee reimbursement. Traders should obtain written confirmation of any Ability One refund entitlement.
Who may consider Ability One?
Ability One may suit traders who want a single evaluation phase and are comfortable managing the tighter daily and maximum drawdown limits. Its Terms also set a 50% consistency score on the funded account, so no single day can make up more than half of your profit when you request a payout.
3. FTP: Instant Funding
The Funded Trader Programme, or FTP, is Audacity Capital’s instant funding option.
Unlike the Ability Challenge and Ability One, FTP does not require traders to complete the standard evaluation stages before accessing the programme. Instead, traders work towards a 10% profit milestone under the FTP trading rules.
FTP rules
| Requirement | Published condition |
|---|---|
| Standard evaluation | Not required |
| Profit milestone | 10% |
| Daily drawdown | 5% |
| Maximum drawdown | 10% |
| Minimum trading days before payout | 5 |
| Consistency rule | Conflicting published information |
FTP has a different payout and scaling structure from the evaluation programmes. According to its Knowledge Centre, traders can request a payout after reaching the required profit milestone and satisfying the applicable trading conditions.
The profit split depends on factors including account size, programme stage and the time taken to reach the target. Published examples show different profit-share percentages across account stages, rather than one fixed rate for every FTP trader.
The FTP programme also advertises account scaling when traders reach the required profit milestones.
An important rule to verify: The FTP programme page advertises no consistency rule, but the Terms and Conditions include a 35% maximum consistency score for FTP. Because these statements do not match, traders should request written clarification of the rule that applies to the exact account they intend to buy.
Who may consider FTP?
FTP may appeal to traders who do not want to complete a conventional evaluation. However, instant access should not be confused with unrestricted withdrawals or guaranteed payouts. Traders still need to meet the programme’s profit, trading-day, risk and review requirements.
Trading Rules Examined in Our Audacity Capital Review
Understanding the drawdown rules is essential before selecting a programme. A trader can reach a profit target and still fail an account if the applicable risk limit is breached.
Profit targets
The evaluation programmes have different targets:
- Ability Challenge Phase 1: 10%.
- Ability Challenge Phase 2: 5%.
- Ability One: 10%.
- FTP: 10% profit milestone for payout eligibility.
Reaching a target does not automatically guarantee a payout or progression. The account must also satisfy the relevant trading requirements and compliance checks.
Daily drawdown
Daily drawdown limits the amount an account can lose during a trading day.
Audacity Capital’s Knowledge Centre explains that the daily limit is calculated using the balance or equity at the daily rollover, whichever is higher. The limit then resets according to the firm’s server-time schedule.
The published daily limits are:
- Ability Challenge Phase 1: 7.5%.
- Ability Challenge Phase 2: 5%.
- Ability One: 3%.
- FTP: 5%.
Traders should check the applicable reset time and calculation method in the Knowledge Centre. The firm’s published server-time guidance refers to seasonal daylight-saving changes, so it is important not to assume the reset occurs at the same local time throughout the year.
Maximum drawdown
Maximum drawdown is the overall loss threshold an account must not breach.
The published limits are:
| Programme stage | Maximum drawdown |
|---|---|
| Ability Challenge Phase 1 | 15% |
| Ability Challenge Phase 2 | 10% |
| Ability Challenge funded stage | 10% |
| Ability One | 6% |
| FTP | 10% |
The programme rules explain that drawdown is monitored using account equity, including open positions. Traders should therefore consider floating losses, commissions and swaps when managing their risk.
Minimum trading days
Minimum trading-day requirements vary by programme:
- Ability Challenge: Four trading days in Phase 1 and four in Phase 2.
- Ability One: Three trading days during the evaluation.
- FTP: Five minimum trading days before requesting a payout.
The evaluation programmes do not impose a maximum completion period. However, this does not mean traders can ignore the firm’s inactivity policy.
Consistency rules
Consistency requirements are particularly important because they can affect payout eligibility.
The Ability Challenge programme page currently advertises no consistency rule. The FTP programme page also advertises no consistency rule. However, the Terms and Conditions include a maximum consistency score of 50% for Ability One’s funded stage and 35% for FTP.
The firm’s general programme information and contractual terms should therefore be checked together. Until Audacity Capital confirms the applicable rules in writing, traders should not assume that the absence of a consistency rule on a promotional page means no such requirement can apply.
Prohibited trading practices
Audacity Capital’s Terms and Conditions prohibit several trading practices, including:
- High-frequency trading using bots or algorithms to execute large volumes of trades in fractions of a second.
- Tick scalping, defined in the terms as opening and closing trades within two minutes or less to capture small price movements.
- Hedging or group hedging through opposing positions on the same instrument.
- Averaging down or martingale strategies that increase position size after a loss to recover previous losses.
The programme pages also advertise that news trading, weekend holding, Expert Advisors and copy trading are permitted. These permissions remain subject to the firm’s general trading rules and any programme-specific restrictions.
Read the full Audacity Capital Terms and Conditions before using automated strategies or copying trades.
Audacity Capital Review: Fees and Account Pricing
Audacity Capital charges a registration fee that varies according to the selected programme and account size.
The official website displays promotional pricing and discounts, but these offers can change. For that reason, traders should use the final price displayed at checkout rather than relying on an older price published in a review or comparison article.
Before completing a purchase, check:
- The account size and programme selected.
- The standard registration fee.
- Whether a promotional discount has been applied.
- The payment currency and any conversion charges.
- Whether the programme offers a fee refund.
- The conditions that must be met before a refund is paid.
Are Audacity Capital fees refundable?
This depends on the programme and the conditions attached to the refund.
The Ability Challenge page advertises a refund of up to 100% of the challenge fee with the first qualifying payout. The Knowledge Centre explains that the refund is processed alongside the first payout from the live account, provided the payout exceeds the fee and the account remains compliant.
However, the Terms and Conditions state that registration fees are generally non-refundable once the trader has started using the programme, except where the terms or applicable law provide otherwise. They specifically identify Ability Challenge as eligible for a registration-fee reimbursement.
The public information is not fully consistent about Ability One refunds. Traders should ask the company to confirm refund eligibility in writing before paying.
Payout Conditions in Our Audacity Capital Review
Payout arrangements vary significantly across the three programmes.
Ability Challenge payouts
The first payout can generally be requested 14 days after the trader places the first trade on the funded account. Subsequent payouts are available on a bi-weekly basis, subject to the applicable account conditions and review.
The Knowledge Centre describes the following profit-share structure:
- 75% as the starting profit share.
- 85% when the applicable profit condition is met.
- Up to 90% following further scaling and performance requirements.
The advertised maximum should not be interpreted as the automatic profit share for every funded trader.
Ability One payouts
Ability One also advertises a bi-weekly payout schedule, with the first payout generally available 14 days after the first trade on the funded account.
The Knowledge Centre describes a starting profit share of 75%, increasing to 85% when the applicable profit condition is reached. Traders may qualify for up to 90% through the scaling plan.
FTP payouts
FTP uses profit milestones rather than the same bi-weekly schedule as the evaluation programmes.
According to the Knowledge Centre, traders can request a payout after reaching the 10% profit milestone and meeting the applicable minimum trading-day requirements. The profit share depends on the account size, stage and time taken to reach the target.
The published examples show different profit splits for traders who reach the target in less than 30 days compared with those who take longer. The exact rate should be checked against the current FTP payout table.
How long do Audacity Capital payouts take?
Audacity Capital’s general Knowledge Centre says that, following approval, funds are transferred from the trading account to the dashboard wallet within one business day.
It also states that profit withdrawal requests typically take three to five business days after review. This process can include account compliance checks, withdrawal verification, payment-method confirmation and final processing by the finance team.
The advertised same-day payout messaging should therefore be read carefully. It does not mean every withdrawal request is guaranteed to reach a trader’s bank or payment account on the same day.
Can Audacity Capital deny a payout?
Yes. The firm’s rules make payouts conditional on account compliance and successful review.
Its Knowledge Centre states that an account breach makes the trader ineligible for a payout, even if the account is still showing a profit.
This makes it important to understand the drawdown calculations, consistency requirements and prohibited practices before trading.
Trading Platforms and Available Markets
Audacity Capital lists MetaTrader 5 (MT5) and DXtrade among its supported trading platforms.
MetaTrader 5 (MT5) is a widely used trading platform that supports charting, technical indicators and automated trading tools.
DXtrade provides browser-based trading access, allowing users to trade without installing a desktop application.
The firm’s Knowledge Centre describes its available markets as a combination of:
- Forex, through spot trading.
- Commodities, through contracts for difference (CFDs).
- Indices, through contracts for difference (CFDs).
Audacity Capital also provides a read-only test account so prospective traders can explore spreads. Traders should check the available instruments, spreads, commissions and execution conditions for their selected programme before purchasing.
Is Audacity Capital Legit? Our Review of Its Company Information
This is one of the most important questions to consider before buying a prop firm programme.
There are several separate issues to examine: whether the company has identifiable operating entities, what its legal disclosures say about its services, whether its regulatory claims can be independently confirmed, and what customers report about their experiences.
Company information and legal disclosures
Audacity Capital identifies AudaCity Global LTD, registration number 15850, as the entity operating trading-related activities. It identifies AudaCity International FZCO in Dubai as a payment facilitator.
The company also publishes a registered office in the Union of Comoros and a UK office address.
These disclosures provide information about the entities behind the service. However, company registration and a stated licence are not the same as confirmation that a business is authorised to provide every type of financial service.
The company describes its licence as an International Brokerage and Clearing House Licence issued by the Union of Comoros. We have not independently verified the licence’s current status, regulatory standing or precise scope. Traders who require a regulated financial-services provider should check the issuing authority’s records directly.
Are Audacity Capital accounts live or simulated?
This distinction matters.
Audacity Capital’s Terms and Conditions state that its programmes primarily operate in simulated trading environments using fictitious funds and market data. They also say the company may transfer eligible traders to a live trading environment using its own capital, based on internal risk assessments and at its discretion.
The company’s Knowledge Centre describes the funded stage as live trading. However, the Terms and Conditions make clear that live allocation is not guaranteed for every participant.
Traders should therefore read the contract for their specific programme and ask the company to explain whether their account is simulated or live, what determines a transfer to live trading, and how payouts are calculated.
A funded account should not automatically be interpreted as a personal brokerage account holding withdrawable trading capital.
Audacity Capital Review: Pros and Cons
| Pros | Cons |
|---|---|
| Operating history dating back to 2012, according to the company | Trustpilot rating currently unavailable due to a guideline breach |
| Three different funding programme options | Programme details are not fully consistent across published pages |
| Unlimited evaluation time for Ability Challenge and Ability One | Refund eligibility differs across published information |
| MT5 and DXtrade support | Payouts depend on compliance reviews |
| Potential profit sharing of up to 90% on eligible programmes | Live account allocation is not guaranteed under the Terms and Conditions |
| Published scaling opportunities | Licence claims require independent verification |
Who Should Consider Audacity Capital?
Audacity Capital may be worth researching for traders who want to compare different funding structures rather than use a single type of evaluation.
Ability Challenge may suit traders who prefer a two-phase assessment and want more time to meet the targets.
Ability One may suit traders who prefer a single evaluation phase and can manage the tighter drawdown limits.
FTP Instant Funding may appeal to traders who want to avoid a conventional evaluation, provided they understand the profit milestones and payout structure.
However, traders who require clear, independently verified regulatory oversight or fully consistent programme documentation may want to investigate these concerns further before committing money.
What to Check Before Buying an Audacity Capital Account
Before purchasing, review the following points:
- Confirm the current price at checkout.
- Read the rules for the exact programme and account size.
- Confirm how daily and maximum drawdown are calculated.
- Check the minimum trading days and payout eligibility requirements.
- Ask whether a consistency rule applies to your account.
- Confirm the profit split and payout schedule in writing.
- Clarify whether the fee is refundable and what conditions apply.
- Understand the simulated-versus-live account arrangement.
- Check whether your country and preferred platform are supported.
- Keep a copy of the terms that applied when you purchased the account.
For more guidance, read our Before Buying a Prop Firm Challenge: 10 Questions to Ask and How to Choose a Prop Firm in 2026.
These checks can help prevent misunderstandings about the programme after trading has started.
Frequently Asked Questions
Is Audacity Capital a legitimate prop firm?
Audacity Capital is an identifiable prop trading business with published company details, programme rules and Terms and Conditions. However, its Trustpilot rating is currently unavailable due to a breach of Trustpilot’s guidelines, and some programme information requires clarification. Traders should verify the company’s legal and licensing disclosures and read the applicable terms before purchasing.
Does Audacity Capital offer instant funding?
Yes. Its Funded Trader Programme (FTP) provides an instant funding route without the standard Ability Challenge or Ability One evaluation stages. However, traders must still meet FTP’s trading rules and profit milestones to qualify for payouts.
What is the profit target for Audacity Capital?
The Ability Challenge requires a 10% target in Phase 1 and 5% in Phase 2. Ability One requires a 10% target in its evaluation phase. FTP uses a 10% profit milestone for payout eligibility.
Does Audacity Capital have a time limit?
The Ability Challenge and Ability One programmes advertise unlimited time to complete their evaluations. This does not remove the firm’s inactivity requirements, which can result in account closure after six months without trading activity.
What is the maximum drawdown at Audacity Capital?
The maximum drawdown depends on the programme. Ability Challenge has a 15% limit in Phase 1 and 10% in Phase 2 and the funded stage. Ability One has a 6% limit, while FTP has a 10% limit.
How often does Audacity Capital pay traders?
Ability Challenge and Ability One generally offer bi-weekly payouts, with the first payout available 14 days after the first funded-account trade. FTP uses profit milestones and its own payout conditions.
Does Audacity Capital refund challenge fees?
The Ability Challenge advertises a potential refund of up to 100% of the fee with the first qualifying payout. The refund is conditional on eligibility and account compliance. Published information about Ability One refunds is not consistent, so traders should obtain written confirmation before purchase.
Does Audacity Capital use MT5?
Yes. Audacity Capital lists MetaTrader 5 and DXtrade as supported platforms. Availability may depend on the programme and applicable regional restrictions.
Does Audacity Capital allow news trading and weekend holding?
The programme pages advertise news trading and weekend holding as permitted. Traders should still review the current prohibited-practices policy and programme-specific terms before using a particular strategy.
Are Audacity Capital funded accounts live?
The Terms and Conditions state that programmes primarily operate in simulated trading environments. The company may transfer eligible traders to live trading at its discretion, but live allocation is not guaranteed.
Final Verdict: Our Audacity Capital Review for 2026
Audacity Capital offers several ways for traders to access its funding programmes, including a two-step evaluation, a one-step evaluation and an instant funding option. Its unlimited evaluation periods, multiple account choices and potential scaling opportunities may appeal to traders with established strategies.
However, the programme structure is only one part of the decision.
The differences between the firm’s promotional pages, Knowledge Centre and Terms and Conditions deserve attention. Traders should be particularly careful about consistency requirements, refund eligibility, payout timing and whether an account is simulated or live. The Trustpilot warning also means its public reputation should be assessed with additional care.
Our verdict: Audacity Capital is worth researching, but we recommend reviewing the exact contractual terms and obtaining clarification on any conflicting rules before purchasing an account. Traders should compare its costs, drawdown limits and payout conditions against other firms rather than choosing solely on the advertised profit split or funding amount.
For a broader comparison, visit our prop firm directory and review the firm’s profile before making a decision.
This review is for informational purposes only and is not financial advice. Prop trading programmes involve risk, and programme rules, prices and availability can change. Always consult the firm’s current official documentation before making a purchase.
