LC
Max. allocation$300K
Forex and CFD
Funding Traders Review
Funding Traders is a forex and CFD prop firm run by Funding Traders Group Ltd in Saint Lucia, with a US company, FT US Inc, in Miami Beach. It sells 2 Step challenges from $90, traded on MT5 and TradeLocker.
Markets
Platforms
-
MT5
-
TradeLocker
- Program
- 1
- Cheapest challenge
- $90
- Max. allocation
- $400K
- Daily loss limit
- 5%
Programs and Prices
1 program, with the price at every account size.
Rules at a Glance
Loss limits are a share of the starting balance. Breaking either limit ends the account.
| Program | Type | Account sizes | Profit split | Profit target | Daily loss limit | Max loss limit | From |
|---|---|---|---|---|---|---|---|
| Pro10 | 2 Step | 5K to 200K | 80%, up to 100% | 10% Phase 1, 5% Phase 2 | 5% | 10% static | $90 |
Funding Traders rules in full
Max DD Type
Static on 2-Step Pro (6% on Pro6, 10% on Pro10). 1-Step Pro: 10% trailing from the highest balance. Instant: 6% trailing until +3%, then locked.
Daily DD Type
3% on Pro6, 1-Step and Instant; 5% on Pro10, Day and Swing. 1-Step uses the day's starting equity; Instant the higher of balance or equity.
Consistency Rule
No fixed consistency rule, but toxic trading rules apply: margin above 30% on one trade, risk above 2% per trade idea, a new trade within 5 minutes of a 0.5% loss, or nearing the daily limit on 3+ days in 30 can bring strikes, deductions or termination. Instant: 1% maximum floating risk.
Minimum Trading Days
4 on Pro10. Day: none in evaluation, 4 funded. Swing: 4, 4 and 2.
Time Limit
None. 30 days of inactivity, counted from purchase, ends the account.
News Trading
Allowed, but reviews report breaches for holding through news; check the guidelines.
Holding Restrictions
Day plan closes forex, gold, indices and oil at 16:55 New York time. Swing allows overnight and weekend holding. 24/7 trading on XAU, XAG, US100, US500 and WTI.
EAs/Copy
Only risk management EAs or EAs you built. Copy trading allowed from your own accounts, including at other firms; copying others banned.
Fees
One time fee; Pro10 refunded with the first payout. Resets 50% to 60% off within 48 hours, once per challenge. Several paid add ons.
Scaling rules
Scaling Plan
+25% every 2 profitable months with at least 8% total profit, up to $2M. Funded allocation up to $300K (Pro) and $400K (Instant).
Funding Traders review
Funding Traders is a forex and CFD prop firm run by Funding Traders Group Ltd in Saint Lucia, with a US company, FT US Inc, in Miami Beach. It offers two step challenges (Pro6, Pro10, Day and Swing), a one step and instant funded accounts on MT5 and TradeLocker. The 2-Step Pro10 has 10% and 5% targets, a 5% daily and 10% static limit, and costs $90 to $1,250 for $5,000 to $200,000, with the fee refunded on the first payout. Splits run from 80% to 100% and accounts scale to $2 million. Be aware that Trustpilot has removed the firm's rating over a guideline breach, recent reviews report rejected payouts, and a set of discretionary toxic trading rules gives the firm wide grounds to cut or deny payouts.
Suits
Disciplined swing or day traders who risk well under 2% per trade idea and want a refundable two step with scaling to $2M.
Less suited to
You size up after losses, trade close to the daily limit, or rely on independent review scores.
Pros
- Wide choice: Pro6, Pro10, Day, Swing, One Step and Instant.
- Fee refunded with the first payout on 2-Step Pro.
- Swing plan allows overnight and weekend holding.
- Scaling plan to $2M, splits up to 100%.
Cons
- Red flag: Trustpilot has removed the firm's rating over a guideline breach.
- Red flag: discretionary toxic trading rules (2% risk, revenge trading, margin) can cut or deny payouts.
- Payouts every 21 days by default.
- Instant accounts cap floating risk at 1%.
- US company, yet the footer says US residents are not served.
Verdict
Funding Traders has a lot on the menu: several two step styles including a Swing plan that allows weekend holding, a one step, instant accounts, refunds on the first payout, a scaling plan to $2 million and a payout guarantee of $500 cash plus $500 credit if a payout takes more than two business days. Copy trading from your own accounts at other firms is allowed.
The catch is in the behaviour rules. Trades risking more than 2% per idea, margin above 30%, a new trade within five minutes of a 0.5% loss, or getting close to the daily limit on three days in 30 can all lead to strikes, deductions or termination. Instant accounts cap floating risk at 1%. Payouts come every 21 days by default.
Red flags: Trustpilot has removed the firm's rating for a guideline breach, recent reviews describe rejected payouts and breaches traders could not explain, and the footer says the service is not for US residents while the firm runs a US company.
Funding Traders may suit disciplined traders who risk well under 2% per idea and want a Swing plan or a high scaling ceiling, but traders should read the toxic trading rules in full first.
Trader Reviews
What members who bought a Funding Traders challenge say about it. Our own review above is separate, and these never change our rating.
No reviews of Funding Traders yet
Traded with Funding Traders? Tell other traders how your challenge and payouts went. The first review shows here as soon as a moderator has checked it.
Write the first reviewHow reviews work
- Rate four thingsTrading conditions, customer care, the dashboard and the payout process.
- Add proof if you have itAn order confirmation, funding certificate or payout record earns a Verified label. Proof stays private.
- A moderator checks itUsually within 48 hours. Firms can't have a review removed for being negative.
Funding Traders gets a trader rating once it has 3 reviews.
Reviews come from members and are checked by a moderator before they appear. Verified labels mean we've seen proof. Firms can't remove a review for being negative, and affiliate deals have no effect on reviews. How we handle reviews
Discussions
Threads in our forums about Funding Traders, newest first. Members' posts, not our view.
No threads about Funding Traders yetAsk other traders about Funding Traders, or share how your challenge or payout went. Threads tagged with Funding Traders show up here.
Start a threadPayouts
Profit Split
80% to 100% (Swing 70%, 80%, 90%).
Min. Payout
Not stated.
Frequency
Every 21 days by default, 14 with an add on; on demand on some Instant accounts.
First Payout
After the minimum days and a risk review. Processing within 2 business days or $500 cash plus $500 credit, with exclusions.
Payout Methods
Crypto, Rise.
Firm Details
- Country
- LC
- Platforms
- MT5, TradeLocker
- Markets
- FX, Indices, Metals, Energy, Crypto
- Payment methods
- Card, crypto
- Payout methods
- Crypto, Rise
- Support
- Help centre, live chat
Questions about Funding Traders
Is Funding Traders legit?
Funding Traders is run by Funding Traders Group Ltd (Saint Lucia, 2025-00298) and FT US Inc in Miami Beach, and claims 53,000+ funded accounts. Trustpilot shows no rating for fundingtraders.com: on 5 November 2026 it displayed a notice that the rating was removed for a breach of its guidelines. Recent reviews report rejected payouts and unexplained breaches.
How much does a Funding Traders challenge cost?
The 2-Step Pro10 lists at $90, $150, $290, $430, $750 and $1,250 for $5K to $200K, refunded on the first payout. Codes LOCKIN and TRYFT advertised 50% off in November 2026. Instant accounts start from $159.
What are the Funding Traders toxic trading rules?
The firm can issue strikes, deduct profit or close accounts for margin above 30% on one trade, risk above 2% per trade idea, opening a trade within 5 minutes of a loss of 0.5% or more, or coming within 0.5% of the daily limit on 3 or more days in 30.
How do Funding Traders payouts work?
Funded traders start on 80%, with upgrades to 100%. Payouts come every 21 days (14 with an add on, on demand on some Instant accounts), by crypto or Rise. The firm promises processing within 2 business days or $500 cash plus $500 credit, with exclusions.
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