Forex and CFD

Eightcap Challenges Review

Eightcap Challenges is the prop trading arm of the Eightcap broker group, run by Eightcap International Ltd in Seychelles outside the group's regulated services. It sells 1 Step and 2 Step challenges from $59, traded on MT4, MT5, TradeLocker and TradingView.

Updated 5 November 2026 Claim your firm

Markets

  • FX
  • Indices
  • Metals
  • Energy
  • Crypto

Platforms

  • MT4
  • MT5
  • TradeLocker
  • TradingView

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Programs across 1 Step and 2 Step
2
Cheapest challenge
$59
Max. allocation
$600K
Daily loss limit
4% to 5%

Programs and Prices

2 programs, with the price at every account size.

1 Step Evaluation

1 program, 5K to 200K
Eightcap Challenges 1 Step Evaluation, price by account size
Program 5K 10K 25K 50K 100K 200K Trade
One Phase 80% (90% with add on) split, 10% target, 4% daily loss, 8% static max loss $69 $119 $259 $429 $659 $1,299 Trade now

2 Step Evaluation

1 program, 5K to 200K
Eightcap Challenges 2 Step Evaluation, price by account size
Program 5K 10K 25K 50K 100K 200K Trade
Two Phase 80% (90% with add on) split, 9% Phase 1, 5% Phase 2 target, 5% daily loss, 10% static max loss $59 $99 $219 $389 $599 $1,199 Trade now

Rules at a Glance

Loss limits are a share of the starting balance. Breaking either limit ends the account.

Program Type Account sizes Profit split Profit target Daily loss limit Max loss limit From
One Phase 1 Step 5K to 200K 80% (90% with add on) 10% 4% 8% static $69
Two Phase 2 Step 5K to 200K 80% (90% with add on) 9% Phase 1, 5% Phase 2 5% 10% static $59
Eightcap Challenges rules in full

Max DD Type

Static from the initial balance: 8% on One Phase, 10% on Two Phase.

Daily DD Type

Balance based from the previous day's balance snapshot, resetting at 01:00 server time: 4% on One Phase, 5% on Two Phase.

Consistency Rule

Profit distribution: no single day may exceed 30% of the requested payout (One Phase) or 50% of the target or payout (Two Phase); excess profit is excluded, not breached. Profit per payout cycle is capped at 5% of the initial balance (One Phase) or 10% (Two Phase), and the account resets after each payout.

Minimum Trading Days

One Phase: 5 in the evaluation and 7 before each payout. Two Phase: 3, 5 and 5. A trade must be held 60 seconds to count.

Time Limit

None. 30 days without a trade ends the account.

Leverage

1:100.

News Trading

No trades from 10 minutes before to 10 minutes after high impact news on funded accounts; profit is removed (soft breach).

Holding Restrictions

Weekend holding allowed. Up to 10 open trades, with per trade and per symbol lot caps. Same IP address required; paid VPNs only, declared to support before withdrawing.

EAs/Copy

EAs allowed except martingale, grid, tick scalping, gap trading, arbitrage and hedging (including correlated pairs). Copy trading from others banned; copying between your own accounts allowed.

Fees

One time fee, no refunds. Add ons: faster payouts, 90% split, insurance resets.

Scaling rules

Scaling Plan

Balance up 25% (to $1M) if payouts reach 15% over 4 months with 2 profitable months, at the firm's discretion. Up to $600K combined.

Eightcap Challenges review

Rules and prices checked on 5 November 2026 against Eightcap Challenges’s own website and terms.

Eightcap Challenges is the prop trading arm of the Eightcap broker group, run by Eightcap International Ltd in Seychelles outside the group's regulated services. Traders can choose a One Phase challenge with a 10% target, 4% daily and 8% static maximum loss, or a Two Phase with 9% and 5% targets, 5% daily and 10% static, from $5,000 to $200,000 for $59 to $1,299, on MT4, MT5, TradeLocker or TradingView. Funded traders keep 80%, or 90% with an add on, every 14 days. Read the payout rules carefully: profit is capped each cycle at 5% of the balance on One Phase and 10% on Two Phase, the account resets after each payout, and bank payouts cost $50. Trustpilot has removed the rating of eightcap.com over a guideline breach.

Suits

Traders who want a broker backed challenge on TradingView or MT4 with static drawdown, and accept capped payouts each cycle.

Less suited to

You expect to withdraw large profits in one cycle, want free bank payouts, or rely on independent review scores.

Pros

  • Backed by the Eightcap broker group.
  • MT4, MT5, TradeLocker and TradingView.
  • Static maximum loss on both plans, and no time limit.
  • Weekend holding allowed.

Cons

  • Red flag: profit per payout cycle capped at 5% (One Phase) or 10% (Two Phase), with the account reset after each payout.
  • Red flag: Trustpilot has removed the eightcap.com rating over a guideline breach.
  • $50 fee on bank payouts and 1% on crypto.
  • Profit distribution rule excludes big days from payouts.
  • Seychelles entity outside the group's regulated services.

Verdict

Eightcap Challenges has real strengths: the backing of an established broker group, a choice of four platforms including TradingView, static drawdowns on both plans, no time limit and weekend holding allowed. Prices are in line with the market, from $59 for a $5K Two Phase.

The payout terms are the problem. Each payout cycle is capped at 5% of the starting balance on One Phase and 10% on Two Phase, the account resets to its starting balance after every payout, and any profit above the cap is lost. A profit distribution rule also excludes profit from any day above 30% (One Phase) or 50% (Two Phase) of the payout. Bank payouts cost $50 and crypto 1%, and payouts need 7 trading days on One Phase.

Red flags: Trustpilot has removed the rating of eightcap.com, where challenge reviews are posted, for a guideline breach, and challenge reviews from June to October 2026 repeatedly mention hidden rules and capped payouts. The firm sits in Seychelles outside the group's regulated entities.

Eightcap Challenges may suit traders who want a broker backed firm on TradingView and are comfortable with capped, reset style payouts. Traders who want to keep large profits should look elsewhere.

Trader Reviews

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Discussions

Threads in our forums about Eightcap Challenges, newest first. Members' posts, not our view.

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Payouts

Profit Split

80%, or 90% with an add on.

Min. Payout

$100 after the split.

Frequency

Every 14 days, or 7 or 3 with add ons.

First Payout

After the minimum trading days (7 on One Phase). Profit is capped per cycle and the account resets to its starting balance after each payout. KYC once payouts pass $1,000.

Payout Methods

Bank wire in USD ($50 fee) or crypto: USDT, BTC (1% fee).

Firm Details

Platforms
MT4, MT5, TradeLocker, TradingView
Markets
FX, Indices, Metals, Energy, Crypto
Payment methods
Card, crypto
Payout methods
Bank wire, crypto
Support
Help centre and FAQ, live chat

Questions about Eightcap Challenges

Is Eightcap Challenges legit?

It is run by Eightcap International Ltd (company 8427413-1, Seychelles), part of the Eightcap broker group, and states that the challenges sit outside the group's regulated services. Trustpilot shows no rating for eightcap.com: on 5 November 2026 it displayed a notice that the rating was removed for a breach of its guidelines. Challenge reviews in 2026 often cite hidden rules and capped payouts, so read the rules PDF before buying.

How much does Eightcap Challenges cost?

One Phase costs $69, $119, $259, $429, $659 and $1,299 for $5K to $200K, and Two Phase $59, $99, $219, $389, $599 and $1,199. Fees are one time and not refundable.

Is there a profit cap on Eightcap Challenges payouts?

Yes. Profit per payout cycle is capped at 5% of the starting balance on One Phase and 10% on Two Phase. The account resets to its starting balance after each payout, so profit above the cap is forfeited.

How do Eightcap Challenges payouts work?

The split is 80%, or 90% with an add on, every 14 days (7 or 3 with add ons), with a $100 minimum after the split. Bank wires cost $50 per payout and crypto 1%, and processing takes about 2 business days.

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