My Funded Futures Builder, Rapid and Pro Compared
My Funded Futures runs one evaluation format across four plans, and the choice of Builder, Rapid, Rapid EOD or Pro mainly changes how the funded stage pays.
My Funded Futures sells four one time plans with no activation fee: Builder, Rapid, Rapid EOD and Pro. Every evaluation uses an end of day trailing loss limit, so the real differences sit in the funded stage. Rapid pays 90% daily with an intraday trailing limit, Rapid EOD does the same with an end of day limit, Builder pays 80% every 48 hours under a 50% consistency rule, and Pro pays 80% every 14 days from a full starting balance.
How the evaluations differ
Targets and maximum losses are the same across plans at each size: $3,000 and $2,000 on a 50K, for example. What changes is the consistency rule, the minimum days, the contract limit and whether a daily limit applies.
| 50K evaluation | Builder | Rapid | Rapid EOD | Pro |
|---|---|---|---|---|
| Sizes offered | 25K to 150K | 25K to 150K | 25K and 50K | 50K to 150K |
| Maximum loss, end of day trailing | $2,000, or $1,500 at a lower price | $2,000 | $2,000 | $2,000 |
| Daily loss limit | $1,000 soft pause | None | None | None |
| Consistency | None | 50% | 30% | 50% |
| Minimum days | 1 | 2 | 4 | 2 |
| Maximum contracts | 4 minis | 5 minis | 3 minis | 3 minis |
Tier 1 news trading is allowed in every evaluation. The soft daily limit on Builder pauses trading for the rest of the session without failing the account. Open positions are closed automatically at 4:10 pm Eastern on regular trading days.
How the funded stages differ
| 50K funded | Builder | Rapid | Rapid EOD | Pro |
|---|---|---|---|---|
| Starting balance | $0 | $0 | $0 | $50,000 |
| Loss limit | End of day trailing, locks at $100 | Intraday trailing from the equity high, locks at $100 | End of day trailing, locks at $100 | End of day trailing, static at $50,100 after the first payout |
| Daily loss limit | $1,000 soft pause | None | None | None |
| Consistency | 50% per payout cycle | None | None | None |
| Payout timing | From 48 hours after the first trade, 2 trading days per cycle | Daily, from 24 hours after the first trade | Daily | Every 14 calendar days from the first trade |
| Split | 80% | 90% | 90% | 80% |
| Buffer before payouts | $2,100 | $2,100 | $2,100 | $2,100 |
| Minimum and maximum request | $500 to $2,000, five sim payouts | $500 minimum | $500 minimum, no cap | $1,000 minimum, $100,000 per user |
| Tier 1 news | Allowed | Not allowed | Not allowed | Not allowed |
The routes to live capital also differ. Rapid moves to a live account automatically after $10,000 of net profit in a single day, or on review. Builder becomes eligible after its fifth approved sim payout. Pro is reviewed after three consecutive payouts or a $20,000 profit milestone, with live balances of $2,000 to $10,000. Pro also lets a trader take one withdrawal of up to 60% of profit, with a $1,000 minimum, before the buffer is fully cleared.
Worked example
The figures below apply the same made up trading to a 50K funded account on each plan: eight trading days, $3,600 of total profit and a best day of $1,000. They illustrate the rules only.
| Plan | First request possible | $1,500 request at the plan split | Room left afterwards |
|---|---|---|---|
| Builder | Buffer cleared, $1,500 above it, best day 28% of profit | $1,200 | $2,000 |
| Rapid | Buffer cleared, 24 hours after the first trade | $1,350 | $2,000 |
| Rapid EOD | Buffer cleared | $1,350 | $2,000 |
| Pro | Not before 14 calendar days after the first trade | $1,200 | $2,000 |
On each plan the $2,100 buffer is the $2,000 drawdown plus $100, which is why every plan leaves the same $2,000 of room after the request. On Builder, Rapid and Rapid EOD the floor has locked at $100 and the balance is back at $2,100; on Pro the floor moves to $50,100 and the balance is $52,100. The differences are in timing and split. Rapid pays the most and the soonest, but its floor trailed every intraday equity high on the way up, so any open profit given back before the lock cost room. Builder is slower and pays less, but has the end of day floor, allows news trading and caps the loss on a bad day. The payout calculator and drawdown calculator run the same comparison for other numbers.
The evaluation stage can matter as much. A trader who makes $2,000 on day 1 and $1,000 on day 2 passes a 50K Builder on day 2, because Builder has no evaluation consistency rule. On Rapid or Pro the $2,000 day is two thirds of the profit, so the trader must keep going until total profit reaches $4,000. The rules are set out in My Funded Futures consistency rule explained.
Costs and payout terms
List prices shown on myfundedfutures.com on 1 October 2026 were as follows. At that time the site offered 40% off with a code and 50% off a first evaluation for new traders.
| Size | Builder | Rapid | Rapid EOD | Pro |
|---|---|---|---|---|
| 25K | $105 | $145 | $145 | Not offered |
| 50K | $153, or $125 with a $1,500 drawdown | $209 | $209 | $265 |
| 100K | $282 | $356 | Not offered | $401 |
| 150K | $398 | $463 | Not offered | $557 |
There is no activation fee and no renewal. Payouts go through Riseworks by bank transfer or crypto, or by ACH through Plaid for US traders. MFFU says more than 75% are approved automatically, and manual reviews take 6 to 12 business hours. A trader can hold up to five funded accounts at 25K and 50K, or three if any is 100K or 150K, though Builder allows only one at a time, or two at 25K. Funded accounts carry a seven day inactivity rule. MFFU publishes its own figures: 19.97% of evaluation participants completed the objectives, and 39.2% of those who reached the simulated funded stage earned at least one payout. Firms change their terms often, so confirm the current version before buying.
Which plan suits which trader
- Builder suits traders who pass quickly on a big day, trade news, and value a daily stop over speed of payment.
- Rapid suits traders who bank profit quickly and want daily payouts at 90%, and who can manage an intraday trailing floor.
- Rapid EOD suits the same trader who holds through intraday pullbacks, at the cost of a 30% evaluation rule, four minimum days and only 25K or 50K sizes.
- Pro suits traders who want a full starting balance, a static floor after the first payout and a route to live, and who can wait 14 days between requests.
For how MFFU compares with other firms, see My Funded Futures vs Topstep and Tradeify vs My Funded Futures.
Common mistakes
- Trading news on a Rapid or Pro funded account. Tier 1 news is only allowed on Builder once funded.
- Treating the buffer as withdrawable. Payouts come from profit above it.
- Letting winners reverse on Rapid. The intraday floor keeps every equity high.
- Going quiet. Funded accounts carry a seven calendar day inactivity rule.
Checklist
- Match the plan to how often you need to be paid.
- Check the evaluation consistency rule for the plan.
- Note whether the funded floor is intraday or end of day.
- Build the $2,100 buffer on a 50K before planning withdrawals.
- Confirm the promotion and final price at checkout.
For the mechanics behind these choices, see end of day drawdown explained, futures performance accounts explained and prop firm news trading rules.
Frequently Asked Questions
What is the difference between My Funded Futures Rapid and Rapid EOD?
Both pay 90% daily with no funded consistency rule. Standard Rapid switches to an intraday trailing limit once funded, which follows the equity high including open profit, while Rapid EOD keeps an end of day trailing limit. Rapid EOD is only offered at 25K and 50K, has a 30% evaluation consistency rule and needs four minimum days, against 50% and two days on Rapid.
Does My Funded Futures charge an activation fee?
No. All four plans are one time payments with no activation fee and no renewals. On 1 October 2026 list prices ran from $105 for a 25K Builder to $557 for a 150K Pro, and the site showed a 40% discount code and 50% off a first evaluation for new traders, so the checkout price was lower than the list price.
Which My Funded Futures plan pays the fastest?
Rapid and Rapid EOD allow daily payouts, with the first possible 24 hours after the first funded trade once the buffer is cleared. Builder allows payouts from 48 hours after the first trade, with two trading days per cycle. Pro allows a request every 14 calendar days from the first trade. Rapid plans also pay the highest split, 90% against 80%.
What is the payout buffer at My Funded Futures?
It is the profit a funded account must build before the first payout, equal to the maximum loss plus $100: $2,100 on a 50K, $3,100 on a 100K and $4,600 on a 150K, and $1,600 on the Builder 50K with the $1,500 drawdown. Once it is cleared, the trailing floor on Builder and Rapid has locked at $100.
Can I trade news on My Funded Futures?
Tier 1 news trading is allowed in every evaluation and on Builder funded accounts. It is not allowed on Rapid, Rapid EOD or Pro simulated funded accounts. A trader who relies on news releases would need to choose Builder, accepting its 80% split, its soft daily loss limit and its 50% consistency rule on each payout cycle.
