Prop Firm Payout Calculator
Enter your account size, current balance and profit split to see the profit you can withdraw, your share of it and what you receive after any fee. Add a buffer if your firm keeps part of the profit in the account, and the challenge fee if it is refunded with the payout.
How a prop firm payout is worked out
Only profit above the starting balance can be withdrawn. Some firms also require a buffer, an amount the account must keep above the starting balance, before anything is paid. Your profit split then decides your share of what remains, and a few firms or payment providers take a processing fee.
Worked example
A $100,000 account stands at $106,000. The firm keeps a $1,000 buffer, so $5,000 is withdrawable. With an 80% split the trader’s share is $4,000. A 2% processing fee leaves $3,920, and a $540 challenge fee refunded with the first payout brings the total received to $4,460. The firm keeps the other $1,000 of profit.
What to check before you request a payout
- The minimum payout and the number of profitable or trading days required first.
- Whether a consistency rule or a payout cap applies to the request. The consistency rule calculator checks the first.
- How the drawdown floor moves after a payout, because some firms reset it to the starting balance.
- The payout methods offered and any fees they charge.
Read prop firm profit split explained, how long the first payout takes and why payouts are denied for the detail.
Frequently Asked Questions
How is a prop firm payout calculated?
Take the balance above the starting account size, subtract any buffer the firm requires, and multiply what remains by your profit split. Deduct any processing fee from your share, and add the challenge fee if the firm refunds it with the payout. The calculator does each step and shows what the firm keeps.
What is a payout buffer?
A buffer is an amount of profit that must stay in the account above the starting balance. It protects the firm if the account then falls back towards its loss limit. With a $1,000 buffer on a $100,000 account, a balance of $106,000 gives $5,000 of withdrawable profit rather than $6,000.
Is the challenge fee refunded?
Some firms refund the evaluation fee with the first payout, others only on certain programs, and many never refund it. Where a refund is offered it is usually paid once, with the first successful payout, so enter it only for that request. Check the firm’s terms for the exact condition.
Does taking a payout change my drawdown?
It can. At many firms a payout lowers the balance, so the room to the maximum loss floor shrinks, and some firms move the floor to the starting balance after the first payout. Work out the room left with the drawdown calculator before and after the payout.