The5ers High Stakes Program Explained
The5ers High Stakes is a two step challenge from $19 that scales the funded account at every 10% target, with the split rising from 80% to 100%.
High Stakes is the two step challenge at The5ers. Traders reach 10% in step 1 on the New version, or 8% on the Classic version, then 5% in step 2, with three profitable days in each step and no time limit. Once funded, the account scales at every 10% target, from sizes of $2,500 to $100,000 up to $500,000, and the profit split rises from 80% to 100%.
How High Stakes works
High Stakes is sold in six sizes and two versions. The New version has a 10% step 1 target and a lower price; the Classic version has an 8% step 1 target and costs a little more. Everything else is shared. Step 2 asks for 5%. Each step also needs at least three profitable days, which The5ers defines as a day when closed positions make at least 0.5% of the initial balance, measured as the lower of the midnight balance and midnight equity less the previous day’s balance.
| Rule | $2,500 to $25,000 | $50,000 and $100,000 |
|---|---|---|
| Step 1 target | 10% New, 8% Classic | 10% New, 8% Classic |
| Step 2 target | 5% | 5% |
| Maximum daily loss | 5% | 4% |
| Maximum loss | 10% of the initial balance | 8% of the initial balance |
| Minimum profitable days | 3 per step | 3 per step |
| Payout cap per request | Not stated | $3,000 on $50,000, $4,000 on $100,000 |
The maximum loss is fixed from the initial balance. The daily loss works differently from many firms. It is a percentage of whichever was higher at 00:00 server time, the previous day’s closing balance or its equity, so the daily allowance grows as the account grows. Touching either limit closes the account.
Leverage is 1:100 on forex, 1:25 on indices and metals, 1:5 on commodities and 1:2 on crypto, with oil temporarily cut to 1:5 on funded $50,000 and $100,000 accounts. Holding over nights and weekends is allowed, though indices held over the weekend carry high swaps. No order may be executed from two minutes before to two minutes after high impact news, based on Forex Factory and server time; any profit from such trades is removed and does not count towards the target, while losses stay. That includes pending orders that trigger inside the window. Evaluation accounts expire after 30 days without activity, and funded accounts after 60.
Scaling on the funded account
The funded account has no profit target for payouts, but reaching 10% with three profitable days scales it to the next level of The5ers table. A $100,000 account moves to $125,000, then $150,000 and $175,000, where the split rises to 85%. It reaches 90% at $250,000 and 100% at $350,000, where The5ers also credits a fixed $4,000 a month; at $500,000 the fixed payment becomes $10,000 a month. The5ers says withdrawals do not affect scaling, but each scale up resets the 14 day payout cycle.
Worked example
The figures below describe a made up $100,000 High Stakes New account bought at the $405 list price. They illustrate the rules only.
| Stage | Rule | In dollars |
|---|---|---|
| Step 1 | 10% target and three days of at least 0.5% | $10,000, with days of $500 or more |
| Step 2 | 5% target and three profitable days | $5,000 |
| Any stage | 8% maximum loss from the initial balance | Floor at $92,000 |
| Day starting at $106,000 equity | 4% daily loss | Floor for the day at $101,760 |
| Funded, scaling | 10% target and three profitable days | $110,000 moves the account to $125,000 |
Passing step 1 adds hub credit worth 10% of the fee, about $40, and passing step 2 adds 20%, about $81. The remaining 70%, $283.50, is added to the funded account’s equity and can be withdrawn with the first payout, provided the account has made at least $150 and has been active for 14 days. Hub credit can only be spent on new challenges.
After 14 funded days the trader is up $6,000. At 80% the share is $4,800, but the $100,000 account caps each payout at $4,000, so the rest stays in the account, where it adds to the room above the $92,000 floor. A payout by Rise, crypto or bank transfer carries a 3.5% commission, so the $4,000 arrives as $3,860; converting it to hub credit avoids the commission but can only buy challenges. The payout calculator and drawdown calculator rerun these figures for other sizes.
Costs and payout terms
List prices shown on the5ers.com on 1 October 2026 were as follows.
| Account size | New (10% then 5%) | Classic (8% then 5%) |
|---|---|---|
| $2,500 | $19 | $22 |
| $5,000 | $35 | $39 |
| $10,000 | $69 | $78 |
| $25,000 | $176 | $195 |
| $50,000 | $249 | $279 |
| $100,000 | $405 | $455 |
The first payout can be requested 14 days after the funded account is activated and then every two weeks from the last approved withdrawal. The minimum is $150 after the split, and the $50,000 and $100,000 accounts also need at least $300 and $500 of profit. Requests are usually processed within three business days, all trades must be closed first, and crypto withdrawals are limited to $1,500 each. The refund only covers the amount paid with outside funds, less any discount. There are also limits on how many accounts one trader can hold: the Classic version allows one $2,500, one $5,000, one $10,000 or $25,000 and one $50,000 or $100,000 account, while the New version allows up to three each of the $2,500, $5,000 and $10,000 sizes. Firms change their terms often, so confirm the current version before buying.
How it compares with The5ers’ other programmes
| Programme | Evaluation | Loss limits | Starting split | Price range |
|---|---|---|---|---|
| High Stakes | Two steps: 10% or 8%, then 5% | 5% daily, 10% maximum (4% and 8% on $50,000 and $100,000) | 80% | $19 to $455 |
| Pro Growth | One step: 10% | 3% daily, 6% stop out | 75% | $52 to $329 |
| Hyper Growth | One step: 10%, account doubles at each target | 3% daily pause, 6% stop out | 50%, then 75% once funded | $260 to $850 |
| Bootcamp | Three steps of 6% | 5% per step, 4% and a 3% daily pause when funded | 50% | $72 to $575 in total, mostly paid on funding |
High Stakes has the widest loss limits and the highest leverage of The5ers range, and the highest starting split. The trade offs are the news rule, the three profitable day requirement and, on the two largest sizes, tighter limits and payout caps. For a view of The5ers against other firms, see FTMO vs The5ers, The5ers vs Funding Pips and the The5ers review.
Common mistakes
- Counting small green days as profitable days. A day only counts at 0.5% of the initial balance or more, net of any open loss at midnight.
- Letting a pending order fill in the news window. The rule applies to when an order executes, not when it was placed.
- Assuming the daily limit is fixed. It is a percentage of the day’s starting balance or equity, whichever is higher.
- Ignoring the payout cap. On $50,000 and $100,000 accounts a large cycle cannot be withdrawn in one request.
- Forgetting the cycle reset. Scaling restarts the 14 day payout clock.
Checklist
- Choose New or Classic by weighing the lower price against the easier 8% first target.
- Note whether your size uses the 5% and 10% limits or 4% and 8%.
- Track profitable days against the 0.5% threshold.
- Check the high impact news calendar in server time before each session.
- Plan withdrawals around the cap, the 3.5% commission and the scaling reset.
- Keep enough profit in the account to protect the static floor.
More on the general rules is in prop firm news trading rules and prop firm scaling plans explained.
Frequently Asked Questions
What is the difference between High Stakes New and Classic?
Both are two step challenges with a 5% second step, the same loss limits and the same scaling plan. The New version asks for 10% in step 1 and costs less, from $19 for $2,500 to $405 for $100,000. The Classic version asks for 8% in step 1 and costs more, from $22 to $455. New also allows more small accounts per trader.
What counts as a profitable day at The5ers?
A profitable day is one on which closed positions make at least 0.5% of the initial balance. The5ers measures it as the lower of the midnight balance and midnight equity, less the previous day's balance, so an open loss held over midnight can cancel a day's gain. High Stakes needs three such days in each step and for each scale up.
How does High Stakes scaling work?
On the funded account, reaching a 10% target with three profitable days moves the account to the next size in The5ers table, for example from $100,000 to $125,000. The split rises from 80% to 85% at $175,000, 90% at $250,000 and 100% at $350,000, where a fixed $4,000 monthly payment starts. The table ends at $500,000 with $10,000 a month.
Can I trade news on The5ers High Stakes?
Holding positions through news is allowed, but no order may be executed from two minutes before to two minutes after a high impact release, based on Forex Factory and server time. Pending orders that trigger in the window count as violations. Profit from such trades is removed and does not count towards the target, while losses stay on the account.
Is the High Stakes fee refunded?
Yes, in stages. Passing step 1 adds hub credit worth 10% of the fee, and passing step 2 adds another 20%. The remaining 70% is added to the funded account and can be withdrawn with the first payout, once the account has made at least $150 and been active for 14 days. Hub credit can only be used to buy new challenges.