Funding Pips Zero Explained
Funding Pips Zero is an instant funded account with no evaluation, a 95% split every 14 days and tighter risk rules than the firm's evaluation models.
Zero is the instant funded model at Funding Pips. There is no evaluation: the trader buys a Master Account of $5,000 to $200,000, priced from $60 to $888, and can request a reward every 14 days at a 95% split. In exchange, the rules are strict: a 5% trailing loss limit, a 3% daily limit, a 1% cap on combined open losses, a 15% consistency score, seven profitable days per 30, and no trading around high impact news or holding over weekends.
How Funding Pips Zero works
Zero has two kinds of rule. Hard breaches close the account at once, with no grace period, even if the account recovers moments later. Soft rules only block a reward until they are met.
- Daily loss limit, 3%: measured from the higher of the day’s opening balance or equity, including floating losses, and reset at 00:00 platform time (UTC+3).
- Maximum trailing loss, 5%: the floor sits 5% of the initial size below the highest equity reached, including open profit, and never moves down. Once equity reaches 5% above the starting size, it locks permanently at the starting size. It does not reset after a reward.
- Maximum open risk, 1%: the combined floating loss of all losing positions may not reach 1% of the starting size at any moment. Profitable positions do not offset losing ones.
- One trade idea: the loss on a single trade, or on several positions on the same pair, may not reach 3% of the account below $50,000 or 2% from $50,000 up. A new trade in the same direction within ten minutes of closing a loser counts as the same idea.
- News and weekends: no position may be opened, closed or held from ten minutes before to ten minutes after a restricted high impact release or speech on the affected currency, and every position must be closed before the Friday close.
- Inactivity: at least one trade must be opened and closed in any 30 day window.
To request a reward, four conditions must be met together: the biggest winning day must be no more than 15% of total profit; the account needs seven days in the current rolling 30 day period with at least 0.25% net closed profit; the first 3% of profit stays in the account as a safety cushion; and the largest losing trade must not be bigger than the largest winning trade. Rewards are due 14 calendar days after the first trade and every 14 days after a processed reward, and the minimum request is 1% of the account.
Worked example
The figures below describe a made up $50,000 Zero account. They illustrate the rules only.
| Rule | Setting | On $50,000 |
|---|---|---|
| Trailing loss limit | 5% below the equity high | $2,500; locks at $50,000 once equity reaches $52,500 |
| Daily loss limit | 3% of the day’s higher starting value | $1,500 from a $50,000 start |
| Open risk cap | 1% combined floating loss | $500 |
| One trade idea | 2% at $50,000 and above | $1,000 |
| Profitable day | 0.25% net closed profit | $125 |
| Safety cushion | First 3% of profit | $1,500 |
| Minimum reward | 1% of the account | $500 |
Over three weeks the trader closes eight profitable days of $300 to $420 and a few small losing trades, ending $3,000 up with a best day of $420. Equity passed $52,500 along the way, so the floor has locked at $50,000. The best day is 14% of total profit, inside 15%, and there are more than seven days of $125 or more. Of the $3,000, the first $1,500 is the cushion, so $1,500 can be requested, and at 95% the trader receives $1,425. The balance falls to $51,500, leaving $1,500 above the locked floor.
Two moments could have ended the account earlier. With two positions open at the same time, floating at minus $260 each, the combined $520 would have breached the $500 open risk cap even though neither trade had hit its stop. And a single $900 winning day would have required total profit of $6,000 before any reward, because $900 is 15% of $6,000. The position size calculator and consistency rule calculator help check sizes and profit targets against these limits.
Costs and payout terms
List prices shown on fundingpips.com on 1 October 2026 were as follows, with a 10% code for new users advertised at the time. A swap free version costs 10% more and is available on MetaTrader 5 only.
| Account size | List price | Account size | List price |
|---|---|---|---|
| $5,000 | $60 | $50,000 | $244 |
| $10,000 | $88 | $100,000 | $444 |
| $25,000 | $188 | $200,000 | $888 |
Commission is $7 a lot on forex and metals, $10 on swap free accounts, none on energies and indices, and 0.04% on crypto. Leverage is 1:50 on forex, 1:10 on metals, energies and indices, and 1:2 on crypto, with a 20 lot limit per trade. Rewards go by card, crypto, Rise or bank transfer; crypto starts at 1% of the account and Rise and bank transfer at $500. Requests take one to three working days plus one to two days for funds to arrive, all trades must be closed first, and trading is disabled while a request is processed. A reset at a discount is offered within seven days of a breach; the help centre quotes 20% in one place and 7% for inactivity closures, so confirm the figure. Firms change their terms often, so confirm the current version before buying.
How it compares with Funding Pips’ other models
| Model | Evaluation | Daily and overall loss | Reward options |
|---|---|---|---|
| Zero | None | 3% and 5% trailing, plus a 1% open risk cap | 95% every 14 days |
| 1 Step Flex | 12% target | 2% or 3% and 12% static | 80% every 14 days or 100% monthly |
| 2 Step Standard | 8%, then 5% | 3% or 5% and 10% static | 60% weekly to 100% monthly |
| 2 Step Pro | 6%, then 6% | 3% and 6% static | 80% weekly or 100% monthly |
| 2 Step Flex | 10%, then 8% | 4% and 12% static | 80% or 95% every 14 days, or 100% monthly |
Zero removes the evaluation and pays 95% every 14 days, but it gives far less room than any evaluation model: a 5% trailing floor against static limits of 6% to 12%, forex leverage of 1:50 against 1:100, and outright bans on news and weekend holding. It suits traders who take small, frequent, tightly stopped trades. Traders who need room to swing or hold positions will find the evaluation models more workable. For Funding Pips against other firms, see FundedNext vs Funding Pips, The5ers vs Funding Pips and Funding Pips alternatives.
Common mistakes
- Adding to a loser. Positions on the same pair count as one trade idea and one open risk figure.
- Relying on stops for the open risk cap. The cap is on floating loss, so it can be hit before a stop is reached.
- Holding into Friday’s close. Any weekend position closes the account.
- A single outsized day. Under 15%, one big day can delay rewards for weeks.
- Forgetting the cushion. The first 3% of profit cannot be withdrawn.
Checklist
- Size every position so the combined floating loss cannot reach 1%.
- Check the restricted news calendar on the dashboard before each session.
- Flatten before the Friday close.
- Count profitable days of 0.25% or more in each rolling 30 days.
- Keep the largest loss below the largest win.
For the broader rules, see prop firm news trading rules and instant funding vs evaluation.
Frequently Asked Questions
Does Funding Pips Zero have an evaluation?
No. Zero is sold as a Master Account from the first day, with no profit target and no phases. Instead of an evaluation, it applies strict ongoing rules: a 5% trailing loss limit, a 3% daily limit, a 1% cap on open losses, a 15% consistency score and at least seven profitable days in every rolling 30 day period before a reward.
How does the Funding Pips Zero trailing drawdown work?
The floor sits 5% of the starting account size below the highest equity reached, including open profit, and never moves down. Once equity reaches 5% above the starting size, the floor locks permanently at the starting size. It does not reset after a reward, so every withdrawal reduces the room between the balance and the floor.
Can I trade news on Funding Pips Zero?
No. On Zero, no position may be opened, closed or held from ten minutes before to ten minutes after a restricted high impact release or speech on the affected currency. Doing so is a hard breach that closes the account. The restricted events are those marked as restricted on the economic calendar in the Funding Pips dashboard.
What is the Funding Pips Zero consistency score?
The biggest winning day divided by total profit must be 15% or less before a reward can be requested. On a $10,000 account with $3,500 of profit, no day can be above $525. Breaking it does not close the account; the trader keeps trading smaller days until the share falls back within 15%.
How often does Funding Pips Zero pay?
Every 14 calendar days after the first trade, and every 14 days after each processed reward, at a 95% split. The first 3% of profit stays in the account as a cushion, the minimum request is 1% of the account, and processing takes one to three working days plus one to two days for funds to arrive.