AE
3 Years 
Max. allocation$200K
Forex and CFD
Crypto Fund Trader
Instant funding plus 1 Step and 2 Step challenges from $40, traded on MT5 and Match Trader.
Markets
Platforms
-
MT5
-
Match Trader
- Programs across Instant Funding, 1 Step and 2 Step
- 6
- Cheapest challenge
- $40
- Top profit split, on Instant 2,5
- 80%
- Max. allocation
- $300K
- Leverage on FX
- 1:30
- Daily loss limit
- 4% to 5%
Programs and Prices
6 programs, with the price at every account size.
Instant Funding
2 programs, 2.5K to 10K1 Step Evaluation
2 programs, 5K to 200K| Program | 5K | 10K | 25K | 50K | 100K | 200K | Trade |
|---|---|---|---|---|---|---|---|
| 5 80% split, 10% target, 4% daily loss, 6% max loss | $40 | Not offered | $219 | $369 | Not offered | Not offered | Trade now |
| 1 Step Challenge 80% split, 10% target, 4% daily loss, 6% max loss | Not offered | $80 | Not offered | Not offered | $619 | $1,199 | Trade now |
2 Step Evaluation
2 programs, 5K to 200K| Program | 5K | 10K | 25K | 50K | 100K | 200K | Trade |
|---|---|---|---|---|---|---|---|
| 5 80% split, 8% then 5% target, 5% daily loss, 10% max loss | $58 | Not offered | $240 | $389 | Not offered | Not offered | Trade now |
| 2 Step Challenge 80% split, 8% then 5% target, 5% daily loss, 10% max loss | Not offered | $110 | Not offered | Not offered | $660 | $1,250 | Trade now |
Rules at a Glance
Loss limits are a share of the starting balance. Breaking either limit ends the account.
| Program | Type | Account sizes | Profit split | Profit target | Daily loss limit | Max loss limit | From |
|---|---|---|---|---|---|---|---|
| Instant 2,5 | Instant Funding | 2.5K | 80% | Not listed | 4% | 6% | $125 |
| Instant | Instant Funding | 10K | 80% | Not listed | 4% | 6% | $475 |
| 5 | 1 Step | 5K to 50K | 80% | 10% | 4% | 6% | $40 |
| 1 Step Challenge | 1 Step | 10K to 200K | 80% | 10% | 4% | 6% | $80 |
| 5 | 2 Step | 5K to 50K | 80% | 8% then 5% | 5% | 10% | $58 |
| 2 Step Challenge | 2 Step | 10K to 200K | 80% | 8% then 5% | 5% | 10% | $110 |
Crypto Fund Trader rules in full
2-Phase Evaluation: Phase 1: 8% profit target, max daily loss, 10% max overall loss, min trading days, unlimited time. Phase 2: 5% profit target, same limits. 1-Phase: 10% target, trailing drawdown. Live Stage: 80% profit split. No daily/weekly time limits. 50+ team of professionals involved.
Scaling rules
Crypto Fund Trader review
Crypto Fund Trader is run by SWISS RLCRATES AG from Zug, Switzerland, with MT5 services provided by RLCRATES, S.L. Despite its name, it offers simulated accounts on more than 700 instruments covering crypto, forex, indices, commodities and stocks through MetaTrader 5 and Match Trader, plus crypto futures through a trader's own Bybit account. Three programs are currently on sale. The 2 Phases challenge asks for 8% and then 5%, with a 5% daily loss limit and a 10% static maximum loss, and costs from $58 for $5,000 to $1,250 for $200,000. The 1 Phase challenge asks for 10% with a 4% daily limit and a 6% trailing drawdown that stops at the starting balance, priced from $40 to $1,199. Both pay an 80% split, or 90% with a paid add on. The Instant account costs $125, $240 or $475 for $2,500, $5,000 or $10,000, starts at a 50% split and doubles in size each time it reaches 10% profit, up to $1,280,000. There are no time limits or minimum trading days in the evaluations, and news trading and weekend holding are allowed. Funded traders can request rewards after 15 traded days or every 30 calendar days, and total funded allocation is capped at $300,000.
Suits
Crypto and multi asset traders who want no time limit, freedom to trade news and hold over weekends, and a choice of MT5, Match Trader or Bybit.
Less suited to
Avoid Crypto Fund Trader if you need 1:100 leverage on a small account, want rewards more often than every 15 traded days without paying for an add on, or need MT5 as a US resident.
Pros
- Evaluations have no time limit and no minimum number of trading days.
- News trading and overnight and weekend holding are allowed on all current programs.
- The 2 Phases challenge uses a static 10% maximum loss measured from the starting balance.
- Traders can use MT5, Match Trader or their own Bybit account, with more than 550 crypto pairs.
- The Instant account doubles in size each time it reaches 10% profit, up to $1,280,000.
Cons
- Smaller challenges and Instant accounts are limited to 1:30 leverage on forex and 1:5 on crypto and stocks.
- Simulated profit above $10,000 in one day or one trade is deducted from the account.
- Funded rewards can only be requested after 15 traded days or every 30 calendar days without the paid weekly add on.
- The 90% split and weekly rewards each cost an extra 20% of the challenge price.
- The right to a refund is lost once a position is opened, and MT5 is not available to US residents.
Verdict
Crypto Fund Trader's main appeal is flexibility. The evaluations have no time limit and no minimum trading days, news trading is allowed on all current programs, positions can be held overnight and over weekends, and traders can choose between MT5, Match Trader and Bybit. The 2 Phases challenge uses a static 10% maximum loss, while the 1 Phase trades a lower price for a tighter 6% trailing drawdown that locks once the account is 6% in profit. Crypto traders get more than 550 crypto pairs, and Bybit users trade USDT futures through their own exchange account.
There are several limits to weigh. Leverage of 1:100 applies only to the larger accounts: the smaller challenges and Instant accounts are set at 1:30 on forex and 1:5 on crypto and stocks. Simulated profit above $10,000 in a single day or trade is deducted, which caps returns on large accounts. Funded rewards can only be requested after 15 traded days or every 30 calendar days unless the weekly add on is bought, and the 90% split also costs extra. MT5 is unavailable to US residents, and the right to a refund is lost as soon as a position is opened. The terms also state that the company may, in some circumstances, decline to pay a reward and return the fees instead.
Trustpilot shows no rating for the firm, citing a breach of its guidelines, alongside 1,095 reviews. Crypto Fund Trader suits patient crypto and multi asset traders who want no time pressure and freedom around news, and who are comfortable with a monthly reward cycle.
Payouts
Starts at 50% scaling up to 90% as account grows. Live Stage: 80%. Ascend model: 92%. Post-payout: some users report leverage cap (1% per trade) and $10K daily profit cap imposed by risk team.
Leverage and Commissions
| Market | Leverage | Commission |
|---|---|---|
| FX | 1:30 | per lot per side (2.5$) |
| Indices | 1:20 | per lot per side (0.005%) |
| Crypto | 1:5 | per side (0.0325%) |
| Stocks | 1:5 | per side (0.002%) |
| Other Commodities | 1:30 | Not listed |
Leverage is the same on Instant, 1 Step and 2 Step accounts.
Firm Details
- Platforms
- MT5, Match Trader
- Markets
- FX, Indices, Other Commodities, Crypto, Stocks
- Payment methods
- Bank Transfer or Crypto payment
- Payout methods
- Bank Transfer and Cryptocurrency Transfer
Questions about Crypto Fund Trader
Is Crypto Fund Trader legit?
Crypto Fund Trader is operated by SWISS RLCRATES AG, registered in Zug, Switzerland, which acts as payment and marketing agent for RLCRATES, S.L., the company providing the MT5 service. All trading is simulated, and rewards are paid as performance based scholarships. The firm publishes a proof of reserves page. Trustpilot shows no rating for the firm, citing a breach of its guidelines, and lists 1,095 reviews.
How much does a Crypto Fund Trader challenge cost?
The 2 Phases challenge costs $58 for $5,000, $110 for $10,000, $240 for $25,000, $389 for $50,000, $660 for $100,000 and $1,250 for $200,000. The 1 Phase challenge costs $40 to $1,199 across the same sizes. Instant accounts cost $125, $240 and $475. Add ons for weekly rewards or a 90% split each add 20% to the price.
What are the Crypto Fund Trader drawdown rules?
Breaches are measured on equity. The 2 Phases challenge has a 5% daily loss limit, based on the balance at 12:05 AM UTC, and a 10% maximum loss fixed from the starting balance. The 1 Phase uses a 4% daily limit and a 6% trailing drawdown that follows the highest balance and stops once it reaches the starting balance. Instant accounts use 4% daily and 6% overall.
How do Crypto Fund Trader payouts work?
Funded 1 Phase and 2 Phases traders can request a reward after 15 traded days or every 30 calendar days, or every 7 traded days with the weekly add on. All trades must be closed first, and KYC must be approved. Rewards are paid by bank transfer in euros or US dollars or in USDT, BTC or ETH, with an average processing time of about 8 hours and a maximum of 48 business hours.
Does Crypto Fund Trader allow news trading and expert advisors?
News trading is allowed, and positions can be held overnight and over weekends on every account type currently sold. The rules list banned automated strategies rather than banning expert advisors outright: high frequency trading, tick scalping, arbitrage and latency strategies are not allowed, and neither are hedging across accounts or copying third party signals. Simulated profit above $10,000 in a single day or trade is deducted.
Which platforms does Crypto Fund Trader offer?
Traders can choose MetaTrader 5, Match Trader or Bybit. MT5 and Match Trader give access to more than 700 instruments, including 556 crypto pairs, 106 forex pairs, indices, commodities and stocks. Bybit evaluations use the trader's own Bybit account linked by an API key, are limited to USDT crypto futures and carry Bybit's own fees. MT5 is not available to US residents.
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